Unverified listing What this means
The Lender Report built this page from public records. Business Finance Capital has not reviewed it. Every lender's page starts this way, and it says nothing about Business Finance Capital itself. Each figure shows its source and date. Work at Business Finance Capital? You can claim this page for free.
Certified Development Company, Los Angeles, CA
Business Finance Capital
A Certified Development Company based in Los Angeles, CA. Public files show recent SBA 7(a) loans it made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 8
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 897
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.bfcfunding.comFrom the SBA list, May 1, 2024.
- Based in
- Los Angeles, CASBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 7 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Aug 2026 | California | SBA 7(a), Other Computer Related Services | $350K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 504, Offices of Lawyers | $4.4M | 25 yr | SBA FOIA | ||
| Jul 2026 | California | SBA 504, Manufacturing | $3M | 25 yr | SBA FOIA | ||
| Jul 2026 | California | SBA 504, General Freight Trucking, Local | $840K | 25 yr | SBA FOIA | ||
| Jul 2026 | California | SBA 504, Residential Remodelers | $490K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Freight Transportation Arrangement | $5.2M | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Full-Service Restaurants | $2.4M | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, General Automotive Repair | $1M | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Drinking Places (Alcoholic Beverages) | $880K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, General Automotive Repair | $840K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Offices of Physicians (except Mental Health Specialists) | $740K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Offices of Lawyers | $560K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Beer, Wine, and Liquor Retailers | $560K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Electronic and Precision Equipment Repair and Maintenance | $340K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, All Other Specialty Trade Contractors | $220K | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Wholesale Trade | $3.1M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, All Other Consumer Goods Rental | $2M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Other Miscellaneous Nondurable Goods Merchant Wholesalers | $1.9M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Fine Arts Schools | $1.6M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Used Car Dealers | $1.2M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, All Other Home Furnishings Retailers | $1.1M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Retail Trade | $1M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Arts, Entertainment, and Recreation | $970K | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, General Freight Trucking, Local | $960K | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Pharmacies and Drug Retailers | $870K | 25 yr | SBA FOIA |
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 8 | $2.11M | $325K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 4 | $1.20M | SBA FOIA, | ||
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 897 | $1.19B | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Wholesale Trade | 20 | $31.6M |
| Offices of Physicians (except Mental Health Specialists) | 18 | $27.2M |
| Full-Service Restaurants | 18 | $18.2M |
| All Other Specialty Trade Contractors | 18 | $14.7M |
| General Automotive Repair | 17 | $15.3M |
| Other Miscellaneous Durable Goods Merchant Wholesalers | 16 | $22.9M |
| Offices of Lawyers | 16 | $18.7M |
| Manufacturing | 15 | $22.2M |
| Automotive Body, Paint, and Interior Repair and Maintenance | 15 | $15.4M |
| Plumbing, Heating, and Air-Conditioning Contractors | 13 | $9.73M |
Other lenders in these fields: SBA lenders for wholesale distributors, SBA lenders for medical practices, SBA lenders for restaurants.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: CA.
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: List of Certified Development Companies, SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 8 | 0 |
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 7 loans (87.5%)
- Approval to first disbursement
- 33 days, median of 7
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Business Finance Capital, Los Angeles, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 905 recorded loans from SBA files, through September 30, 2026: 8 SBA 7(a) in 36 months, 897 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website bfcfunding.com, from the FDIC record. [How to reach them]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009467
- Recorded 8 SBA 7(a) approvals totaling $2.1M from October 1, 2023 to September 30, 2026 (SBA).
- Served as Certified Development Company on 907 SBA 504 approvals with $1.2B in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
Cite this
Source: The Lender Report, Business Finance Capital, https://lender.report/lender/business-finance-capital-ca/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.
We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.
Work at Business Finance Capital? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem