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The Lender Report built this page from public records. Citizens Business Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about Citizens Business Bank, National Association itself. Each figure shows its source and date. Work at Citizens Business Bank, National Association? You can claim this page for free.
SBA 504 record
Citizens Business Bank, National Association: SBA 504 first liens made
Citizens Business Bank, National Association, a bank based in Ontario, CA, made 81 SBA 504 first liens in the 36 months ending September 30, 2026, $91.5M in all, net of cancelled approvals. The typical first lien was about $870K, and 49 were in the last 12 months. Most were in California.
- Evidence
- SBA 504 loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 11, 2026
- First liens, 36 months
- 81
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $91.5M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $870K
- SBA FOIA,
- Largest loan
- $4.1M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 49
- SBA FOIA,
Cite this
Source: The Lender Report, Citizens Business Bank, National Association: SBA 504 first liens made, https://lender.report/lender/citizens-business-bank-ca/sba-504/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jun 2026 | California | SBA 504, Manufacturing | $2.2M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Other Miscellaneous Nondurable Goods Merchant Wholesalers | $1.9M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Pharmacies and Drug Retailers | $870K | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Offices of Dentists | $300K | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, All Other Miscellaneous Food Manufacturing | $2.2M | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, All Other Specialty Trade Contractors | $1.1M | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, Administrative Management and General Management Consulting Services | $620K | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, Offices of Certified Public Accountants | $540K | 25 yr | SBA FOIA | ||
| Mar 2026 | California | SBA 504, Poured Concrete Foundation and Structure Contractors | $600K | 25 yr | SBA FOIA | ||
| Mar 2026 | California | SBA 504, Engineering Services | $390K | 10 yr | SBA FOIA | ||
| Mar 2026 | California | SBA 504, All Other Specialty Food Retailers | $380K | 25 yr | SBA FOIA | ||
| Feb 2026 | California | SBA 504, All Other Personal Services | $2.3M | 25 yr | SBA FOIA | ||
| Feb 2026 | California | SBA 504, All Other Miscellaneous Fabricated Metal Product Manufacturing | $750K | 25 yr | SBA FOIA | ||
| Feb 2026 | California | SBA 504, Insurance Agencies and Brokerages | $690K | 25 yr | SBA FOIA | ||
| Feb 2026 | California | SBA 504, All Other General Merchandise Retailers | $600K | 25 yr | SBA FOIA | ||
| Jan 2026 | California | SBA 504, Electrical Contractors and Other Wiring Installation Contractors | $1.7M | 25 yr | SBA FOIA | ||
| Jan 2026 | California | SBA 504, General Automotive Repair | $700K | 25 yr | SBA FOIA | ||
| Dec 2025 | California | SBA 504, Electronics and Appliance Retailers | $2.3M | 25 yr | SBA FOIA | ||
| Dec 2025 | California | SBA 504, Offices of Lawyers | $1.1M | 25 yr | SBA FOIA | ||
| Nov 2025 | California | SBA 504, Poured Concrete Foundation and Structure Contractors | $730K | 25 yr | SBA FOIA | ||
| Nov 2025 | California | SBA 504, Landscaping Services | $540K | 25 yr | SBA FOIA | ||
| Sep 2025 | California | SBA 504, Offices of Physicians (except Mental Health Specialists) | $1M | 25 yr | SBA FOIA | ||
| Sep 2025 | California | SBA 504, Full-Service Restaurants | $810K | 25 yr | SBA FOIA | ||
| Sep 2025 | California | SBA 504, Full-Service Restaurants | $650K | 25 yr | SBA FOIA | ||
| Aug 2025 | California | SBA 504, All Other Specialty Trade Contractors | $980K | 25 yr | SBA FOIA | ||
| 81 SBA 504 first liens since October 2023, net of cancelled | $91.5M | SBA FOIA | |||||
A blank means the source did not report it.
| State | First liens | Dollars |
|---|---|---|
| California | 81 | $91.5M |
SBA loans are on record by state only.
| Loan size | First liens | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 2 | $570K |
| $350K to $1M | 43 | $27.1M |
| $1M to $2.5M | 32 | $50.3M |
| $2.5M or more | 4 | $13.5M |
| Quarter | First liens | Dollars |
|---|---|---|
| 2023 Q4 | 8 | $8.85M |
| 2024 Q1 | 1 | $2.00M |
| 2024 Q2 | 6 | $9.60M |
| 2024 Q3 | 8 | $8.88M |
| 2024 Q4 | 9 | $11.1M |
| 2025 Q1 | 10 | $7.63M |
| 2025 Q2 | 12 | $15.7M |
| 2025 Q3 | 6 | $5.28M |
| 2025 Q4 | 4 | $4.67M |
| 2026 Q1 | 9 | $8.11M |
| 2026 Q2 | 8 | $9.73M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | First liens |
|---|---|
| All Other Specialty Trade Contractors (238990) | 8 |
| Offices of Lawyers (541110) | 6 |
| Offices of Physicians (except Mental Health Specialists) (621111) | 4 |
| General Automotive Repair (811111) | 3 |
| Administrative and Support and Waste Management and Remediation Services | 2 |
| All Other Automotive Repair and Maintenance (811198) | 2 |
| Full-Service Restaurants (722511) | 2 |
| Glass and Glazing Contractors (238150) | 2 |
| Insurance Agencies and Brokerages (524210) | 2 |
| Landscaping Services (561730) | 2 |
| Manufacturing | 2 |
| Offices of Dentists (621210) | 2 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Accredited Lenders Program | 59 |
| 504 Basic | 10 |
| ALP Express | 7 |
| Premier Certified Lenders Program | 3 |
| 504 Refinancing Program | 2 |
| Certified Development Company | Projects |
|---|---|
| Business Finance Capital | 20 |
| Bay Area Employment Development Company | 12 |
| Southland Economic Development Corporation | 10 |
| CDC Small Business Finance Corp. | 8 |
| The Mortgage Capital Development Corporation | 8 |
| California Statewide Certified Development Corporation | 7 |
| Capital Access Group, Inc. | 7 |
| Cen Cal Business Finance Group | 6 |
| AMPAC Tri-State CDC, Inc. | 2 |
| Advantage Certified Development Corporation | 1 |
- Citizens Business Bank, National Association made 81 SBA 504 first liens totaling $91.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- The SBA file shows 49 approvals naming Citizens Business Bank, National Association as first-lien lender dated in the 12 months to September 30, 2026, and 43 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
- The typical first lien was about $870K, with the middle half between $600K and $1.5M. SBA FOIA,
- The largest was about $4.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 36 were $1M or more. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to All Other Specialty Trade Contractors, with 8. SBA FOIA,
- The SBA file lists 59 of its loans as processed under Accredited Lenders Program. SBA FOIA,
- It worked with 10 Certified Development Companies, most often Business Finance Capital. SBA FOIA,
- Its loans were most often in California (81). SBA FOIA,
What we don't know
- Whether Citizens Business Bank, National Association is taking new SBA 504 loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.