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SBA 7(a) record
Capitol National Bank: SBA 7(a) loans made
Capitol National Bank, a bank based in Lansing, MI, made 12 SBA 7(a) loans in the 36 months ending September 30, 2026, $12.4M in all, net of cancelled approvals. The typical loan was about $800K, and 3 were in the last 12 months. Most were in Michigan.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 12
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $12.4M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $800K
- SBA FOIA,
- Largest loan
- $3.1M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 3
- SBA FOIA,
Cite this
Source: The Lender Report, Capitol National Bank: SBA 7(a) loans made, https://lender.report/lender/capitol-national-bank-mi/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jul 2026 | Michigan | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $1.1M | 7.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Michigan | SBA 7(a), Furniture Retailers | $3.1M | 7.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Michigan | SBA 7(a), Full-Service Restaurants | $350K | 8.75% | 25 yr | SBA FOIA | |
| Jun 2025 | Michigan | SBA 7(a), Full-Service Restaurants | $2.5M | 8.5% | 20 yr | SBA FOIA | |
| Mar 2025 | Michigan | SBA 7(a), Barber Shops | $140K | 9.25% | 15 yr | SBA FOIA | |
| Jan 2025 | Michigan | SBA 7(a), Offices of Certified Public Accountants | $400K | 7.75% | 10 yr | SBA FOIA | |
| Jan 2025 | Michigan | SBA 7(a), Fitness and Recreational Sports Centers | $160K | 9% | 10 yr | SBA FOIA | |
| Jan 2025 | Michigan | SBA 7(a), Interior Design Services | $75K | 8% | 10 yr | SBA FOIA | |
| Dec 2024 | Michigan | SBA 7(a), Full-Service Restaurants | $1.4M | 7.75% | 25 yr | SBA FOIA | |
| Nov 2024 | Georgia | SBA 7(a), Limited-Service Restaurants | $500K | 9% | 10 yr | SBA FOIA | |
| Sep 2024 | Michigan | SBA 7(a), Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers | $1.9M | 8.5% | 2 yr | SBA FOIA | |
| Jun 2024 | Indiana | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $800K | 9.5% | 20 yr | SBA FOIA | |
| 12 SBA 7(a) loans since October 2023, net of cancelled | $12.4M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Michigan | 10 | $11.1M |
| Georgia | 1 | $500K |
| Indiana | 1 | $800K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 2 | $215K |
| $150K to $350K | 1 | $160K |
| $350K to $1M | 4 | $2.05M |
| $1M to $2.5M | 3 | $4.40M |
| $2.5M or more | 2 | $5.60M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2024 Q2 | 1 | $800K |
| 2024 Q3 | 1 | $1.90M |
| 2024 Q4 | 2 | $1.90M |
| 2025 Q1 | 4 | $775K |
| 2025 Q2 | 1 | $2.50M |
| 2026 Q1 | 2 | $3.45M |
| 2026 Q3 | 1 | $1.10M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 3 |
| Administrative and Support and Waste Management and Remediation Services | 1 |
| Barber Shops (812111) | 1 |
| Fitness and Recreational Sports Centers (713940) | 1 |
| Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers (424930) | 1 |
| Furniture Retailers (449110) | 1 |
| Interior Design Services (541410) | 1 |
| Limited-Service Restaurants (722513) | 1 |
| Offices of Certified Public Accountants (541211) | 1 |
| Snack and Nonalcoholic Beverage Bars (722515) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 8 |
| 7a General | 3 |
| Seasonal CAPLine | 1 |
- Capitol National Bank made 12 SBA 7(a) loans totaling $12.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 3 of them were in the 12 months to September 30, 2026, and 7 in the 12 months before. SBA FOIA,
- The typical loan was about $800K, with the middle half between $350K and $1.9M. SBA FOIA,
- The largest was about $3.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 2 loans were under $150K, and 5 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.50% on 12 loans, with the middle half between 7.75% and 9.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 3. SBA FOIA,
- The SBA file lists 8 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Michigan (10), Georgia (1) and Indiana (1). SBA FOIA,
What we don't know
- Whether Capitol National Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.