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The Lender Report built this page from public records. The Citizens National Bank of Bluffton has not reviewed it. Every lender's page starts this way, and it says nothing about The Citizens National Bank of Bluffton itself. Each figure shows its source and date. Work at The Citizens National Bank of Bluffton? You can claim this page for free.
Multifamily record
The Citizens National Bank of Bluffton: multifamily loans made
The Citizens National Bank of Bluffton, a bank based in Bluffton, OH, made 32 multifamily loans in 2024 and 2025, $31.2M in all, in 1 state. The typical loan was about $480K, and the largest about $7M. Most were in Clark County, OH.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 32
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $31.2M
- HMDA,
- Rounded amounts
- Typical loan
- $480K
- HMDA,
- Largest loan
- $7M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, The Citizens National Bank of Bluffton: multifamily loans made, https://lender.report/lender/citizens-national-bank-of-bluffton-oh/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Wood County, OH | Purchase, 150 or more units | $7M | 7.5% | 10 yr | 34% | HMDA 2025 |
| 2025 | Clark County, OH | Purchase, 100 to 149 units | $3.7M | 7.5% | 10 yr | 51% | HMDA 2025 |
| 2025 | Butler County, OH | Purchase, 25 to 49 units | $2.6M | 7% | 10 yr | 72% | HMDA 2025 |
| 2025 | Clark County, OH | Purchase, 25 to 49 units | $2.1M | 7.5% | 10 yr | 74% | HMDA 2025 |
| 2025 | Clark County, OH | Purchase, 5 to 24 units | $1.4M | 7.5% | 10 yr | 73% | HMDA 2025 |
| 2025 | Montgomery County, OH | Refinance, 5 to 24 units | $840K | 7% | 10 yr | 75% | HMDA 2025 |
| 2025 | Clark County, OH | Purchase, 5 to 24 units | $680K | 7.5% | 10 yr | 75% | HMDA 2025 |
| 2025 | Clermont County, OH | Improvement, 150 or more units | $660K | 7% | 5 yr | 59% | HMDA 2025 |
| 2025 | Franklin County, OH | Refinance, 5 to 24 units | $620K | 6.99% | 10 yr | 52% | HMDA 2025 |
| 2025 | Allen County, OH | Purchase, 5 to 24 units | $480K | 6.95% | 25 yr | 72% | HMDA 2025 |
| 2025 | Montgomery County, OH | Purchase, 5 to 24 units | $480K | 7.25% | 10 yr | 58% | HMDA 2025 |
| 2025 | Richland County, OH | Refinance, 5 to 24 units | $400K | 7.25% | 10 yr | 75% | HMDA 2025 |
| 2025 | Clark County, OH | Purchase, 5 to 24 units | $380K | 7% | 10 yr | 75% | HMDA 2025 |
| 2025 | Lucas County, OH | Refinance, 5 to 24 units | $380K | 7% | 10 yr | 58% | HMDA 2025 |
| 2025 | Montgomery County, OH | Refinance, 5 to 24 units | $340K | 7% | 10 yr | 75% | HMDA 2025 |
| 2025 | Darke County, OH | Refinance, 5 to 24 units | $240K | 7% | 10 yr | 68% | HMDA 2025 |
| 2025 | Paulding County, OH | Purchase, 5 to 24 units | $240K | 7.75% | 10 yr | 75% | HMDA 2025 |
| 2025 | Clark County, OH | Purchase, 5 to 24 units | $220K | 7.25% | 10 yr | 62% | HMDA 2025 |
| 2025 | Lucas County, OH | Purchase, 5 to 24 units | $180K | 7.25% | 10 yr | 75% | HMDA 2025 |
| 2024 | Ohio | Purchase, 25 to 49 units | $1.5M | 7.5% | 10 yr | 94% | HMDA 2024 |
| 2024 | Franklin County, OH | Purchase, 5 to 24 units | $1.3M | 7.95% | 10 yr | 74% | HMDA 2024 |
| 2024 | Ohio | Purchase, 25 to 49 units | $1.1M | 8.25% | 20 yr | HMDA 2024 | |
| 2024 | Franklin County, OH | Refinance, 5 to 24 units | $960K | 8.2% | 10 yr | 75% | HMDA 2024 |
| 2024 | Clark County, OH | Purchase, 5 to 24 units | $900K | 8.2% | 10 yr | 75% | HMDA 2024 |
| 2024 | Lucas County, OH | Purchase, 5 to 24 units | $620K | 8.2% | 10 yr | HMDA 2024 | |
| 32 multifamily loans made in 2024 and 2025 | $31.2M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Clark County, OH | County | 8 | $9.64M |
| Lucas County, OH | County | 5 | $1.70M |
| Ohio | State | 4 | $2.98M |
| Franklin County, OH | County | 3 | $2.88M |
| Montgomery County, OH | County | 3 | $1.66M |
| Allen County, OH | County | 2 | $800K |
| Butler County, OH | County | 1 | $2.60M |
| Clermont County, OH | County | 1 | $660K |
| Darke County, OH | County | 1 | $240K |
| Miami County, OH | County | 1 | $360K |
| Paulding County, OH | County | 1 | $240K |
| Richland County, OH | County | 1 | $400K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 24 | $10.5M |
| $1M to $2.5M | 5 | $7.40M |
| $2.5M to $5M | 2 | $6.30M |
| $5M to $10M | 1 | $7.00M |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 13 | $8.21M | $420K |
| 2025 | 19 | $22.9M | $480K |
| Purpose | Loans |
|---|---|
| Purchase | 21 |
| Refinance | 9 |
| Improvement | 2 |
| Units | Loans |
|---|---|
| 5 to 24 units | 24 |
| 25 to 49 units | 5 |
| 100 to 149 units | 1 |
| 150 or more units | 2 |
- The Citizens National Bank of Bluffton made 32 multifamily loans totaling $31.2M in 2024 and 2025, in 13 named places across 1 state. HMDA,
- It made 19 of them in 2025 and 13 in 2024. HMDA,
- The typical loan was about $480K, with the middle half between $320K and $1.1M. HMDA,
- The largest was about $7M. Every amount is rounded to 2 significant figures. HMDA,
- 24 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 7.50% on 32 loans, with the middle half between 7.00% and 7.95%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 74%. HMDA,
- 28% of the loans were refinancings and 66% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 24 loans. HMDA,
- Its loans were most often in Clark County, OH (8), Lucas County, OH (5) and Franklin County, OH (3). HMDA,
What we don't know
- Whether The Citizens National Bank of Bluffton is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.