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Multifamily record
Builder Finance Inc: multifamily loans made
Builder Finance Inc, a mortgage company based in Sioux Falls, SD, made 21 multifamily loans in 2024 and 2025, $21.2M in all, in 10 states. The typical loan was about $840K, and the largest about $2.1M. Most were in Galveston County, TX.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 21
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $21.2M
- HMDA,
- Rounded amounts
- Typical loan
- $840K
- HMDA,
- Largest loan
- $2.1M
- HMDA,
- Rounded to 2 significant figures
- States
- 10
- HMDA,
Cite this
Source: The Lender Report, Builder Finance Inc: multifamily loans made, https://lender.report/lender/builder-finance-sd/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Riverside County, CA | Cash-out refinance, 5 to 24 units | $1.7M | 7.6% | 10 yr | 60% | HMDA 2025 |
| 2025 | Pinellas County, FL | Cash-out refinance, 5 to 24 units | $1.6M | 7.65% | 5 yr | 72% | HMDA 2025 |
| 2025 | South Carolina | Cash-out refinance, 5 to 24 units | $1.6M | 7.65% | 5 yr | 75% | HMDA 2025 |
| 2025 | Orange County, NC | Cash-out refinance, 5 to 24 units | $1.4M | 6.6% | 5 yr | 33% | HMDA 2025 |
| 2025 | San Diego County, CA | Cash-out refinance, 5 to 24 units | $1.3M | 7.05% | 10 yr | 60% | HMDA 2025 |
| 2025 | Bernalillo County, NM | Cash-out refinance, 5 to 24 units | $1.2M | 7.8% | 5 yr | 75% | HMDA 2025 |
| 2025 | Galveston County, TX | Cash-out refinance, 5 to 24 units | $760K | 6.95% | 5 yr | 60% | HMDA 2025 |
| 2025 | Galveston County, TX | Cash-out refinance, 5 to 24 units | $740K | 7.35% | 5 yr | 63% | HMDA 2025 |
| 2025 | Bernalillo County, NM | Cash-out refinance, 5 to 24 units | $720K | 7.55% | 5 yr | 67% | HMDA 2025 |
| 2025 | Cabell County, WV | Cash-out refinance, 5 to 24 units | $580K | 7.2% | 10 yr | 51% | HMDA 2025 |
| 2025 | Capitol Planning Region, CT | Purchase, 5 to 24 units | $460K | 7.6% | 15 yr | 75% | HMDA 2025 |
| 2025 | Brazos County, TX | Improvement, 5 to 24 units | $400K | 7.5% | 5 yr | 50% | HMDA 2025 |
| 2025 | Erie County, NY | Cash-out refinance, 5 to 24 units | $400K | 7.2% | 5 yr | 65% | HMDA 2025 |
| 2024 | King County, WA | Refinance, 5 to 24 units | $2.1M | 7.8% | 15 yr | 65% | HMDA 2024 |
| 2024 | Palm Beach County, FL | Purchase, 5 to 24 units | $1.4M | 8% | 5 yr | 68% | HMDA 2024 |
| 2024 | Volusia County, FL | Improvement, 5 to 24 units | $1.2M | 8% | 5 yr | 68% | HMDA 2024 |
| 2024 | Galveston County, TX | Improvement, 5 to 24 units | $880K | 7.95% | 10 yr | 60% | HMDA 2024 |
| 2024 | Galveston County, TX | Refinance, 5 to 24 units | $840K | 7.45% | 5 yr | 60% | HMDA 2024 |
| 2024 | Galveston County, TX | Refinance, 5 to 24 units | $840K | 7.45% | 5 yr | 60% | HMDA 2024 |
| 2024 | Hays County, TX | Purchase, 5 to 24 units | $800K | 7.6% | 5 yr | 50% | HMDA 2024 |
| 2024 | Naugatuck Valley Planning Region, CT | Improvement, 5 to 24 units | $260K | 7.3% | 5 yr | 55% | HMDA 2024 |
| 21 multifamily loans made in 2024 and 2025 | $21.2M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Galveston County, TX | County | 5 | $4.06M |
| Bernalillo County, NM | County | 2 | $1.92M |
| Brazos County, TX | County | 1 | $400K |
| Cabell County, WV | County | 1 | $580K |
| Capitol Planning Region, CT | County | 1 | $460K |
| Erie County, NY | County | 1 | $400K |
| Hays County, TX | County | 1 | $800K |
| King County, WA | County | 1 | $2.10M |
| Naugatuck Valley Planning Region, CT | County | 1 | $260K |
| Orange County, NC | County | 1 | $1.40M |
| Palm Beach County, FL | County | 1 | $1.40M |
| Pinellas County, FL | County | 1 | $1.60M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 12 | $7.68M |
| $1M to $2.5M | 9 | $13.5M |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 8 | $8.32M | $880K |
| 2025 | 13 | $12.9M | $760K |
| Purpose | Loans |
|---|---|
| Purchase | 3 |
| Refinance | 3 |
| Cash-out refinance | 11 |
| Improvement | 4 |
| Units | Loans |
|---|---|
| 5 to 24 units | 21 |
- Builder Finance Inc made 21 multifamily loans totaling $21.2M in 2024 and 2025, in 16 named places across 10 states. HMDA,
- It made 13 of them in 2025 and 8 in 2024. HMDA,
- The typical loan was about $840K, with the middle half between $720K and $1.4M. HMDA,
- The largest was about $2.1M. Every amount is rounded to 2 significant figures. HMDA,
- 12 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 7.55% on 21 loans, with the middle half between 7.30% and 7.65%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 60%. HMDA,
- 67% of the loans were refinancings and 14% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 21 loans. HMDA,
- Its loans were most often in Galveston County, TX (5), Bernalillo County, NM (2) and Brazos County, TX (1). HMDA,
What we don't know
- Whether Builder Finance Inc is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.