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Multifamily record
Community Trust Bank, Inc.: multifamily loans made
Community Trust Bank, Inc., a bank based in Pikeville, KY, made 89 multifamily loans in 2024 and 2025, $160.9M in all, in 6 states. The typical loan was about $600K, and the largest about $18M. Most were in Kentucky.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 89
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $161M
- HMDA,
- Rounded amounts
- Typical loan
- $600K
- HMDA,
- Largest loan
- $18M
- HMDA,
- Rounded to 2 significant figures
- States
- 6
- HMDA,
Cite this
Source: The Lender Report, Community Trust Bank, Inc.: multifamily loans made, https://lender.report/lender/community-trust-bank-ky/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Fayette County, KY | Purchase, 150 or more units | $18M | 7.25% | 12 yr | 79% | HMDA 2025 |
| 2025 | Jefferson County, TN | Refinance, 50 to 99 units | $12M | 7.13% | 25 yr | 70% | HMDA 2025 |
| 2025 | Fayette County, KY | Purchase, 150 or more units | $10M | 7.13% | 5 yr | 81% | HMDA 2025 |
| 2025 | Kentucky | Refinance, 50 to 99 units | $5M | 7.25% | 15 yr | 76% | HMDA 2025 |
| 2025 | Barren County, KY | Purchase, 50 to 99 units | $4.9M | 7.25% | 25 yr | 71% | HMDA 2025 |
| 2025 | Hamblen County, TN | Refinance, 25 to 49 units | $2.7M | 7.13% | 20 yr | 75% | HMDA 2025 |
| 2025 | Knox County, TN | Refinance, 5 to 24 units | $2.3M | 7.13% | 20 yr | 61% | HMDA 2025 |
| 2025 | Laurel County, KY | Purchase, 25 to 49 units | $1.9M | 7.25% | 26 yr | 75% | HMDA 2025 |
| 2025 | Fayette County, KY | Purchase, 5 to 24 units | $1.4M | 7.25% | 26.5 yr | 68% | HMDA 2025 |
| 2025 | Jefferson County, KY | Purchase, 5 to 24 units | $1.3M | 6.75% | 20 yr | 80% | HMDA 2025 |
| 2025 | Butler County, OH | Improvement, 5 to 24 units | $1.1M | 7.13% | 25 yr | 80% | HMDA 2025 |
| 2025 | Madison County, KY | Purchase, 5 to 24 units | $1.1M | 7.13% | 20 yr | 67% | HMDA 2025 |
| 2025 | Laurel County, KY | Improvement, 5 to 24 units | $1M | 7.25% | 20.8 yr | 73% | HMDA 2025 |
| 2025 | Fayette County, KY | Purchase, 5 to 24 units | $940K | 7.13% | 20 yr | 85% | HMDA 2025 |
| 2025 | Fleming County, KY | Purchase, 5 to 24 units | $880K | 7.88% | 20 yr | 62% | HMDA 2025 |
| 2025 | Franklin County, KY | Refinance, 5 to 24 units | $740K | 7.25% | 20 yr | 73% | HMDA 2025 |
| 2025 | Huntington-Ashland, WV-KY-OH | Purchase, 5 to 24 units | $720K | 7.5% | 20 yr | 75% | HMDA 2025 |
| 2025 | Rowan County, KY | Purchase, 5 to 24 units | $660K | 7.5% | 20.8 yr | 85% | HMDA 2025 |
| 2025 | Knox County, KY | Purchase, 5 to 24 units | $640K | 7.5% | 25 yr | 85% | HMDA 2025 |
| 2025 | Whitley County, KY | Purchase, 5 to 24 units | $620K | 7.5% | 21 yr | 79% | HMDA 2025 |
| 2025 | Hamilton County, OH | Improvement, 5 to 24 units | $600K | 7.13% | 25 yr | 69% | HMDA 2025 |
| 2025 | Kentucky | Refinance, 5 to 24 units | $580K | 7.75% | 20 yr | 80% | HMDA 2025 |
| 2025 | Kentucky | Purchase, 5 to 24 units | $560K | 7.13% | 20 yr | 80% | HMDA 2025 |
| 2025 | Ohio | Refinance, 5 to 24 units | $560K | 7.38% | 20 yr | 80% | HMDA 2025 |
| 2025 | Warren County, OH | Purchase, 5 to 24 units | $560K | 7% | 26 yr | 57% | HMDA 2025 |
| 89 multifamily loans made in 2024 and 2025 | $161M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Kentucky | State | 16 | $12.4M |
| Fayette County, KY | County | 14 | $66.7M |
| Hamilton County, OH | County | 9 | $10.1M |
| Laurel County, KY | County | 5 | $6.46M |
| Madison County, KY | County | 5 | $3.84M |
| Cabell County, WV | County | 4 | $1.50M |
| Barren County, KY | County | 3 | $9.74M |
| Boyd County, KY | County | 3 | $880K |
| Knox County, TN | County | 3 | $12.6M |
| Butler County, OH | County | 2 | $2.90M |
| Fleming County, KY | County | 2 | $1.24M |
| Knox County, KY | County | 2 | $960K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 57 | $25.8M |
| $1M to $2.5M | 18 | $28.2M |
| $2.5M to $5M | 5 | $18.2M |
| $5M to $10M | 5 | $37.7M |
| $10M or more | 4 | $51.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 44 | $84.3M | $800K |
| 2025 | 45 | $76.6M | $560K |
| Purpose | Loans |
|---|---|
| Purchase | 64 |
| Refinance | 13 |
| Improvement | 12 |
| Units | Loans |
|---|---|
| 5 to 24 units | 68 |
| 25 to 49 units | 7 |
| 50 to 99 units | 10 |
| 100 to 149 units | 1 |
| 150 or more units | 3 |
- Community Trust Bank, Inc. made 89 multifamily loans totaling $160.9M in 2024 and 2025, in 31 named places across 6 states. HMDA,
- It made 45 of them in 2025 and 44 in 2024. HMDA,
- The typical loan was about $600K, with the middle half between $360K and $1.5M. HMDA,
- The largest was about $18M. Every amount is rounded to 2 significant figures. HMDA,
- 57 loans were under $1M, and 9 were $5M or more. HMDA,
- It reported a median rate of 7.50% on 89 loans, with the middle half between 7.25% and 7.63%. HMDA,
- The median term was 20 years. HMDA,
- The median loan to value was 76%. HMDA,
- 15% of the loans were refinancings and 72% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 68 loans. HMDA,
- Its loans were most often in Fayette County, KY (14), Hamilton County, OH (9) and Laurel County, KY (5). HMDA,
What we don't know
- Whether Community Trust Bank, Inc. is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.