County · CA

Multifamily lenders in Sonoma County, CA

21 lenders made 68 multifamily loans in Sonoma County, CA in 2024 and 2025, $1.1B in all. JPMorgan Chase Bank, National Association made the most, with 15. The typical loan was about $1.9M. The county is part of the Santa Rosa, CA metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
21
HMDA,
Multifamily loans, 2024-25
68
HMDA,
Manufactured-home parks excluded
Dollars
$1.05B
HMDA,
Typical loan
$1.9M
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in Sonoma County, CA, https://lender.report/lenders-in/california/sonoma-county/, data as of December 31, 2025.

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Sonoma County, CA multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
JPMorgan Chase Bank, National Association multifamily recordBankColumbus, OH15$34.6M96$1.8M
Bank of Marin multifamily recordBankNovato, CA10$12.6M46$1.2M
Exchange Bank multifamily recordBankSanta Rosa, CA10$9.56M73$1M
Walker & Dunlop, LLC multifamily recordNon-bankBethesda, MD5$157M14$37M
Citizens Bank, National Association multifamily recordBankProvidence, RI4$6.10M22$1.4M
First-Citizens Bank & Trust Company multifamily recordBankRaleigh, NC3$76.5M21$30M
Redwood Credit Union multifamily recordCredit unionSanta Rosa, CA3$11.4M21$1.4M
The Huntington National Bank multifamily recordBankColumbus, OH2$158M20$98M
Regions Bank multifamily recordBankBirmingham, AL2$30.5M02$23M
U.S. Bank National Association multifamily recordBankCincinnati, OH2$20.9M02$20M
First Federal Savings and Loan Association of San Rafael multifamily recordSavingsSan Rafael, CA2$4.90M20$3.1M
JLL Real Estate Capital, LLC multifamily recordNon-bankSt. Paul, MN1$340M01$340M
Berkeley Point Capital LLC multifamily recordNon-bankBoston, MA1$60.0M01$60M
M&T Realty Capital Corporation multifamily recordNon-bankBuffalo, NY1$58.0M01$58M
PNC Bank, National Association multifamily recordBankWilmington, DE1$24.0M01$24M
Cedar Rapids Bank and Trust Company multifamily recordBankCedar Rapids, IA1$21.0M01$21M
Arixa Enhanced Income Fund, LP multifamily recordNon-bankPhoenix, AZ1$11.0M01$11M
Bank of Stockton multifamily recordBankStockton, CA1$6.20M10$6.2M
Travis Credit Union multifamily recordCredit unionVacaville, CA1$3.20M01$3.2M
Luxury Mortgage Corp. multifamily recordNon-bankStamford, CT1$1.30M10$1.3M
Cake Mortgage Corp. multifamily recordNon-bankChatsworth, CA1$1.10M10$1.1M
HMDA,

Check a deal in Sonoma County, CA in Loan Comps

Loans by size in Sonoma County, CA
Loan sizeLoansLenders
Under $1M114
$1M to $2.5M278
$2.5M to $5M106
$5M to $10M44
$10M or more1611
HMDA,
  • Lenders made 68 multifamily loans totaling $1.1B in Sonoma County, CA in 2024 and 2025. HMDA,
  • 34 of the loans were made in 2025 and 34 in 2024. HMDA,
  • The typical loan in Sonoma County, CA was about $1.9M, with the middle half between $1.2M and $8.7M. HMDA,
  • 11 of the loans were under $1M, and 20 were $5M or more. HMDA,
  • Lenders reported a median rate of 5.98% on 43 loans in Sonoma County, CA, with the middle half between 5.75% and 6.33%. HMDA,
  • The median term was 10 years. HMDA,
  • The median loan to value was 57%. HMDA,
  • 50% of the loans were refinancings and 41% were purchases. HMDA,
  • Banks and savings institutions made 53 of the loans, credit unions 4, and non-banks 11. HMDA,
  • The five most active lenders made 64.7% of the loans. HMDA,
  • The three most active lenders were JPMorgan Chase Bank, National Association with 15, Bank of Marin with 10, and Exchange Bank with 10. HMDA,
  • 7 of the 21 lenders are based in California. The rest are based elsewhere, most often in Ohio, Alabama and Arizona. HMDA,
  • The most common property size was 5 to 24 units, with 41 loans. HMDA,
  • Sonoma County, CA is part of the Santa Rosa-Petaluma, CA metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in Sonoma County, CA
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.