County · FL
Multifamily lenders in Miami-Dade County, FL
69 lenders made 327 multifamily loans in Miami-Dade County, FL in 2024 and 2025, $5B in all. U. S. Century Bank made the most, with 23. The typical loan was about $2.8M. The county is part of the Miami, FL metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 69
- HMDA,
- Multifamily loans, 2024-25
- 327
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $4.98B
- HMDA,
- Typical loan
- $2.8M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Miami-Dade County, FL, https://lender.report/lenders-in/florida/miami-dade-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| U. S. Century Bank multifamily record | Bank | Doral, FL | 23 | $60.6M | 16 | 7 | $2.1M |
| City National Bank of Florida multifamily record | Bank | Miami, FL | 21 | $246M | 12 | 9 | $5M |
| Ocean Bank multifamily record | Bank | Miami, FL | 21 | $191M | 15 | 6 | $3.3M |
| Amerant Bank, National Association multifamily record | Bank | Coral Gables, FL | 14 | $43.0M | 7 | 7 | $1.5M |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 13 | $264M | 6 | 7 | $3.2M |
| Terrabank, National Association multifamily record | Bank | Coral Gables, FL | 13 | $18.5M | 6 | 7 | $1.1M |
| Popular Bank multifamily record | Bank | New York, NY | 12 | $41.5M | 12 | 0 | $2.8M |
| Bradesco Bank multifamily record | Bank | Coral Gables, FL | 12 | $25.0M | 7 | 5 | $2.3M |
| Brightstar Credit Union multifamily record | Credit union | Fort Lauderdale, FL | 12 | $18.5M | 9 | 3 | $1.5M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 11 | $703M | 8 | 3 | $56M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 11 | $190M | 3 | 8 | $9.8M |
| Banesco USA multifamily record | Bank | Miami, FL | 11 | $31.4M | 10 | 1 | $1.7M |
| A&D Mortgage LLC multifamily record | Non-bank | Ft. Lauderdale, FL | 10 | $8.40M | 4 | 6 | $800K |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 9 | $309M | 5 | 4 | $32M |
| First American Bank multifamily record | Bank | Elk Grove Village, IL | 9 | $13.6M | 7 | 2 | $1.5M |
| Regions Bank multifamily record | Bank | Birmingham, AL | 8 | $128M | 7 | 1 | $15M |
| INB, National Association multifamily record | Bank | Springfield, IL | 8 | $25.2M | 2 | 6 | $3.6M |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 7 | $14.5M | 5 | 2 | $2.3M |
| Bank OZK multifamily record | Bank | Little Rock, AR | 6 | $153M | 4 | 2 | $4.7M |
| International Finance Bank multifamily record | Bank | Miami, FL | 6 | $28.4M | 1 | 5 | $4.5M |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 4 | $3.32M | 2 | 2 | $620K |
| JPMorgan Chase Bank, National Association multifamily record | Bank | Columbus, OH | 3 | $740M | 1 | 2 | $210M |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 3 | $359M | 0 | 3 | $24M |
| CBRE Multifamily Capital, Inc. multifamily record | Non-bank | Houston, TX | 3 | $98.6M | 2 | 1 | $4.7M |
| Arixa Enhanced Income Fund, LP multifamily record | Non-bank | Phoenix, AZ | 3 | $68.5M | 3 | 0 | $29M |
| Citibank, National Association multifamily record | Bank | Sioux Falls, SD | 3 | $45.1M | 2 | 1 | $9.8M |
| Pibank, National Association multifamily record | Bank | Miami, FL | 3 | $28.2M | 1 | 2 | $12M |
| FirstBank Puerto Rico multifamily record | Bank | Santurce, PR | 3 | $12.4M | 2 | 1 | $4.3M |
| Truist Bank multifamily record | Bank | Charlotte, NC | 3 | $10.7M | 3 | 0 | $3.7M |
| TD Bank, National Association multifamily record | Bank | Wilmington, DE | 3 | $4.70M | 2 | 1 | $1.5M |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 66 | 26 |
| $1M to $2.5M | 90 | 37 |
| $2.5M to $5M | 62 | 24 |
| $5M to $10M | 34 | 20 |
| $10M or more | 75 | 30 |
- Lenders made 327 multifamily loans totaling $5B in Miami-Dade County, FL in 2024 and 2025. HMDA,
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 199 of the loans were made in 2025 and 128 in 2024. HMDA,
- The typical loan in Miami-Dade County, FL was about $2.8M, with the middle half between $1.2M and $8.1M. HMDA,
- 66 of the loans were under $1M, and 109 were $5M or more. HMDA,
- Lenders reported a median rate of 6.65% on 225 loans in Miami-Dade County, FL, with the middle half between 5.95% and 7.67%. HMDA,
- The median term was 7 years. HMDA,
- The median loan to value was 60%. HMDA,
- 53% of the loans were refinancings and 43% were purchases. HMDA,
- Banks and savings institutions made 211 of the loans, credit unions 19, and non-banks 95. HMDA,
- The five most active lenders made 28.1% of the loans. HMDA,
- The three most active lenders were U. S. Century Bank with 23, City National Bank of Florida with 21, and Ocean Bank with 21. HMDA,
- 17 of the 69 lenders are based in Florida. The rest are based elsewhere, most often in Illinois, North Carolina and New York. HMDA,
- The most common property size was 5 to 24 units, with 182 loans. HMDA,
- Miami-Dade County, FL is part of the Miami-Miami Beach-Kendall, FL metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Miami-Dade County, FL
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.