Unverified listing What this means

The Lender Report built this page from public records. Community Bank of Mississippi has not reviewed it. Every lender's page starts this way, and it says nothing about Community Bank of Mississippi itself. Each figure shows its source and date. Work at Community Bank of Mississippi? You can claim this page for free.

SBA 504 record

Community Bank of Mississippi: SBA 504 first liens made

Community Bank of Mississippi, a bank based in Flowood, MS, made 15 SBA 504 first liens in the 36 months ending September 30, 2026, $11.8M in all, net of cancelled approvals. The typical first lien was about $480K, and 12 were in the last 12 months. Most were in Florida.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
15
SBA FOIA,
Net of cancelled approvals
Dollars
$11.8M
SBA FOIA,
Rounded amounts
Typical loan
$480K
SBA FOIA,
Largest loan
$4.8M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
12
SBA FOIA,

Cite this

Source: The Lender Report, Community Bank of Mississippi: SBA 504 first liens made, https://lender.report/lender/community-bank-of-mississippi-ms/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Community Bank of MississippiNewest first
PeriodPlaceLoanAmountRateTermLTVSource
May 2026FloridaSBA 504, Plumbing, Heating, and Air-Conditioning Contractors$420K25 yrSBA FOIA
Feb 2026AlabamaSBA 504, Professional, Scientific, and Technical Services$150K25 yrSBA FOIA
Dec 2025FloridaSBA 504, Landscaping Services$800K20 yrSBA FOIA
May 2025FloridaSBA 504, All Other Specialty Trade Contractors$620K25 yrSBA FOIA
May 2025AlabamaSBA 504, Construction$110K25 yrSBA FOIA
Apr 2025AlabamaSBA 504, Accommodation and Food Services$850K25 yrSBA FOIA
Mar 2025FloridaSBA 504, Offices of Chiropractors$360K25 yrSBA FOIA
Jan 2025AlabamaSBA 504, Hotels (except Casino Hotels) and Motels$4.8M25 yrSBA FOIA
Jan 2025FloridaSBA 504, Full-Service Restaurants$1.1M25 yrSBA FOIA
Dec 2024FloridaSBA 504, Wholesale Trade Agents and Brokers$140K25 yrSBA FOIA
Sep 2024FloridaSBA 504, General Automotive Repair$1M25 yrSBA FOIA
Jul 2024MississippiSBA 504, Administrative and Support and Waste Management and Remediation Services$570K20 yrSBA FOIA
Jul 2024FloridaSBA 504, Manufacturing$480K25 yrSBA FOIA
Jun 2024FloridaSBA 504, RV (Recreational Vehicle) Parks and Campgrounds$180K25 yrSBA FOIA
Mar 2024FloridaSBA 504, Full-Service Restaurants$260K25 yrSBA FOIA
15 SBA 504 first liens since October 2023, net of cancelled$11.8MSBA FOIA

A blank means the source did not report it.

Where Community Bank of Mississippi's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Florida10$5.36M
Alabama4$5.91M
Mississippi1$570K
SBA FOIA,

SBA loans are on record by state only.

Community Bank of Mississippi: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K2$250K
$150K to $350K3$590K
$350K to $1M7$4.10M
$1M to $2.5M2$2.10M
$2.5M or more1$4.80M
SBA FOIA,
Community Bank of Mississippi: SBA 504 first liens by quarter
QuarterFirst liensDollars
2024 Q11$260K
2024 Q21$180K
2024 Q33$2.05M
2024 Q41$140K
2025 Q13$6.26M
2025 Q23$1.58M
2025 Q41$800K
2026 Q11$150K
2026 Q21$420K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Community Bank of Mississippi lent to, most loans first
Industry (NAICS)First liens
Full-Service Restaurants (722511)2
Accommodation and Food Services1
Administrative and Support and Waste Management and Remediation Services1
All Other Specialty Trade Contractors (238990)1
Construction1
General Automotive Repair (811111)1
Hotels (except Casino Hotels) and Motels (721110)1
Landscaping Services (561730)1
Manufacturing1
Offices of Chiropractors (621310)1
Plumbing, Heating, and Air-Conditioning Contractors (238220)1
Professional, Scientific, and Technical Services1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Accredited Lenders Program6
ALP Express5
Premier Certified Lenders Program2
504 Basic1
504 Refinancing Program1
SBA FOIA,
Certified Development Companies on Community Bank of Mississippi's 504 projects
Certified Development CompanyProjects
Florida Business Development Corporation13
Southern Development Council1
Three Rivers Local Development Company, Inc.1
SBA FOIA,
  • Community Bank of Mississippi made 15 SBA 504 first liens totaling $11.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
  • The SBA file shows 12 approvals naming Community Bank of Mississippi as first-lien lender dated in the 12 months to September 30, 2026, and 13 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $480K, with the middle half between $180K and $850K. SBA FOIA,
  • The largest was about $4.8M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 2 loans were under $150K, and 3 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 2. SBA FOIA,
  • The SBA file lists 6 of its loans as processed under Accredited Lenders Program. SBA FOIA,
  • It worked with 3 Certified Development Companies, most often Florida Business Development Corporation. SBA FOIA,
  • Its loans were most often in Florida (10), Alabama (4) and Mississippi (1). SBA FOIA,

What we don't know

  • Whether Community Bank of Mississippi is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.