Unverified listing What this means
The Lender Report built this page from public records. Colorado Federal Savings Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Colorado Federal Savings Bank itself. Each figure shows its source and date. Work at Colorado Federal Savings Bank? You can claim this page for free.
Savings institution, Greenwood Village, CO
Colorado Federal Savings Bank
A savings institution based in Greenwood Village, CO. Its commercial book is mostly construction. Public files show recent multifamily and 1-4 unit investor loans it made.
- Kind
- Savings institution
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Commercial book
- $491M
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- 13
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $2.31B
- FDIC call report,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 877-484-2372 From the lender's website, retrieved November 9, 2026. Source page
- Website
- www.coloradofederalbank.comFrom the FDIC record, November 9, 2026.
- Commercial lending page
- coloradofederalbank.comFrom the lender's website, retrieved November 11, 2026.
- Address
- 8400 E Prentice Ave, Greenwood Village, CO 80111FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
What changed. Colorado Federal Savings Bank originated 13 multifamily loans in 2025, versus 4 in 2024. HMDA,
| When | What the record shows | Source |
|---|---|---|
| Jun 2025 to Jun 2026 | Multifamily balance rose 110.2% to $147.1M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Unused commitments on commercial real estate rose 15.0% to $254.4M in the year to June 30, 2026.Call report commitments. Not a measure of new lending. | FDIC call report |
| 2023-10 to 2026-09 | Named as the lender on 54 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Los Angeles County, CA | Purchase, 25 to 49 units | $2.7M | 5.65% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $2.4M | 5.7% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $2.1M | 5.75% | 30 yr | 63% | HMDA 2025 |
| 2025 | Kings County, NY | Purchase, 5 to 24 units | $2M | 8.25% | 1.5 yr | 50% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.5M | 5.85% | 30 yr | 65% | HMDA 2025 |
| 2025 | Orange County, CA | Purchase, 5 to 24 units | $1.4M | 5.75% | 30 yr | 64% | HMDA 2025 |
| 2025 | San Diego County, CA | Purchase, 5 to 24 units | $1.4M | 5.75% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $1.3M | 5.75% | 30 yr | 73% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.1M | 5.85% | 30 yr | 65% | HMDA 2025 |
| 2025 | San Diego County, CA | Purchase, 5 to 24 units | $1M | 5.8% | 30 yr | 61% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $900K | 5.75% | 30 yr | 67% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $860K | 5.75% | 30 yr | 53% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $580K | 5.85% | 30 yr | 61% | HMDA 2025 |
| 2024 | King County, WA | Improvement, 5 to 24 units | $4.5M | 8.75% | 1.8 yr | 56% | HMDA 2024 |
| 2024 | King County, WA | Purchase, 5 to 24 units | $3.9M | 9% | 1.3 yr | 75% | HMDA 2024 |
| 2024 | Kings County, NY | Improvement, 5 to 24 units | $3.5M | 8.5% | 1.5 yr | 54% | HMDA 2024 |
| 2024 | Los Angeles County, CA | Improvement, 5 to 24 units | $3M | 8% | 2 yr | 49% | HMDA 2024 |
| 13 multifamily loans made in 2025 | $19.3M | HMDA 2025 | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 54 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Colorado Federal Savings Bank as the lender, totaling $174M.
- 15 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Multifamily | 29 | $94.9M |
| Mixed use | 17 | $52.9M |
| Other | 6 | $18.8M |
| Office | 1 | $5.00M |
| Retail | 1 | $2.80M |
| Borough | Mortgages |
|---|---|
| Brooklyn | 35 |
| Queens | 9 |
| Manhattan | 7 |
| Bronx | 3 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $147M | 8.9% | +110.2% |
| Construction and land development | $321M | 19.5% | -18.0% |
| Owner-occupied CRE | $0 | 0.0% | Not reported |
| Non-owner-occupied CRE | $14.7M | 0.9% | -2.5% |
| Farmland | $0 | 0.0% | Not reported |
| Commercial and industrial | $8.01M | 0.5% | Not reported |
| Commercial total | $491M |
Reference only: $1.07B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $284M |
| Q4 2023 | $328M |
| Q1 2024 | $375M |
| Q2 2024 | $419M |
| Q3 2024 | $435M |
| Q4 2024 | $472M |
| Q1 2025 | $464M |
| Q2 2025 | $477M |
| Q3 2025 | $458M |
| Q4 2025 | $461M |
| Q1 2026 | $492M |
| Q2 2026 | $491M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 13 | $19.3M | $1.35M | $2.7M | HMDA, |
| Multifamily, 5 or more units | 2024 | 4 | $15.0M | $3.70M | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 19 | $29.8M | $415K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Programs on record: Federal Home Loan Bank member, Topeka district (FHFA).
Undrawn commitments
FFIEC Call Report, June 30, 2026
- Colorado Federal Savings Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $126,515,000 for 1-4 family residential construction and $127,846,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $20,150,000. These are credit lines not yet used.
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Colorado HQ | 1 | 0 | 0 | 0 | 0 |
| California | 0 | 12 | 1 | 0 | 0 |
| New York | 0 | 1 | 6 | 0 | 0 |
| Massachusetts | 0 | 0 | 5 | 0 | 0 |
| Alabama | 0 | 0 | 4 | 0 | 0 |
| Arkansas | 0 | 0 | 1 | 0 | 0 |
| Delaware | 0 | 0 | 1 | 0 | 0 |
| New Jersey | 0 | 0 | 1 | 0 | 0 |
| County | Recorded loans | Dollars |
|---|---|---|
| Los Angeles County, CA | 10 | $16.5M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 10 | $16.5M |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- Colorado Federal Savings Bank has 1 office in 1 county and 1 state (FDIC Summary of Deposits, June 30, 2026): 1 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Arapahoe County, CO | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Estimated largest single loan | $41.2M | $6.00M to $73.5M across 8 peers | Estimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated. | FDIC call report, 12 CFR 32.3, Jun 30, 2026 |
| CRE to capital | 175.7% | 7.8% to 503.0% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance. | FDIC call report, |
| Construction to capital | 116.8% | 7.5% to 399.6% across 8 peers | Construction loans divided by tier 1 capital plus allowance. | FDIC call report, |
| Loans to deposits | 102.5% | 56.9% to 124.2% across 8 peers | Total loans divided by total deposits. | FDIC call report, |
| Unused CRE commitments | $254M | $10.9M to $803M across 8 peers | Commitments to lend on commercial real estate that are not yet drawn, up 15.0% from a year earlier. | FDIC call report, |
| Loans to assets | 71.4% | 46.0% to 90.8% across 8 peers | Total loans divided by total assets. | FDIC call report, |
Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.
Loan channel and SBA processing
Public record only
- Of 19 1-4 unit investor loans with a known channel in 2025, 12 (63.2%) came through a third party. HMDA,
Third party includes correspondents as well as brokers. No figure here means no evidence, not a refusal.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| Solera National Bank | CO | $1.55B | $428M |
| NorthEast Community Bank | NY | $2.11B | $1.91B |
| ANB Bank | CO | $2.85B | $943M |
| First Western Trust Bank | CO | $3.24B | $1.46B |
| Farmers State Bank of Calhan | CO | $416M | $91.4M |
| Legacy Bank & Trust Company | MO | $1.85B | $1.33B |
| Nelnet Bank | UT | $3.00B | $49.6M |
| The Village Bank | MA | $2.07B | $592M |
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers on any given deal. The public record shows only that some loans came through a third party.
Check this page
Against the regulator's own record
- Name and charter. Colorado Federal Savings Bank, FDIC certificate 33111. Compare it with the regulator's record. [FDIC BankFind]
- Balances. $2.31B in total assets and $491M in commercial loans held, from the call report for June 30, 2026. [Source]
- Loans made. 36 recorded loans from the HMDA file, in 2024 and 2025: 13 HMDA multifamily 2025, 4 HMDA multifamily 2024, 19 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Colorado Federal Savings Bank]
- Phone and website. Phone 877-484-2372, from the lender's website on November 9, 2026. Website coloradofederalbank.com, from the FDIC record. [How to reach them]
- Recorded mortgages, New York City. 54 recorded mortgages in New York City under this name. [Source]
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For the record
Data as of June 30, 2026. Page last changed November 11, 2026.
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 33111
- RSSD
- 1718469
- LEI
- PINLJ7T7GLTF48NFP863
- The Lender Report ID
- lr_000783
- FDIC classifies this bank as
- Mortgage Lending Specialization
- Ownership
- Stock
- Head office metro area
- Denver-Aurora-Lakewood, CO
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $2.3B in total assets as of June 30, 2026 (FDIC call report).
- Held $491M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $321.3M of construction and land loans as of June 30, 2026 (FDIC call report).
- Held $147.1M of multifamily loans as of June 30, 2026, up 110.2% from a year earlier (FDIC call report).
- Held $14.7M of non-owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Originated 13 multifamily loans totaling $19.3M in 2025 (HMDA).
5 more sentences
- Originated 4 multifamily loans totaling $15M in 2024 (HMDA).
- Originated 19 1-4 unit investor or business-purpose loans totaling $29.8M in 2025 (HMDA).
- Listed 1 office in 1 state (FDIC).
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $126.5M for 1-4 family and $127.8M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
- Named as the lender on 54 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $174.5M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Colorado Federal Savings Bank, https://lender.report/lender/colorado-federal-savings-bank-co/, data as of June 30, 2026.
Sources
- FDIC institution record, November 9, 2026
- FDIC office list, October 28, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- HMDA, 2025
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FDIC Summary of Deposits, June 30, 2026
- NYC ACRIS recorded mortgages, September 30, 2026
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem