Unverified listing What this means

The Lender Report built this page from public records. Golden Valley Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Golden Valley Bank itself. Each figure shows its source and date. Work at Golden Valley Bank? You can claim this page for free.

SBA 504 record

Golden Valley Bank: SBA 504 first liens made

Golden Valley Bank, a bank based in Chico, CA, made 8 SBA 504 first liens in the 36 months ending September 30, 2026, $4.5M in all, net of cancelled approvals. The typical first lien was about $540K, and 6 were in the last 12 months. Most were in California.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
8
SBA FOIA,
Net of cancelled approvals
Dollars
$4.48M
SBA FOIA,
Rounded amounts
Typical loan
$540K
SBA FOIA,
Largest loan
$1.1M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
6
SBA FOIA,

Cite this

Source: The Lender Report, Golden Valley Bank: SBA 504 first liens made, https://lender.report/lender/golden-valley-bank-ca/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Golden Valley BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Dec 2025CaliforniaSBA 504, Offices of Physical, Occupational and Speech Therapists, and Audiologists$820K25 yrSBA FOIA
Jul 2025CaliforniaSBA 504, Child Care Services$320K25 yrSBA FOIA
Jun 2025CaliforniaSBA 504, Plumbing, Heating, and Air-Conditioning Contractors$600K25 yrSBA FOIA
May 2025CaliforniaSBA 504, Construction$1.1M25 yrSBA FOIA
Aug 2024CaliforniaSBA 504, Full-Service Restaurants$300K25 yrSBA FOIA
May 2024CaliforniaSBA 504, Snack and Nonalcoholic Beverage Bars$520K25 yrSBA FOIA
Apr 2024CaliforniaSBA 504, Offices of Lawyers$540K25 yrSBA FOIA
Nov 2023CaliforniaSBA 504, Offices of Physical, Occupational and Speech Therapists, and Audiologists$280K25 yrSBA FOIA
8 SBA 504 first liens since October 2023, net of cancelled$4.48MSBA FOIA

A blank means the source did not report it.

Where Golden Valley Bank's SBA 504 first liens were made, most loans first
StateFirst liensDollars
California8$4.48M
SBA FOIA,

SBA loans are on record by state only.

Golden Valley Bank: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K0$0
$150K to $350K3$900K
$350K to $1M4$2.48M
$1M to $2.5M1$1.10M
$2.5M or more0$0
SBA FOIA,
Golden Valley Bank: SBA 504 first liens by quarter
QuarterFirst liensDollars
2023 Q41$280K
2024 Q22$1.06M
2024 Q31$300K
2025 Q22$1.70M
2025 Q31$320K
2025 Q41$820K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
504 Basic4
Accredited Lenders Program2
ALP Express2
SBA FOIA,
Certified Development Companies on Golden Valley Bank's 504 projects
Certified Development CompanyProjects
Superior California Economic Development, Inc.4
Greater Sacramento Certified Development Corporation3
California Statewide Certified Development Corporation1
SBA FOIA,
  • Golden Valley Bank made 8 SBA 504 first liens totaling $4.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • The SBA file shows 6 approvals naming Golden Valley Bank as first-lien lender dated in the 12 months to September 30, 2026, and 4 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $540K, with the middle half between $320K and $820K. SBA FOIA,
  • The largest was about $1.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 1 was $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Offices of Physical, Occupational and Speech Therapists, and Audiologists, with 2. SBA FOIA,
  • The SBA file lists 4 of its loans as processed under 504 Basic. SBA FOIA,
  • It worked with 3 Certified Development Companies, most often Superior California Economic Development, Inc.. SBA FOIA,
  • Its loans were most often in California (8). SBA FOIA,

What we don't know

  • Whether Golden Valley Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.