Unverified listing What this means
The Lender Report built this page from public records. Micro Enterprise Services of Oregon (Pedagogy Institute) has not reviewed it. Every lender's page starts this way, and it says nothing about Micro Enterprise Services of Oregon (Pedagogy Institute) itself. Each figure shows its source and date. Work at Micro Enterprise Services of Oregon (Pedagogy Institute)? You can claim this page for free.
Non-bank lender, Portland, OR
Micro Enterprise Services of Oregon (Pedagogy Institute)
A non-bank lender based in Portland, OR. Public files show recent SBA 7(a) loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 20
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.mesopdx.orgFrom the SBA list, May 1, 2024.
- Names it files under
- Micro Enterprise Services of OregonSBA FOIA,
- Based in
- Portland, ORSBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender.Membership in a public list, not lending volume. | SBA lender lists, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Washington | SBA 7(a), Other Personal Care Services | $50K | 10.5% | 5 yr | SBA FOIA | |
| Aug 2026 | Oregon | SBA 7(a), Sports and Recreation Instruction | $220K | 10.5% | 6 yr | SBA FOIA | |
| Jul 2026 | Oregon | SBA 7(a), Other Services (except Public Administration) | $150K | 10.5% | 6 yr | SBA FOIA | |
| Jun 2026 | Oregon | SBA 7(a), Manufacturing | $210K | 10.5% | 5 yr | SBA FOIA | |
| Jun 2026 | Washington | SBA 7(a), Educational Services | $25K | 8.75% | 4 yr | SBA FOIA | |
| Feb 2026 | Oregon | SBA 7(a), All Other Professional, Scientific, and Technical Services | $20K | 10.5% | 3 yr | SBA FOIA | |
| Aug 2025 | Oregon | SBA 7(a), All Other Specialty Food Retailers | $180K | 10.5% | 5 yr | SBA FOIA | |
| Aug 2025 | Oregon | SBA 7(a), Manufacturing | $60K | 10.5% | 4 yr | SBA FOIA | |
| Aug 2025 | Oregon | SBA 7(a), Interior Design Services | $35K | 10.5% | 4 yr | SBA FOIA | |
| Jul 2025 | Oregon | SBA 7(a), Full-Service Restaurants | $60K | 10.5% | 4 yr | SBA FOIA | |
| Apr 2025 | Oregon | SBA 7(a), Retail Trade | $50K | 10.5% | 5 yr | SBA FOIA | |
| Jan 2025 | Oregon | SBA 7(a), Convenience Retailers | $90K | 9.5% | 6 yr | SBA FOIA | |
| Nov 2024 | Oregon | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $50K | 9.5% | 4 yr | SBA FOIA | |
| Oct 2024 | Oregon | SBA 7(a), Wineries | $50K | 9.5% | 4 yr | SBA FOIA | |
| Sep 2024 | Oregon | SBA 7(a), Other Personal Care Services | $110K | 5.5% | 6 yr | SBA FOIA | |
| Sep 2024 | Oregon | SBA 7(a), Full-Service Restaurants | $95K | 9.5% | 6 yr | SBA FOIA | |
| Aug 2024 | Oregon | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $220K | 9.5% | 7 yr | SBA FOIA | |
| Mar 2024 | Oregon | SBA 7(a), Full-Service Restaurants | $220K | 9.5% | 7 yr | SBA FOIA | |
| Feb 2024 | Oregon | SBA 7(a), Coffee and Tea Manufacturing | $150K | 9.5% | 7 yr | SBA FOIA | |
| Nov 2023 | Oregon | SBA 7(a), Wholesale Trade | $60K | 9.5% | 3 yr | SBA FOIA | |
| 20 SBA 7(a) loans since October 2023, net of cancelled | $2.12M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 20 | $2.12M | $75.0K | $220K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 6 | $677K | SBA FOIA, |
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
- Listed by SBA: List of microlenders (microloan intermediaries) as: SBA microloan intermediary (November 9, 2026). Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. States served: OR.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list, SBA: List of microlenders (microloan intermediaries),
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Oregon HQ | 1 | 18 | 0 | ||
| Washington | 0 | 2 | 0 |
Loan channel and SBA processing
Public record only
- Approval to first disbursement
- 28 days, median of 17
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Micro Enterprise Services of Oregon (Pedagogy Institute), Portland, OR. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 20 recorded loans from SBA files, through September 30, 2026: 20 SBA 7(a) in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website mesopdx.org, from the FDIC record. [How to reach them]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009518
- Recorded 21 SBA 7(a) approvals totaling $2.2M from October 1, 2023 to September 30, 2026, of which 1 was later cancelled (SBA).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
- Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. (SBA list, as of November 9, 2026).
Cite this
Source: The Lender Report, Micro Enterprise Services of Oregon (Pedagogy Institute), https://lender.report/lender/micro-enterprise-services-of-oregon-pedagogy-institute-or/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Micro Enterprise Services of Oregon (Pedagogy Institute)? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem