State

Lenders in Alabama

198 lenders are based in Alabama, holding $80.2B of commercial loans at June 30, 2026. Regions Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in Alabama.

Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders based here
198
FDIC institution record,
Commercial book held
$80.2B
FDIC call report,
+4.3% from a year earlier, 178 of 198 lenders
Multifamily loans, 2025
485
HMDA,
+39.8% from 2024
SBA 7(a) loans, 36 months
1,245
SBA FOIA,

Cite this

Source: The Lender Report, Lenders in Alabama, https://lender.report/lenders-in/alabama/, data as of June 30, 2026.

Describe a deal in Alabama

This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

Start with a deal in AlabamaA lender in Alabama? Find your page

Largest commercial books based in Alabama
LenderKindCommercial bookTotal assets
Regions BankBank$43.8B$160B
ServisFirst BankBank$12.5B$18.3B
River Bank & TrustBank$1.54B$4.02B
Bank IndependentBank$1.45B$2.86B
Oakworth Capital BankBank$1.35B$2.13B
CB&S Bank, Inc.Bank$1.10B$3.07B
Bryant BankBank$964M$2.94B
SouthPoint BankBank$782M$1.36B
Peoples Bank of AlabamaBank$740M$1.42B
Troy Bank & Trust CompanyBank$709M$1.60B
United BankBank$682M$1.48B
First Bank of AlabamaBank$602M$1.36B
Redstone Credit UnionCredit union$535M$8.59B
CommerceOne BankBank$516M$1.06B
Metro BankBank$436M$1.18B
FDIC call report,
Most multifamily loans made in Alabama, 2025
LenderBased in2025 loans2025 dollars
Bank IndependentSheffield, AL23$8.06M
River Bank & TrustPrattville, AL20$9.87M
Renasant BankTupelo, MS19$21.9M
Bryant BankTuscaloosa, AL16$21.1M
Berkadia Commercial MortgageAmbler, PA16$285M
FirstBankNashville, TN14$29.9M
Community Bank of MississippiFlowood, MS14$14.0M
Lument Real Estate CapitalColumbus, OH12$259M
Arbor Realty Trust, Inc.Uniondale, NY11$69.4M
CB&S Bank, Inc.Russellville, AL10$21.3M
HMDA,
Most SBA 7(a) loans recorded in Alabama, 36 months
LenderBased inLoansDollars
Newtek Bank, National AssociationMiami, FL112$32.4M
The Huntington National BankColumbus, OH98$57.9M
Live Oak Banking CompanyWilmington, NC72$104M
Sabre FinanceBirmingham, AL68$11.3M
Northeast BankPortland, ME66$8.23M
Readycap Lending, LLCBerkeley Heights, NJ50$13.6M
BayFirst National BankSaint Petersburg, FL48$7.26M
Wells Fargo Bank, National AssociationSioux Falls, SD42$6.22M
United Midwest Savings Bank, National AssociationDegraff, OH34$17.1M
Celtic BankSalt Lake City, UT29$8.60M
SBA FOIA,
  • 198 lenders are based in Alabama: 91 banks, 2 savings institutions, 88 credit unions and 17 non-bank lenders. FDIC institution record,
  • Banks, savings institutions and credit unions based in Alabama report $273.5B in total assets. FDIC call report,
  • They hold $80.2B of commercial and commercial real estate loans, up 4.3% from a year earlier among the 178 of 198 with a comparable earlier filing. FDIC call report,
  • Lenders made 485 multifamily loans in Alabama in 2025 for $2.4B, versus 347 in 2024 (HMDA, manufactured-home parks excluded). HMDA,
  • Lenders recorded 1,245 SBA 7(a) loans for $810.7M in Alabama in the 36 months ending September 30, 2026. SBA FOIA,
  • Lenders made 10,593 1-4 unit investor or business-purpose loans in Alabama in 2025. HMDA,
  • Regions Bank holds the largest commercial book of any lender based in Alabama, at $43.8B. FDIC call report,
  • Bank Independent made the most multifamily loans in Alabama in 2025, at 23. HMDA,
  • Newtek Bank, National Association recorded the most SBA 7(a) loans in Alabama, at 112. SBA FOIA,
  • 11 kinds of lending have a page for Alabama, each with at least 10 lenders with in-state evidence. FDIC institution record,

Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.