Unverified listing What this means
The Lender Report built this page from public records. Georgia's Own Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Georgia's Own Credit Union itself. Each figure shows its source and date. Work at Georgia's Own Credit Union? You can claim this page for free.
SBA 7(a) record
Georgia's Own Credit Union: SBA 7(a) loans made
Georgia's Own Credit Union, a credit union based in Atlanta, GA, made 36 SBA 7(a) loans in the 36 months ending September 30, 2026, $43.6M in all, net of cancelled approvals. The typical loan was about $680K, and 7 were in the last 12 months. Most were in Georgia.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 36
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $43.6M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $680K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 7
- SBA FOIA,
Cite this
Source: The Lender Report, Georgia's Own Credit Union: SBA 7(a) loans made, https://lender.report/lender/georgia-s-own-credit-union-ga/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Georgia | SBA 7(a), Administrative Management and General Management Consulting Services | $370K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Georgia | SBA 7(a), Other Activities Related to Real Estate | $290K | 8.75% | 25 yr | SBA FOIA | |
| Jun 2026 | Georgia | SBA 7(a), Fitness and Recreational Sports Centers | $680K | 8.75% | 10 yr | SBA FOIA | |
| May 2026 | Georgia | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $720K | 8.5% | 25 yr | SBA FOIA | |
| Mar 2026 | Georgia | SBA 7(a), Interior Design Services | $410K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Georgia | SBA 7(a), Flooring Contractors | $260K | 8% | 10 yr | SBA FOIA | |
| Jan 2026 | Georgia | SBA 7(a), All Other Personal Services | $1.3M | 9.25% | 10 yr | SBA FOIA | |
| Apr 2025 | Alabama | SBA 7(a), Manufacturing | $900K | 8.5% | 25 yr | SBA FOIA | |
| Mar 2025 | Georgia | SBA 7(a), Landscaping Services | $350K | 9% | 10 yr | SBA FOIA | |
| Mar 2025 | Georgia | SBA 7(a), All Other Personal Services | $310K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2025 | Georgia | SBA 7(a), Full-Service Restaurants | $850K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2025 | Georgia | SBA 7(a), Offices of Certified Public Accountants | $360K | 9.5% | 10 yr | SBA FOIA | |
| Nov 2024 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $5M | 8% | 26 yr | SBA FOIA | |
| Nov 2024 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $1.3M | 9% | 25 yr | SBA FOIA | |
| Oct 2024 | Georgia | SBA 7(a), Beer, Wine, and Liquor Retailers | $1.7M | 9% | 25 yr | SBA FOIA | |
| Oct 2024 | Georgia | SBA 7(a), Coin-Operated Laundries and Drycleaners | $430K | 10% | 10 yr | SBA FOIA | |
| Sep 2024 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $5M | 10% | 25 yr | SBA FOIA | |
| Aug 2024 | Georgia | SBA 7(a), Limited-Service Restaurants | $750K | 10.5% | 11 yr | SBA FOIA | |
| Aug 2024 | Georgia | SBA 7(a), Other Personal Care Services | $290K | 10.5% | 10 yr | SBA FOIA | |
| Jul 2024 | Georgia | SBA 7(a), Coin-Operated Laundries and Drycleaners | $540K | 10.5% | 10 yr | SBA FOIA | |
| Jun 2024 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $2.5M | 9.5% | 26 yr | SBA FOIA | |
| Jun 2024 | Georgia | SBA 7(a), Fitness and Recreational Sports Centers | $260K | 10.5% | 26 yr | SBA FOIA | |
| Jun 2024 | Georgia | SBA 7(a), Limited-Service Restaurants | $240K | 10.5% | 10 yr | SBA FOIA | |
| Apr 2024 | Georgia | SBA 7(a), Other Individual and Family Services | $300K | 10% | 26 yr | SBA FOIA | |
| Mar 2024 | Georgia | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $3M | 10% | 10 yr | SBA FOIA | |
| 36 SBA 7(a) loans since October 2023, net of cancelled | $43.6M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Georgia | 35 | $42.7M |
| Alabama | 1 | $900K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 8 | $2.22M |
| $350K to $1M | 16 | $9.08M |
| $1M to $2.5M | 5 | $7.70M |
| $2.5M or more | 7 | $24.6M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 5 | $4.80M |
| 2024 Q1 | 7 | $13.7M |
| 2024 Q2 | 4 | $3.30M |
| 2024 Q3 | 4 | $6.58M |
| 2024 Q4 | 4 | $8.43M |
| 2025 Q1 | 4 | $1.87M |
| 2025 Q2 | 1 | $900K |
| 2026 Q1 | 3 | $1.97M |
| 2026 Q2 | 2 | $1.40M |
| 2026 Q3 | 2 | $660K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Gasoline Stations with Convenience Stores (457110) | 8 |
| Coin-Operated Laundries and Drycleaners (812310) | 3 |
| Limited-Service Restaurants (722513) | 3 |
| All Other Personal Services (812990) | 2 |
| Fitness and Recreational Sports Centers (713940) | 2 |
| Full-Service Restaurants (722511) | 2 |
| Administrative Management and General Management Consulting Services (541611) | 1 |
| Agriculture, Forestry, Fishing and Hunting | 1 |
| Beer, Wine, and Liquor Retailers (445320) | 1 |
| Flooring Contractors (238330) | 1 |
| Interior Design Services (541410) | 1 |
| Landscaping Services (561730) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 36 |
- Georgia's Own Credit Union made 36 SBA 7(a) loans totaling $43.6M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
- 7 of them were in the 12 months to September 30, 2026, and 9 in the 12 months before. SBA FOIA,
- The typical loan was about $680K, with the middle half between $360K and $1.7M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 12 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 36 loans, with the middle half between 9.00% and 10.25%. SBA FOIA,
- The median term was 11 years. SBA FOIA,
- Its loans went most often to Gasoline Stations with Convenience Stores, with 8. SBA FOIA,
- The SBA file lists 36 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Georgia (35) and Alabama (1). SBA FOIA,
What we don't know
- Whether Georgia's Own Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.