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The Lender Report built this page from public records. BMO Bank National Association has not reviewed it. Every lender's page starts this way, and it says nothing about BMO Bank National Association itself. Each figure shows its source and date. Work at BMO Bank National Association? You can claim this page for free.
Multifamily record
BMO Bank National Association: multifamily loans made
BMO Bank National Association, a bank based in Chicago, IL, made 27 multifamily loans in 2024 and 2025, $344.8M in all, in 8 states. The typical loan was about $2.3M, and the largest about $48M. Most were in Cook County, IL.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 27
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $345M
- HMDA,
- Rounded amounts
- Typical loan
- $2.3M
- HMDA,
- Largest loan
- $48M
- HMDA,
- Rounded to 2 significant figures
- States
- 8
- HMDA,
Cite this
Source: The Lender Report, BMO Bank National Association: multifamily loans made, https://lender.report/lender/bmo-bank-il/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Sacramento County, CA | Purchase, 150 or more units | $48M | 6.47% | 5 yr | HMDA 2025 | |
| 2025 | Waukesha County, WI | Refinance, 50 to 99 units | $47M | 6.58% | 5 yr | 75% | HMDA 2025 |
| 2025 | Miami-Dade County, FL | Refinance, 100 to 149 units | $43M | 5.45% | 3 yr | HMDA 2025 | |
| 2025 | Napa County, CA | Purchase, 150 or more units | $42M | 5.27% | 5 yr | HMDA 2025 | |
| 2025 | San Francisco County, CA | Purchase, 100 to 149 units | $40M | 6.23% | 2 yr | HMDA 2025 | |
| 2025 | San Mateo County, CA | Purchase, 100 to 149 units | $30M | 5.65% | 2 yr | HMDA 2025 | |
| 2025 | Waukesha County, WI | Refinance, 50 to 99 units | $15M | 6.58% | 5 yr | 81% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 150 or more units | $6.4M | 8.5% | 16.4 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 50 to 99 units | $5.1M | 5.53% | 17 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 5 to 24 units | $1.7M | 6.58% | 17 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 50 to 99 units | $1.6M | 6.87% | 17 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Cash-out refinance, 5 to 24 units | $1.4M | 6.49% | 2 yr | 65% | HMDA 2025 |
| 2025 | Contra Costa County, CA | Purchase, 5 to 24 units | $940K | 4.06% | 11.2 yr | 61% | HMDA 2025 |
| 2025 | Cook County, IL | Refinance, 5 to 24 units | $480K | 6% | 5 yr | 28% | HMDA 2025 |
| 2025 | Sangamon County, IL | Purchase, 5 to 24 units | $220K | 5.85% | 5 yr | 36% | HMDA 2025 |
| 2024 | Ventura County, CA | Refinance, 100 to 149 units | $29M | 6.59% | 3 yr | HMDA 2024 | |
| 2024 | Flagler County, FL | Refinance, 50 to 99 units | $10M | 6.2% | 3 yr | 60% | HMDA 2024 |
| 2024 | Brevard County, FL | Refinance, 50 to 99 units | $7.8M | 5.9% | 2 yr | 60% | HMDA 2024 |
| 2024 | Colorado | Purchase, 50 to 99 units | $4.1M | 8% | 14.5 yr | HMDA 2024 | |
| 2024 | Montgomery County, TX | Purchase, 25 to 49 units | $2.3M | 7.04% | 25 yr | 78% | HMDA 2024 |
| 2024 | Cook County, IL | Purchase, 25 to 49 units | $1.7M | 6.91% | 17 yr | HMDA 2024 | |
| 2024 | Cook County, IL | Purchase, 50 to 99 units | $1.7M | 7.02% | 16 yr | HMDA 2024 | |
| 2024 | Marion County, IN | Refinance, 25 to 49 units | $1.6M | 7.5% | 16 yr | HMDA 2024 | |
| 2024 | Orange County, CA | Improvement, 5 to 24 units | $1.5M | 8.5% | 3 yr | 48% | HMDA 2024 |
| 2024 | Alameda County, CA | Refinance, 5 to 24 units | $880K | 7.54% | 25 yr | 42% | HMDA 2024 |
| 27 multifamily loans made in 2024 and 2025 | $345M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Cook County, IL | County | 7 | $13.7M |
| Sacramento County, CA | County | 2 | $54.4M |
| Waukesha County, WI | County | 2 | $62.0M |
| Alameda County, CA | County | 1 | $880K |
| Brevard County, FL | County | 1 | $7.80M |
| Colorado | State | 1 | $4.10M |
| Contra Costa County, CA | County | 1 | $940K |
| Flagler County, FL | County | 1 | $10.0M |
| Los Angeles County, CA | County | 1 | $880K |
| Marion County, IN | County | 1 | $1.60M |
| Miami-Dade County, FL | County | 1 | $43.0M |
| Montgomery County, TX | County | 1 | $2.30M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 6 | $3.86M |
| $1M to $2.5M | 8 | $13.5M |
| $2.5M to $5M | 1 | $4.10M |
| $5M to $10M | 3 | $19.3M |
| $10M or more | 9 | $304M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 12 | $61.9M | $1.7M |
| 2025 | 15 | $283M | $6.4M |
| Purpose | Loans |
|---|---|
| Purchase | 15 |
| Refinance | 10 |
| Cash-out refinance | 1 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 9 |
| 25 to 49 units | 3 |
| 50 to 99 units | 8 |
| 100 to 149 units | 4 |
| 150 or more units | 3 |
- BMO Bank National Association made 27 multifamily loans totaling $344.8M in 2024 and 2025, in 19 named places across 8 states. HMDA,
- It made 15 of them in 2025 and 12 in 2024. HMDA,
- The typical loan was about $2.3M, with the middle half between $1.4M and $29M. HMDA,
- The largest was about $48M. Every amount is rounded to 2 significant figures. HMDA,
- 6 loans were under $1M, and 12 were $5M or more. HMDA,
- It reported a median rate of 6.58% on 27 loans, with the middle half between 5.90% and 7.04%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 60%. HMDA,
- 41% of the loans were refinancings and 56% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 9 loans. HMDA,
- Its loans were most often in Cook County, IL (7), Sacramento County, CA (2) and Waukesha County, WI (2). HMDA,
What we don't know
- Whether BMO Bank National Association is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.