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SBA 7(a) record
Five Star Bank, Rochester, NY: SBA 7(a) loans made
Five Star Bank, Rochester, NY, a bank based in Rochester, NY, made 215 SBA 7(a) loans in the 36 months ending September 30, 2026, $26.9M in all, net of cancelled approvals. The typical loan was about $40K, and 25 were in the last 12 months. Most were in New York.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 215
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $26.9M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $40K
- SBA FOIA,
- Largest loan
- $3M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 25
- SBA FOIA,
Cite this
Source: The Lender Report, Five Star Bank, Rochester, NY: SBA 7(a) loans made, https://lender.report/lender/five-star-bank-ny/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | New York | SBA 7(a), Sporting Goods Retailers | $450K | 8% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Other Personal and Household Goods Repair and Maintenance | $210K | 8% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Power and Communication Line and Related Structures Construction | $110K | 8.5% | 5 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Beauty Salons | $10K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Siding Contractors | $120K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Clothing and Clothing Accessories Retailers | $1M | 7.5% | 25 yr | SBA FOIA | |
| Jun 2026 | New York | SBA 7(a), Site Preparation Contractors | $25K | 8.5% | 5 yr | SBA FOIA | |
| May 2026 | New York | SBA 7(a), Engineering Services | $880K | 8% | 10 yr | SBA FOIA | |
| May 2026 | New York | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $460K | 8% | 10 yr | SBA FOIA | |
| May 2026 | New York | SBA 7(a), General Freight Trucking, Local | $90K | 8.5% | 5 yr | SBA FOIA | |
| Apr 2026 | New York | SBA 7(a), Offices of Chiropractors | $50K | 8.5% | 6 yr | SBA FOIA | |
| Apr 2026 | New York | SBA 7(a), Wholesale Trade | $16K | 8.5% | 5 yr | SBA FOIA | |
| Apr 2026 | New York | SBA 7(a), Offices of Chiropractors | $10K | 8.75% | 10 yr | SBA FOIA | |
| Apr 2026 | New York | SBA 7(a), Wholesale Trade | $5K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Sporting and Recreational Goods and Supplies Merchant Wholesalers | $20K | 8.75% | 10 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Beer, Wine, and Liquor Retailers | $1.6M | 7.5% | 10 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Beer, Wine, and Liquor Retailers | $200K | 7.75% | 10 yr | SBA FOIA | |
| Jan 2026 | New York | SBA 7(a), Cut Stone and Stone Product Manufacturing | $350K | 8% | 10 yr | SBA FOIA | |
| Jan 2026 | New York | SBA 7(a), Landscape Architectural Services | $200K | 8.75% | 10 yr | SBA FOIA | |
| Jan 2026 | New York | SBA 7(a), Security Systems Services (except Locksmiths) | $30K | 8.75% | 10 yr | SBA FOIA | |
| Dec 2025 | New York | SBA 7(a), Commercial and Institutional Building Construction | $500K | 8% | 10 yr | SBA FOIA | |
| Dec 2025 | New York | SBA 7(a), Other Services to Buildings and Dwellings | $200K | 8.75% | 10 yr | SBA FOIA | |
| Nov 2025 | New York | SBA 7(a), RV (Recreational Vehicle) Parks and Campgrounds | $46K | 8.75% | 5 yr | SBA FOIA | |
| Nov 2025 | New York | SBA 7(a), Site Preparation Contractors | $24K | 8.75% | 6 yr | SBA FOIA | |
| Nov 2025 | New York | SBA 7(a), Nail Salons | $20K | 9% | 10 yr | SBA FOIA | |
| 215 SBA 7(a) loans since October 2023, net of cancelled | $26.9M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New York | 213 | $26.7M |
| Pennsylvania | 2 | $150K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 172 | $6.50M |
| $150K to $350K | 25 | $5.49M |
| $350K to $1M | 14 | $7.58M |
| $1M to $2.5M | 3 | $4.30M |
| $2.5M or more | 1 | $3.00M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 13 | $819K |
| 2024 Q1 | 22 | $978K |
| 2024 Q2 | 34 | $2.85M |
| 2024 Q3 | 33 | $3.41M |
| 2024 Q4 | 29 | $5.24M |
| 2025 Q1 | 35 | $3.32M |
| 2025 Q2 | 16 | $2.23M |
| 2025 Q3 | 8 | $1.41M |
| 2025 Q4 | 5 | $790K |
| 2026 Q1 | 6 | $2.40M |
| 2026 Q2 | 8 | $1.54M |
| 2026 Q3 | 6 | $1.90M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Limited-Service Restaurants (722513) | 9 |
| Full-Service Restaurants (722511) | 8 |
| Landscaping Services (561730) | 8 |
| Residential Remodelers (236118) | 8 |
| Site Preparation Contractors (238910) | 8 |
| General Automotive Repair (811111) | 6 |
| General Freight Trucking, Long-Distance, Truckload (484121) | 6 |
| General Freight Trucking, Local (484110) | 5 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 4 |
| Manufacturing | 4 |
| Manufacturing | 4 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 4 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 200 |
| Preferred Lenders Program | 15 |
- Five Star Bank, Rochester, NY made 215 SBA 7(a) loans totaling $26.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
- 25 of them were in the 12 months to September 30, 2026, and 88 in the 12 months before. SBA FOIA,
- The typical loan was about $40K, with the middle half between $15K and $100K. SBA FOIA,
- The largest was about $3M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 172 loans were under $150K, and 4 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 215 loans, with the middle half between 9.25% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Limited-Service Restaurants, with 9. SBA FOIA,
- The SBA file lists 200 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in New York (213) and Pennsylvania (2). SBA FOIA,
What we don't know
- Whether Five Star Bank, Rochester, NY is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.