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Multifamily record
First Mid Bank & Trust, National Association: multifamily loans made
First Mid Bank & Trust, National Association, a bank based in Mattoon, IL, made 57 multifamily loans in 2024 and 2025, $236.8M in all, in 6 states. The typical loan was about $620K, and the largest about $45M. Most were in Coles County, IL.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 57
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $237M
- HMDA,
- Rounded amounts
- Typical loan
- $620K
- HMDA,
- Largest loan
- $45M
- HMDA,
- Rounded to 2 significant figures
- States
- 6
- HMDA,
Cite this
Source: The Lender Report, First Mid Bank & Trust, National Association: multifamily loans made, https://lender.report/lender/first-mid-bank-and-trust-il/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | St. Charles County, MO | Cash-out refinance, 100 to 149 units | $28M | 6.75% | 5 yr | 81% | HMDA 2025 |
| 2025 | DuPage County, IL | Cash-out refinance, 50 to 99 units | $25M | 6% | 5 yr | 73% | HMDA 2025 |
| 2025 | Champaign County, IL | Cash-out refinance, 150 or more units | $23M | 6.75% | 5 yr | 69% | HMDA 2025 |
| 2025 | Jefferson County, MO | Purchase, 150 or more units | $20M | 7% | 5 yr | 71% | HMDA 2025 |
| 2025 | Lafayette County, MO | Refinance, 25 to 49 units | $10M | 6.5% | 5 yr | 72% | HMDA 2025 |
| 2025 | Cass County, MO | Refinance, 25 to 49 units | $7M | 7% | 5 yr | 74% | HMDA 2025 |
| 2025 | Terre Haute, IN | Refinance, 50 to 99 units | $6.1M | 6.5% | 1 yr | 69% | HMDA 2025 |
| 2025 | Monroe County, IN | Purchase, 5 to 24 units | $4M | 6.75% | 5 yr | 73% | HMDA 2025 |
| 2025 | Peoria County, IL | Purchase, 25 to 49 units | $2.6M | 6.75% | 10 yr | 85% | HMDA 2025 |
| 2025 | Dearborn County, IN | Cash-out refinance, 25 to 49 units | $2.2M | 6.75% | 5 yr | 75% | HMDA 2025 |
| 2025 | Macon County, IL | Purchase, 25 to 49 units | $2M | 6.5% | 5 yr | 100% | HMDA 2025 |
| 2025 | Jefferson County, KY | Purchase, 25 to 49 units | $1.6M | 6.75% | 5 yr | 80% | HMDA 2025 |
| 2025 | Peoria County, IL | Purchase, 5 to 24 units | $1.3M | 6.75% | 10 yr | 74% | HMDA 2025 |
| 2025 | Champaign County, IL | Cash-out refinance, 5 to 24 units | $1.2M | 6.5% | 5 yr | 37% | HMDA 2025 |
| 2025 | Champaign County, IL | Purchase, 5 to 24 units | $1.1M | 7% | 5 yr | 85% | HMDA 2025 |
| 2025 | Jefferson County, MO | Cash-out refinance, 25 to 49 units | $1.1M | 6.75% | 5 yr | 33% | HMDA 2025 |
| 2025 | Macoupin County, IL | Refinance, 5 to 24 units | $1M | 7.25% | 5 yr | 66% | HMDA 2025 |
| 2025 | St. Clair County, IL | Cash-out refinance, 25 to 49 units | $980K | 7% | 5 yr | 52% | HMDA 2025 |
| 2025 | St. Charles County, MO | Cash-out refinance, 50 to 99 units | $940K | 6.75% | 5 yr | 15% | HMDA 2025 |
| 2025 | St. Louis County, MO | Purchase, 5 to 24 units | $800K | 6.5% | 3 yr | 80% | HMDA 2025 |
| 2025 | Peoria County, IL | Cash-out refinance, 25 to 49 units | $760K | 6.75% | 5 yr | 80% | HMDA 2025 |
| 2025 | Winnebago County, IL | Purchase, 5 to 24 units | $620K | 7% | 5 yr | 80% | HMDA 2025 |
| 2025 | Cook County, IL | Purchase, 5 to 24 units | $600K | 7% | 5 yr | 68% | HMDA 2025 |
| 2025 | Macoupin County, IL | Refinance, 5 to 24 units | $580K | 7.25% | 5 yr | 68% | HMDA 2025 |
| 2025 | Champaign County, IL | Cash-out refinance, 5 to 24 units | $500K | 7.25% | 5 yr | 68% | HMDA 2025 |
| 57 multifamily loans made in 2024 and 2025 | $237M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Coles County, IL | County | 6 | $6.92M |
| Peoria County, IL | County | 6 | $18.0M |
| Champaign County, IL | County | 5 | $26.3M |
| Macon County, IL | County | 5 | $2.69M |
| Cook County, IL | County | 3 | $1.36M |
| St. Clair County, IL | County | 3 | $1.54M |
| Winnebago County, IL | County | 3 | $1.04M |
| Boone County, MO | County | 2 | $48.2M |
| Jefferson County, MO | County | 2 | $21.1M |
| Macoupin County, IL | County | 2 | $1.58M |
| St. Charles County, MO | County | 2 | $28.9M |
| St. Louis County, MO | County | 2 | $1.20M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 34 | $12.6M |
| $1M to $2.5M | 8 | $11.5M |
| $2.5M to $5M | 4 | $13.8M |
| $5M to $10M | 3 | $18.9M |
| $10M or more | 8 | $180M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 19 | $89.4M | $200K |
| 2025 | 38 | $147M | $940K |
| Purpose | Loans |
|---|---|
| Purchase | 26 |
| Refinance | 9 |
| Cash-out refinance | 15 |
| Improvement | 7 |
| Units | Loans |
|---|---|
| 5 to 24 units | 37 |
| 25 to 49 units | 10 |
| 50 to 99 units | 4 |
| 100 to 149 units | 3 |
| 150 or more units | 3 |
- First Mid Bank & Trust, National Association made 57 multifamily loans totaling $236.8M in 2024 and 2025, in 28 named places across 6 states. HMDA,
- It made 38 of them in 2025 and 19 in 2024. HMDA,
- The typical loan was about $620K, with the middle half between $280K and $2.6M. HMDA,
- The largest was about $45M. Every amount is rounded to 2 significant figures. HMDA,
- 34 loans were under $1M, and 11 were $5M or more. HMDA,
- It reported a median rate of 7.00% on 57 loans, with the middle half between 6.75% and 7.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 69%. HMDA,
- 42% of the loans were refinancings and 46% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 37 loans. HMDA,
- Its loans were most often in Coles County, IL (6), Peoria County, IL (6) and Champaign County, IL (5). HMDA,
What we don't know
- Whether First Mid Bank & Trust, National Association is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.