Unverified listing What this means
The Lender Report built this page from public records. DreamSpring has not reviewed it. Every lender's page starts this way, and it says nothing about DreamSpring itself. Each figure shows its source and date. Work at DreamSpring? You can claim this page for free.
Non-bank lender, Albuquerque, NM
DreamSpring
A non-bank lender based in Albuquerque, NM. Public files show recent SBA 7(a) loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 83
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 800-508-7624 From the lender's website, retrieved November 11, 2026. Source page
- Website
- www.DreamSpring.orgFrom the CDFI Fund list, October 21, 2026.
- Commercial lending page
- dreamspring.orgFrom the lender's website, retrieved November 11, 2026.
- Based in
- Albuquerque, NMSBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | New Mexico | SBA 7(a), Other Personal Care Services | $350K | 11% | 10 yr | SBA FOIA | |
| Sep 2026 | New Mexico | SBA 7(a), Clothing and Clothing Accessories Retailers | $120K | 11% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $79K | 11% | 10 yr | SBA FOIA | |
| Aug 2026 | New Mexico | SBA 7(a), Gift, Novelty, and Souvenir Retailers | $120K | 11% | 10 yr | SBA FOIA | |
| Aug 2026 | New Mexico | SBA 7(a), Other Services (except Public Administration) | $110K | 11% | 10 yr | SBA FOIA | |
| Aug 2026 | Texas | SBA 7(a), Full-Service Restaurants | $100K | 11% | 10 yr | SBA FOIA | |
| Aug 2026 | Texas | SBA 7(a), Mobile Food Services | $53K | 11% | 10 yr | SBA FOIA | |
| Jul 2026 | Colorado | SBA 7(a), Other Personal Care Services | $210K | 11% | 10 yr | SBA FOIA | |
| Jul 2026 | Colorado | SBA 7(a), Environmental Consulting Services | $64K | 11% | 10 yr | SBA FOIA | |
| Jun 2026 | Nevada | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $69K | 11% | 10 yr | SBA FOIA | |
| Jun 2026 | Colorado | SBA 7(a), Clothing and Clothing Accessories Retailers | $64K | 11% | 10 yr | SBA FOIA | |
| May 2026 | Arizona | SBA 7(a), Assisted Living Facilities for the Elderly | $200K | 11% | 10 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Full-Service Restaurants | $84K | 11% | 10 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Pet Care (except Veterinary) Services | $74K | 11% | 10 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Nail Salons | $350K | 11% | 10 yr | SBA FOIA | |
| Apr 2026 | New Mexico | SBA 7(a), Retail Trade | $230K | 11% | 10 yr | SBA FOIA | |
| Mar 2026 | New Mexico | SBA 7(a), Construction | $120K | 11% | 10 yr | SBA FOIA | |
| Mar 2026 | Arizona | SBA 7(a), Mobile Food Services | $68K | 11% | 10 yr | SBA FOIA | |
| Dec 2025 | Colorado | SBA 7(a), Insurance Agencies and Brokerages | $74K | 11% | 10 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services | $53K | 11% | 10 yr | SBA FOIA | |
| Nov 2025 | New Mexico | SBA 7(a), Manufacturing | $99K | 11% | 10 yr | SBA FOIA | |
| Sep 2025 | Texas | SBA 7(a), Sports and Recreation Instruction | $110K | 11% | 10 yr | SBA FOIA | |
| Sep 2025 | New Mexico | SBA 7(a), Fitness and Recreational Sports Centers | $99K | 11% | 10 yr | SBA FOIA | |
| Sep 2025 | Texas | SBA 7(a), Manufacturing | $53K | 11% | 10 yr | SBA FOIA | |
| Jun 2025 | New Mexico | SBA 7(a), Beauty Salons | $130K | 11% | 10 yr | SBA FOIA | |
| 83 SBA 7(a) loans since October 2023, net of cancelled | $11.4M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 83 | $11.4M | $110K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 21 | $2.68M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Mobile Food Services | 7 | $587K |
Other lenders in these fields: SBA lenders for restaurants.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2013-09-17.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list, CDFI Fund: List of Certified CDFIs,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| New Mexico HQ | 1 | 25 | 0 | ||
| Texas | 0 | 22 | 0 | ||
| Colorado | 0 | 21 | 0 | ||
| Arizona | 0 | 12 | 0 | ||
| Nevada | 0 | 3 | 0 |
Loan channel and SBA processing
Public record only
- Approval to first disbursement
- 18 days, median of 73
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. DreamSpring, Albuquerque, NM. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 83 recorded loans from SBA files, through September 30, 2026: 83 SBA 7(a) in 36 months. Each has its source and date.
- Phone and website. Phone 800-508-7624, from the lender's website on November 11, 2026. Website dreamspring.org, from the FDIC record. [How to reach them]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009491
- Recorded 85 SBA 7(a) approvals totaling $11.8M from October 1, 2023 to September 30, 2026, of which 2 were later cancelled (SBA).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, DreamSpring, https://lender.report/lender/dreamspring-nm/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.
We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.
Work at DreamSpring? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem