State

Lenders in Tennessee

273 lenders are based in Tennessee, holding $151.2B of commercial loans at June 30, 2026. Pinnacle Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in Tennessee.

Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders based here
273
FDIC institution record,
Commercial book held
$151B
FDIC call report,
+6.7% from a year earlier, 228 of 273 lenders
Multifamily loans, 2025
753
HMDA,
+7.4% from 2024
SBA 7(a) loans, 36 months
2,252
SBA FOIA,

Cite this

Source: The Lender Report, Lenders in Tennessee, https://lender.report/lenders-in/tennessee/, data as of June 30, 2026.

Describe a deal in Tennessee

This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

Start with a deal in TennesseeA lender in Tennessee? Find your page

Largest commercial books based in Tennessee
LenderKindCommercial bookTotal assets
Pinnacle BankBank$61.4B$129B
First Horizon BankBank$39.0B$84.1B
FirstBankBank$9.38B$16.8B
SmartBankBank$3.71B$6.11B
Wilson Bank and TrustBank$2.77B$5.98B
Commercial BankBank$1.50B$2.36B
Bank of TennesseeBank$1.29B$2.25B
Lawrence BankBank$1.23B$3.04B
Builtwell BankBank$1.19B$2.28B
SouthEast BankBank$1.09B$3.58B
Citizens National BankBank$1.09B$1.96B
Citizens BankBank$920M$1.42B
Eastman Credit UnionCredit union$913M$10.2B
Security Bank and Trust CompanyBank$869M$1.70B
InsBankBank$776M$1.08B
FDIC call report,
Most multifamily loans made in Tennessee, 2025
LenderBased in2025 loans2025 dollars
FirstBankNashville, TN33$52.7M
Y-12 Credit UnionOak Ridge, TN29$44.3M
Walker & Dunlop, LLCBethesda, MD27$522M
Builtwell BankChattanooga, TN23$14.4M
Berkadia Commercial MortgageAmbler, PA23$254M
Wilson Bank and TrustLebanon, TN21$47.3M
One Bank of TennesseeCookeville, TN18$22.9M
Security Bank and Trust CompanyParis, TN15$102M
Citizens BankElizabethton, TN14$20.2M
Simmons BankPine Bluff, AR13$12.4M
HMDA,
Most SBA 7(a) loans recorded in Tennessee, 36 months
LenderBased inLoansDollars
U.S. Bank National AssociationCincinnati, OH278$60.5M
The Huntington National BankColumbus, OH214$102M
Newtek Bank, National AssociationMiami, FL177$64.7M
Readycap Lending, LLCBerkeley Heights, NJ126$21.1M
Northeast BankPortland, ME112$17.3M
Pinnacle BankNashville, TN101$129M
Live Oak Banking CompanyWilmington, NC96$124M
BayFirst National BankSaint Petersburg, FL80$14.6M
United Midwest Savings Bank, National AssociationDegraff, OH80$25.0M
Regions BankBirmingham, AL55$31.7M
SBA FOIA,
  • 273 lenders are based in Tennessee: 101 banks, 8 savings institutions, 125 credit unions and 39 non-bank lenders. FDIC institution record,
  • Banks, savings institutions and credit unions based in Tennessee report $366.8B in total assets. FDIC call report,
  • They hold $151.2B of commercial and commercial real estate loans, up 6.7% from a year earlier among the 228 of 273 with a comparable earlier filing. FDIC call report,
  • Lenders made 753 multifamily loans in Tennessee in 2025 for $5.3B, versus 701 in 2024 (HMDA, manufactured-home parks excluded). HMDA,
  • Lenders recorded 2,252 SBA 7(a) loans for $1.4B in Tennessee in the 36 months ending September 30, 2026. SBA FOIA,
  • Lenders made 16,463 1-4 unit investor or business-purpose loans in Tennessee in 2025. HMDA,
  • Pinnacle Bank holds the largest commercial book of any lender based in Tennessee, at $61.4B. FDIC call report,
  • FirstBank made the most multifamily loans in Tennessee in 2025, at 33. HMDA,
  • U.S. Bank National Association recorded the most SBA 7(a) loans in Tennessee, at 278. SBA FOIA,
  • 11 kinds of lending have a page for Tennessee, each with at least 10 lenders with in-state evidence. FDIC institution record,

Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.