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Multifamily record
Exchange Bank, Santa Rosa, CA: multifamily loans made
Exchange Bank, Santa Rosa, CA, a bank based in Santa Rosa, CA, made 38 multifamily loans in 2024 and 2025, $63.4M in all, in 1 state. The typical loan was about $1.1M, and the largest about $8.3M. Most were in Alameda County, CA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 38
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $63.4M
- HMDA,
- Rounded amounts
- Typical loan
- $1.1M
- HMDA,
- Largest loan
- $8.3M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Exchange Bank, Santa Rosa, CA: multifamily loans made, https://lender.report/lender/exchange-bank-ca/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Alameda County, CA | Purchase, 25 to 49 units | $7.3M | HMDA 2025 | |||
| 2025 | Alameda County, CA | Cash-out refinance, 25 to 49 units | $4.4M | HMDA 2025 | |||
| 2025 | Placer County, CA | Cash-out refinance, 25 to 49 units | $3.3M | HMDA 2025 | |||
| 2025 | Solano County, CA | Purchase, 25 to 49 units | $3.1M | HMDA 2025 | |||
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $2.1M | HMDA 2025 | |||
| 2025 | Sonoma County, CA | Refinance, 5 to 24 units | $2M | HMDA 2025 | |||
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $1.6M | HMDA 2025 | |||
| 2025 | Solano County, CA | Purchase, 5 to 24 units | $1.5M | HMDA 2025 | |||
| 2025 | Sonoma County, CA | Purchase, 5 to 24 units | $1.4M | HMDA 2025 | |||
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $1.3M | HMDA 2025 | |||
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $1.2M | HMDA 2025 | |||
| 2025 | Merced County, CA | Refinance, 5 to 24 units | $1.2M | HMDA 2025 | |||
| 2025 | Sonoma County, CA | Purchase, 5 to 24 units | $1.2M | HMDA 2025 | |||
| 2025 | Sonoma County, CA | Purchase, 5 to 24 units | $1.1M | HMDA 2025 | |||
| 2025 | Sonoma County, CA | Cash-out refinance, 5 to 24 units | $1M | HMDA 2025 | |||
| 2025 | Sonoma County, CA | Purchase, 5 to 24 units | $1M | HMDA 2025 | |||
| 2025 | Shasta County, CA | Purchase, 5 to 24 units | $960K | HMDA 2025 | |||
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $880K | HMDA 2025 | |||
| 2025 | San Francisco County, CA | Cash-out refinance, 5 to 24 units | $860K | HMDA 2025 | |||
| 2025 | California | Purchase, 5 to 24 units | $680K | HMDA 2025 | |||
| 2025 | Stanislaus County, CA | Cash-out refinance, 5 to 24 units | $660K | HMDA 2025 | |||
| 2025 | Butte County, CA | Purchase, 5 to 24 units | $600K | HMDA 2025 | |||
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $500K | HMDA 2025 | |||
| 2025 | Sonoma County, CA | Cash-out refinance, 5 to 24 units | $500K | HMDA 2025 | |||
| 2025 | Shasta County, CA | Purchase, 5 to 24 units | $480K | HMDA 2025 | |||
| 38 multifamily loans made in 2024 and 2025 | $63.4M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Alameda County, CA | County | 10 | $20.7M |
| Sonoma County, CA | County | 10 | $9.56M |
| Solano County, CA | County | 4 | $9.10M |
| San Francisco County, CA | County | 3 | $5.26M |
| Contra Costa County, CA | County | 2 | $1.80M |
| Shasta County, CA | County | 2 | $1.44M |
| Butte County, CA | County | 1 | $600K |
| California | State | 1 | $680K |
| Merced County, CA | County | 1 | $1.20M |
| Placer County, CA | County | 1 | $3.30M |
| Sacramento County, CA | County | 1 | $8.30M |
| Stanislaus County, CA | County | 1 | $660K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 16 | $10.4M |
| $1M to $2.5M | 15 | $20.7M |
| $2.5M to $5M | 5 | $16.7M |
| $5M to $10M | 2 | $15.6M |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 13 | $22.6M | $800K |
| 2025 | 25 | $40.8M | $1.2M |
| Purpose | Loans |
|---|---|
| Purchase | 28 |
| Refinance | 4 |
| Cash-out refinance | 6 |
| Units | Loans |
|---|---|
| 5 to 24 units | 31 |
| 25 to 49 units | 7 |
- Exchange Bank, Santa Rosa, CA made 38 multifamily loans totaling $63.4M in 2024 and 2025, in 13 named places across 1 state. HMDA,
- It made 25 of them in 2025 and 13 in 2024. HMDA,
- The typical loan was about $1.1M, with the middle half between $700K and $1.7M. HMDA,
- The largest was about $8.3M. Every amount is rounded to 2 significant figures. HMDA,
- 16 loans were under $1M, and 2 were $5M or more. HMDA,
- 26% of the loans were refinancings and 74% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 31 loans. HMDA,
- Its loans were most often in Alameda County, CA (10), Sonoma County, CA (10) and Solano County, CA (4). HMDA,
What we don't know
- Whether Exchange Bank, Santa Rosa, CA is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.