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SBA 7(a) record
Community Trust Bank, Inc.: SBA 7(a) loans made
Community Trust Bank, Inc., a bank based in Pikeville, KY, made 177 SBA 7(a) loans in the 36 months ending September 30, 2026, $50.9M in all, net of cancelled approvals. The typical loan was about $130K, and 50 were in the last 12 months. Most were in Kentucky.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 177
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $50.9M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $130K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 50
- SBA FOIA,
Cite this
Source: The Lender Report, Community Trust Bank, Inc.: SBA 7(a) loans made, https://lender.report/lender/community-trust-bank-ky/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Kentucky | SBA 7(a), Wholesale Trade | $290K | 6.75% | 20 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $180K | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $150K | 6.75% | 1 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Real Estate and Rental and Leasing | $120K | 6.75% | 21 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Professional, Scientific, and Technical Services | $65K | 6.75% | 1 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $65K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Site Preparation Contractors | $55K | 6.75% | 5 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Manufacturing | $50K | 6.75% | 5 yr | SBA FOIA | |
| Aug 2026 | Kentucky | SBA 7(a), Accommodation and Food Services | $500K | 7.5% | 21 yr | SBA FOIA | |
| Aug 2026 | Ohio | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $280K | 6.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Kentucky | SBA 7(a), Wholesale Trade | $250K | 6.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Kentucky | SBA 7(a), Beer, Wine, and Liquor Retailers | $100K | 7% | 7 yr | SBA FOIA | |
| Aug 2026 | Ohio | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $75K | 6.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Kentucky | SBA 7(a), Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | $66K | 8.75% | 5 yr | SBA FOIA | |
| Aug 2026 | Kentucky | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $51K | 6.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Kentucky | SBA 7(a), Offices of Certified Public Accountants | $50K | 6.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Kentucky | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $10K | 6.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Kentucky | SBA 7(a), Wholesale Trade | $220K | 6.75% | 6 yr | SBA FOIA | |
| Jul 2026 | Kentucky | SBA 7(a), Fitness and Recreational Sports Centers | $100K | 7.75% | 5 yr | SBA FOIA | |
| Jul 2026 | West Virginia | SBA 7(a), Construction | $90K | 7.5% | 5 yr | SBA FOIA | |
| Jul 2026 | Kentucky | SBA 7(a), Power and Communication Line and Related Structures Construction | $22K | 10% | 4 yr | SBA FOIA | |
| Jul 2026 | Kentucky | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $16K | 6.75% | 4 yr | SBA FOIA | |
| Jul 2026 | Kentucky | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $10K | 6.75% | 2 yr | SBA FOIA | |
| Jun 2026 | West Virginia | SBA 7(a), Retail Trade | $280K | 7.5% | 16 yr | SBA FOIA | |
| Jun 2026 | Kentucky | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $140K | 6.75% | 20 yr | SBA FOIA | |
| 177 SBA 7(a) loans since October 2023, net of cancelled | $50.9M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Kentucky | 147 | $32.0M |
| West Virginia | 21 | $11.0M |
| Ohio | 6 | $4.47M |
| Tennessee | 2 | $3.20M |
| Virginia | 1 | $280K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 92 | $5.34M |
| $150K to $350K | 51 | $10.8M |
| $350K to $1M | 26 | $14.6M |
| $1M to $2.5M | 5 | $8.30M |
| $2.5M or more | 3 | $11.8M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 12 | $2.98M |
| 2024 Q1 | 17 | $9.43M |
| 2024 Q2 | 18 | $1.83M |
| 2024 Q3 | 12 | $3.62M |
| 2024 Q4 | 18 | $4.69M |
| 2025 Q1 | 18 | $4.36M |
| 2025 Q2 | 20 | $3.49M |
| 2025 Q3 | 12 | $4.30M |
| 2025 Q4 | 7 | $3.63M |
| 2026 Q1 | 7 | $3.36M |
| 2026 Q2 | 13 | $6.38M |
| 2026 Q3 | 23 | $2.81M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 12 |
| General Freight Trucking, Local (484110) | 9 |
| Offices of All Other Miscellaneous Health Practitioners (621399) | 8 |
| Agriculture, Forestry, Fishing and Hunting | 7 |
| Construction | 7 |
| Retail Trade | 7 |
| Wholesale Trade | 6 |
| Clothing and Clothing Accessories Retailers (458110) | 5 |
| Full-Service Restaurants (722511) | 5 |
| Gasoline Stations with Convenience Stores (457110) | 5 |
| Limited-Service Restaurants (722513) | 5 |
| Other Services (except Public Administration) | 5 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 134 |
| 7a General | 38 |
| 7(a) WCP | 5 |
- Community Trust Bank, Inc. made 177 SBA 7(a) loans totaling $50.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 5 states. SBA FOIA,
- 50 of them were in the 12 months to September 30, 2026, and 68 in the 12 months before. SBA FOIA,
- The typical loan was about $130K, with the middle half between $50K and $280K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 92 loans were under $150K, and 8 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.00% on 177 loans, with the middle half between 7.50% and 8.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Plumbing, Heating, and Air-Conditioning Contractors, with 12. SBA FOIA,
- The SBA file lists 134 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Kentucky (147), West Virginia (21) and Ohio (6). SBA FOIA,
What we don't know
- Whether Community Trust Bank, Inc. is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.