Unverified listing What this means
The Lender Report built this page from public records. Citizens State Bank of La Crosse has not reviewed it. Every lender's page starts this way, and it says nothing about Citizens State Bank of La Crosse itself. Each figure shows its source and date. Work at Citizens State Bank of La Crosse? You can claim this page for free.
SBA 7(a) record
Citizens State Bank of La Crosse: SBA 7(a) loans made
Citizens State Bank of La Crosse, a bank based in La Crosse, WI, made 27 SBA 7(a) loans in the 36 months ending September 30, 2026, $8.1M in all, net of cancelled approvals. The typical loan was about $110K, and 16 were in the last 12 months. Most were in Wisconsin.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 27
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $8.09M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $110K
- SBA FOIA,
- Largest loan
- $2.2M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 16
- SBA FOIA,
Cite this
Source: The Lender Report, Citizens State Bank of La Crosse: SBA 7(a) loans made, https://lender.report/lender/citizens-state-bank-of-la-crosse-wi/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Wisconsin | SBA 7(a), Insurance Agencies and Brokerages | $100K | 8.5% | 8 yr | SBA FOIA | |
| Aug 2026 | Wisconsin | SBA 7(a), All Other Amusement and Recreation Industries | $640K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Wisconsin | SBA 7(a), Fitness and Recreational Sports Centers | $500K | 9.75% | 7 yr | SBA FOIA | |
| Jul 2026 | Wisconsin | SBA 7(a), Limited-Service Restaurants | $350K | 9% | 7 yr | SBA FOIA | |
| Jul 2026 | Wisconsin | SBA 7(a), Limited-Service Restaurants | $350K | 9% | 7 yr | SBA FOIA | |
| Jul 2026 | Wisconsin | SBA 7(a), Portfolio Management and Investment Advice | $30K | 9% | 6 yr | SBA FOIA | |
| Jun 2026 | Wisconsin | SBA 7(a), Fitness and Recreational Sports Centers | $25K | 9% | 5 yr | SBA FOIA | |
| Jun 2026 | Wisconsin | SBA 7(a), Insurance Agencies and Brokerages | $20K | 9.25% | 7 yr | SBA FOIA | |
| May 2026 | Wisconsin | SBA 7(a), Offices of Chiropractors | $50K | 9% | 7 yr | SBA FOIA | |
| Feb 2026 | Wisconsin | SBA 7(a), Arts, Entertainment, and Recreation | $2.2M | 9.5% | 8 yr | SBA FOIA | |
| Feb 2026 | Wisconsin | SBA 7(a), Fitness and Recreational Sports Centers | $160K | 9.75% | 8 yr | SBA FOIA | |
| Feb 2026 | Wisconsin | SBA 7(a), Arts, Entertainment, and Recreation | $100K | 9.25% | 10 yr | SBA FOIA | |
| Feb 2026 | Wisconsin | SBA 7(a), Sports and Recreation Instruction | $85K | 7.75% | 10 yr | SBA FOIA | |
| Feb 2026 | Wisconsin | SBA 7(a), Full-Service Restaurants | $75K | 8.75% | 10 yr | SBA FOIA | |
| Feb 2026 | Wisconsin | SBA 7(a), Fitness and Recreational Sports Centers | $20K | 9.75% | 8 yr | SBA FOIA | |
| Jan 2026 | Wisconsin | SBA 7(a), Insurance Agencies and Brokerages | $140K | 9.75% | 5 yr | SBA FOIA | |
| Jul 2025 | Minnesota | SBA 7(a), Beauty Salons | $54K | 10% | 8 yr | SBA FOIA | |
| Jun 2025 | Wisconsin | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $220K | 9.25% | 5 yr | SBA FOIA | |
| Feb 2025 | Wisconsin | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $170K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2025 | Wisconsin | SBA 7(a), Custom Computer Programming Services | $1M | 9% | 7 yr | SBA FOIA | |
| Sep 2024 | Wisconsin | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $300K | 9.25% | 3 yr | SBA FOIA | |
| Apr 2024 | Wisconsin | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $200K | 10.5% | 10 yr | SBA FOIA | |
| Mar 2024 | Illinois | SBA 7(a), Promoters of Performing Arts, Sports, and Similar Events with Facilities | $100K | 10.75% | 10 yr | SBA FOIA | |
| Jan 2024 | Wisconsin | SBA 7(a), Specialized Freight (except Used Goods) Trucking, Local | $1M | 11% | 7 yr | SBA FOIA | |
| Dec 2023 | Wisconsin | SBA 7(a), Fitness and Recreational Sports Centers | $110K | 10.75% | 5 yr | SBA FOIA | |
| 27 SBA 7(a) loans since October 2023, net of cancelled | $8.09M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Wisconsin | 25 | $7.94M |
| Illinois | 1 | $100K |
| Minnesota | 1 | $54.0K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 15 | $1.00M |
| $150K to $350K | 5 | $1.05M |
| $350K to $1M | 4 | $1.84M |
| $1M to $2.5M | 3 | $4.20M |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $205K |
| 2024 Q1 | 2 | $1.10M |
| 2024 Q2 | 1 | $200K |
| 2024 Q3 | 1 | $300K |
| 2025 Q1 | 2 | $1.17M |
| 2025 Q2 | 1 | $220K |
| 2025 Q3 | 1 | $54.0K |
| 2026 Q1 | 7 | $2.78M |
| 2026 Q2 | 3 | $95.0K |
| 2026 Q3 | 6 | $1.97M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Fitness and Recreational Sports Centers (713940) | 5 |
| Insurance Agencies and Brokerages (524210) | 3 |
| Arts, Entertainment, and Recreation | 2 |
| Limited-Service Restaurants (722513) | 2 |
| Offices of All Other Miscellaneous Health Practitioners (621399) | 2 |
| All Other Amusement and Recreation Industries (713990) | 1 |
| Beauty Salons (812112) | 1 |
| Custom Computer Programming Services (541511) | 1 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 1 |
| Full-Service Restaurants (722511) | 1 |
| Manufacturing | 1 |
| Offices of Chiropractors (621310) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| 7a General | 16 |
| SBA Express Program | 11 |
- Citizens State Bank of La Crosse made 27 SBA 7(a) loans totaling $8.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 16 of them were in the 12 months to September 30, 2026, and 4 in the 12 months before. SBA FOIA,
- The typical loan was about $110K, with the middle half between $54K and $350K. SBA FOIA,
- The largest was about $2.2M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 15 loans were under $150K, and 3 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.25% on 27 loans, with the middle half between 9.00% and 10.00%. SBA FOIA,
- The median term was 8 years. SBA FOIA,
- Its loans went most often to Fitness and Recreational Sports Centers, with 5. SBA FOIA,
- The SBA file lists 16 of its loans as processed under 7a General. SBA FOIA,
- Its loans were most often in Wisconsin (25), Illinois (1) and Minnesota (1). SBA FOIA,
What we don't know
- Whether Citizens State Bank of La Crosse is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.