County · OH

Multifamily lenders in Lucas County, OH

30 lenders made 95 multifamily loans in Lucas County, OH in 2024 and 2025, $185.3M in all. Signature Bank, National Association made the most, with 10. The typical loan was about $460K. The county is part of the Toledo, OH metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
30
HMDA,
Multifamily loans, 2024-25
95
HMDA,
Manufactured-home parks excluded
Dollars
$185M
HMDA,
Typical loan
$460K
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in Lucas County, OH, https://lender.report/lenders-in/ohio/lucas-county/, data as of December 31, 2025.

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Lucas County, OH multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
Signature Bank, National Association multifamily recordBankToledo, OH10$31.3M55$520K
The Farmers & Merchants State Bank multifamily recordBankArchbold, OH9$4.85M45$220K
The Croghan Colonial Bank multifamily recordBankFremont, OH9$4.52M63$300K
Fifth Third Bank, National Association multifamily recordBankCincinnati, OH7$41.3M70$5.3M
The State Bank and Trust Company multifamily recordBankDefiance, OH7$4.18M52$520K
The Citizens National Bank of Bluffton multifamily recordBankBluffton, OH5$1.70M23$380K
The Union Bank Company multifamily recordBankColumbus Grove, OH4$5.20M04$1.5M
Velocity Commercial Capital LLC multifamily recordNon-bankWestlake Village, CA4$2.92M31$900K
RF Renovo Management Company, LLC multifamily recordNon-bankChicago, IL4$2.48M40$620K
The Genoa Banking Company multifamily recordBankGenoa, OH4$1.34M04$440K
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH3$4.50M03$1.4M
First Merchants Bank multifamily recordBankMuncie, IN3$1.09M12$500K
BPL Mortgage, LLC multifamily recordNon-bankOakbrook Terrace, IL3$1.00M12$300K
Constructive Loans LLC multifamily recordNon-bankOakbrook Terrace, IL3$960K03$320K
Directions Credit UnionCredit unionToledo, OH3$780K21$240K
KeyBank National Association multifamily recordBankCleveland, OH2$30.0M11$16M
The Huntington National Bank multifamily recordBankColumbus, OH2$13.5M11$13M
Horizon Bank multifamily recordBankMichigan City, IN1$9.00M10$9M
NewPoint Real Estate Capital multifamily recordNon-bankPlano, TX1$7.60M10$7.6M
Walker & Dunlop, LLC multifamily recordNon-bankBethesda, MD1$5.50M01$5.5M
Southern Michigan Bank & Trust multifamily recordBankColdwater, MI1$4.50M10$4.5M
WesBanco Bank, Inc. multifamily recordBankWheeling, WV1$2.90M10$2.9M
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN1$2.20M01$2.2M
CV3 Financial Services, LLC multifamily recordNon-bankEl Segundo, CA1$740K10$740K
A&D Mortgage LLC multifamily recordNon-bankFt. Lauderdale, FL1$620K10$620K
Civista Bank multifamily recordBankSandusky, OH1$540K10$540K
Old National Bank multifamily recordBankEvansville, IN1$320K10$320K
Ocmbc, Inc. multifamily recordNon-bankIrvine, CA1$300K10$300K
First Federal Savings and Loan Association of Lakewood multifamily recordSavingsLakewood, OH1$240K01$240K
Buckeye State Bank multifamily recordBankPowell, OH1$220K10$220K
HMDA,

Check a deal in Lucas County, OH in Loan Comps

Loans by size in Lucas County, OH
Loan sizeLoansLenders
Under $1M6321
$1M to $2.5M1610
$2.5M to $5M54
$5M to $10M64
$10M or more54
HMDA,
  • Lenders made 95 multifamily loans totaling $185.3M in Lucas County, OH in 2024 and 2025. HMDA,
  • 52 of the loans were made in 2025 and 43 in 2024. HMDA,
  • The typical loan in Lucas County, OH was about $460K, with the middle half between $300K and $1.4M. HMDA,
  • 63 of the loans were under $1M, and 11 were $5M or more. HMDA,
  • Lenders reported a median rate of 7.50% on 75 loans in Lucas County, OH, with the middle half between 6.75% and 8.25%. HMDA,
  • The median term was 10 years. HMDA,
  • The median loan to value was 70%. HMDA,
  • 38% of the loans were refinancings and 58% were purchases. HMDA,
  • Banks and savings institutions made 69 of the loans, credit unions 3, and non-banks 23. HMDA,
  • The five most active lenders made 44.2% of the loans. HMDA,
  • The three most active lenders were Signature Bank, National Association with 10, The Farmers & Merchants State Bank with 9, and The Croghan Colonial Bank with 9. HMDA,
  • 15 of the 30 lenders are based in Ohio. The rest are based elsewhere, most often in California, Illinois and Indiana. HMDA,
  • The most common property size was 5 to 24 units, with 61 loans. HMDA,
  • Lucas County, OH is part of the Toledo, OH metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in Lucas County, OH
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.