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SBA 7(a) record
First Central Savings Bank: SBA 7(a) loans made
First Central Savings Bank, a savings institution based in Glen Cove, NY, made 7 SBA 7(a) loans in the 36 months ending September 30, 2026, $1.8M in all, net of cancelled approvals. The typical loan was about $200K, and 0 were in the last 12 months. Most were in New York.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 7
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $1.77M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $200K
- SBA FOIA,
- Largest loan
- $600K
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 0
- SBA FOIA,
Cite this
Source: The Lender Report, First Central Savings Bank: SBA 7(a) loans made, https://lender.report/lender/first-central-savings-bank-ny/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Aug 2025 | New York | SBA 7(a), Pharmacies and Drug Retailers | $250K | 9.75% | 10 yr | SBA FOIA | |
| May 2025 | New York | SBA 7(a), Architectural Services | $150K | 9.5% | 7 yr | SBA FOIA | |
| Jan 2025 | New Jersey | SBA 7(a), Limited-Service Restaurants | $270K | 10% | 10 yr | SBA FOIA | |
| Dec 2024 | New York | SBA 7(a), Confectionery and Nut Retailers | $200K | 9.75% | 10 yr | SBA FOIA | |
| Nov 2024 | New York | SBA 7(a), Fruit and Vegetable Retailers | $600K | 10.5% | 10 yr | SBA FOIA | |
| Aug 2024 | New York | SBA 7(a), Full-Service Restaurants | $150K | 11.5% | 10 yr | SBA FOIA | |
| Nov 2023 | New York | SBA 7(a), Offices of Lawyers | $150K | 11% | 7 yr | SBA FOIA | |
| 7 SBA 7(a) loans since October 2023, net of cancelled | $1.77M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New York | 6 | $1.50M |
| New Jersey | 1 | $270K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 6 | $1.17M |
| $350K to $1M | 1 | $600K |
| $1M to $2.5M | 0 | $0 |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 1 | $150K |
| 2024 Q3 | 1 | $150K |
| 2024 Q4 | 2 | $800K |
| 2025 Q1 | 1 | $270K |
| 2025 Q2 | 1 | $150K |
| 2025 Q3 | 1 | $250K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Architectural Services (541310) | 1 |
| Confectionery and Nut Retailers (445292) | 1 |
| Fruit and Vegetable Retailers (445230) | 1 |
| Full-Service Restaurants (722511) | 1 |
| Limited-Service Restaurants (722513) | 1 |
| Offices of Lawyers (541110) | 1 |
| Pharmacies and Drug Retailers (456110) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| 7a General | 4 |
| SBA Express Program | 3 |
- First Central Savings Bank made 7 SBA 7(a) loans totaling $1.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
- 0 of them were in the 12 months to September 30, 2026, and 5 in the 12 months before. SBA FOIA,
- The typical loan was about $200K, with the middle half between $150K and $270K. SBA FOIA,
- The largest was about $600K. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 0 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 7 loans, with the middle half between 9.75% and 11.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Architectural Services, with 1. SBA FOIA,
- The SBA file lists 4 of its loans as processed under 7a General. SBA FOIA,
- Its loans were most often in New York (6) and New Jersey (1). SBA FOIA,
What we don't know
- Whether First Central Savings Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.