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Multifamily record
Cake Mortgage Corp.: multifamily loans made
Cake Mortgage Corp., a non-bank lender based in Chatsworth, CA, made 31 multifamily loans in 2025, $33.9M in all, in 4 states. The typical loan was about $1M, and the largest about $3M. Most were in Los Angeles County, CA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 31
- HMDA,
- 2025. Manufactured-home parks excluded
- Dollars
- $33.9M
- HMDA,
- Rounded amounts
- Typical loan
- $1M
- HMDA,
- Largest loan
- $3M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Cake Mortgage Corp.: multifamily loans made, https://lender.report/lender/cake-mortgage-ca/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $3M | 8% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.9M | 7.37% | 30 yr | 68% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.9M | 7.88% | 30 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.8M | 8.75% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.5M | 6.88% | 30 yr | 59% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.3M | 8.25% | 30 yr | 55% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.3M | 8.38% | 30 yr | 75% | HMDA 2025 |
| 2025 | Citrus County, FL | Cash-out refinance, 5 to 24 units | $1.2M | 8.38% | 30 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.2M | 8.38% | 30 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $1.2M | 8.63% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.2M | 8.88% | 30 yr | 60% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.2M | 9.88% | 30 yr | 65% | HMDA 2025 |
| 2025 | San Mateo County, CA | Refinance, 5 to 24 units | $1.1M | 8.38% | 30 yr | 48% | HMDA 2025 |
| 2025 | Sonoma County, CA | Purchase, 5 to 24 units | $1.1M | 7.5% | 30 yr | 65% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1M | 7.25% | 30 yr | 60% | HMDA 2025 |
| 2025 | Washoe County, NV | Cash-out refinance, 5 to 24 units | $1M | 6.87% | 30 yr | 51% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $960K | 6.88% | 30 yr | 50% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $940K | 8.75% | 30 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $920K | 8.38% | 30 yr | 75% | HMDA 2025 |
| 2025 | Palm Beach County, FL | Refinance, 5 to 24 units | $900K | 9.37% | 30 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $860K | 8.88% | 30 yr | 62% | HMDA 2025 |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $840K | 7.63% | 30 yr | 70% | HMDA 2025 |
| 2025 | Palm Beach County, FL | Refinance, 5 to 24 units | $820K | 8.37% | 30 yr | 75% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 5 to 24 units | $820K | 7.63% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $800K | 8.37% | 30 yr | 64% | HMDA 2025 |
| 31 multifamily loans made in 2025 | $33.9M | HMDA 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Los Angeles County, CA | County | 19 | $24.2M |
| Palm Beach County, FL | County | 3 | $2.28M |
| Alameda County, CA | County | 1 | $840K |
| Citrus County, FL | County | 1 | $1.20M |
| Pima County, AZ | County | 1 | $380K |
| Sacramento County, CA | County | 1 | $820K |
| San Diego County, CA | County | 1 | $360K |
| San Mateo County, CA | County | 1 | $1.10M |
| Shasta County, CA | County | 1 | $560K |
| Sonoma County, CA | County | 1 | $1.10M |
| Washoe County, NV | County | 1 | $1.00M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 15 | $11.0M |
| $1M to $2.5M | 15 | $19.9M |
| $2.5M to $5M | 1 | $3.00M |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2025 | 31 | $33.9M | $1M |
| Purpose | Loans |
|---|---|
| Purchase | 10 |
| Refinance | 13 |
| Cash-out refinance | 8 |
| Units | Loans |
|---|---|
| 5 to 24 units | 31 |
- Cake Mortgage Corp. made 31 multifamily loans totaling $33.9M in 2025, in 11 named places across 4 states. HMDA,
- The typical loan was about $1M, with the middle half between $820K and $1.2M. HMDA,
- The largest was about $3M. Every amount is rounded to 2 significant figures. HMDA,
- 15 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 8.25% on 31 loans, with the middle half between 7.62% and 8.63%. HMDA,
- The median term was 30 years. HMDA,
- The median loan to value was 65%. HMDA,
- 68% of the loans were refinancings and 32% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 31 loans. HMDA,
- HMDA shows 30 of the 31 multifamily loans Cake Mortgage Corp. made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Los Angeles County, CA (19), Palm Beach County, FL (3) and Alameda County, CA (1). HMDA,
What we don't know
- Whether Cake Mortgage Corp. is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.