Unverified listing What this means
The Lender Report built this page from public records. Guaranty Bank and Trust Company has not reviewed it. Every lender's page starts this way, and it says nothing about Guaranty Bank and Trust Company itself. Each figure shows its source and date. Work at Guaranty Bank and Trust Company? You can claim this page for free.
Multifamily record
Guaranty Bank and Trust Company, Belzoni, MS: multifamily loans made
Guaranty Bank and Trust Company, Belzoni, MS, a bank based in Belzoni, MS, made 50 multifamily loans in 2024 and 2025, $87.1M in all, in 4 states. The typical loan was about $580K, and the largest about $16M. Most were in Mississippi.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 50
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $87.1M
- HMDA,
- Rounded amounts
- Typical loan
- $580K
- HMDA,
- Largest loan
- $16M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Guaranty Bank and Trust Company, Belzoni, MS: multifamily loans made, https://lender.report/lender/guaranty-bank-and-trust-ms/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Lee County, MS | Purchase, 100 to 149 units | $9.1M | 6.25% | 5 yr | 73% | HMDA 2025 |
| 2025 | Lafayette County, MS | Purchase, 5 to 24 units | $4.7M | 6.4% | 1.5 yr | 73% | HMDA 2025 |
| 2025 | Lee County, MS | Purchase, 150 or more units | $4.2M | 6.25% | 5.5 yr | 74% | HMDA 2025 |
| 2025 | Mississippi | Refinance, 50 to 99 units | $3.4M | 6.95% | 5 yr | 70% | HMDA 2025 |
| 2025 | Tunica County, MS | Improvement, 25 to 49 units | $2.9M | 8.25% | 18.3 yr | 80% | HMDA 2025 |
| 2025 | Washington County, MS | Purchase, 100 to 149 units | $2.4M | 7.22% | 10 yr | 75% | HMDA 2025 |
| 2025 | Tunica County, MS | Improvement, 5 to 24 units | $2.3M | 8.25% | 18.3 yr | 80% | HMDA 2025 |
| 2025 | Tunica County, MS | Improvement, 5 to 24 units | $2.3M | 8.25% | 18.3 yr | 82% | HMDA 2025 |
| 2025 | Monroe County, MS | Refinance, 5 to 24 units | $800K | 6% | 5 yr | 67% | HMDA 2025 |
| 2025 | Oktibbeha County, MS | Refinance, 5 to 24 units | $760K | 7.51% | 5 yr | 58% | HMDA 2025 |
| 2025 | Mississippi | Refinance, 5 to 24 units | $720K | 5.75% | 5 yr | 27% | HMDA 2025 |
| 2025 | Monroe County, MS | Refinance, 5 to 24 units | $720K | 7.35% | 5 yr | 69% | HMDA 2025 |
| 2025 | Washington County, MS | Purchase, 5 to 24 units | $580K | 7.8% | 5 yr | 80% | HMDA 2025 |
| 2025 | Mississippi | Refinance, 5 to 24 units | $440K | 7.47% | 5 yr | 72% | HMDA 2025 |
| 2025 | Monroe County, MS | Purchase, 5 to 24 units | $440K | 6.95% | 5 yr | 63% | HMDA 2025 |
| 2025 | Bolivar County, MS | Purchase, 25 to 49 units | $420K | 7.3% | 5 yr | 29% | HMDA 2025 |
| 2025 | Blount County, AL | Improvement, 25 to 49 units | $400K | 6.5% | 15 yr | 44% | HMDA 2025 |
| 2025 | Bolivar County, MS | Purchase, 25 to 49 units | $400K | 7.3% | 5 yr | 30% | HMDA 2025 |
| 2025 | Bolivar County, MS | Purchase, 25 to 49 units | $400K | 7.3% | 5 yr | 29% | HMDA 2025 |
| 2025 | Mississippi | Purchase, 5 to 24 units | $400K | 7.77% | 5 yr | 73% | HMDA 2025 |
| 2025 | Monroe County, MS | Purchase, 5 to 24 units | $400K | 7.2% | 5 yr | 71% | HMDA 2025 |
| 2025 | Monroe County, MS | Purchase, 5 to 24 units | $260K | 7.75% | 5 yr | 71% | HMDA 2025 |
| 2025 | Mississippi | Refinance, 5 to 24 units | $180K | 7.15% | 5 yr | 45% | HMDA 2025 |
| 2025 | Mississippi | Purchase, 5 to 24 units | $160K | 7.69% | 5 yr | 44% | HMDA 2025 |
| 2025 | Mississippi | Refinance, 5 to 24 units | $160K | 7.8% | 5 yr | 45% | HMDA 2025 |
| 50 multifamily loans made in 2024 and 2025 | $87.1M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Mississippi | State | 15 | $15.2M |
| Bolivar County, MS | County | 6 | $2.06M |
| Monroe County, MS | County | 5 | $2.62M |
| Lee County, MS | County | 4 | $21.3M |
| Washington County, MS | County | 4 | $3.40M |
| Shelby County, TN | County | 3 | $3.32M |
| Tunica County, MS | County | 3 | $7.50M |
| Lafayette County, MS | County | 2 | $20.7M |
| Oktibbeha County, MS | County | 2 | $860K |
| Blount County, AL | County | 1 | $400K |
| Harrison County, MS | County | 1 | $4.00M |
| Jackson County, MS | County | 1 | $4.70M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 35 | $14.4M |
| $1M to $2.5M | 5 | $10.6M |
| $2.5M to $5M | 6 | $23.9M |
| $5M to $10M | 3 | $22.2M |
| $10M or more | 1 | $16.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 24 | $48.0M | $600K |
| 2025 | 26 | $39.1M | $580K |
| Purpose | Loans |
|---|---|
| Purchase | 27 |
| Refinance | 15 |
| Improvement | 8 |
| Units | Loans |
|---|---|
| 5 to 24 units | 33 |
| 25 to 49 units | 9 |
| 50 to 99 units | 2 |
| 100 to 149 units | 5 |
| 150 or more units | 1 |
- Guaranty Bank and Trust Company, Belzoni, MS made 50 multifamily loans totaling $87.1M in 2024 and 2025, in 15 named places across 4 states. HMDA,
- It made 26 of them in 2025 and 24 in 2024. HMDA,
- The typical loan was about $580K, with the middle half between $320K and $2.3M. HMDA,
- The largest was about $16M. Every amount is rounded to 2 significant figures. HMDA,
- 35 loans were under $1M, and 4 were $5M or more. HMDA,
- It reported a median rate of 7.30% on 26 loans, with the middle half between 6.95% and 7.75%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 70%. HMDA,
- 30% of the loans were refinancings and 54% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 33 loans. HMDA,
- Its loans were most often in Bolivar County, MS (6), Monroe County, MS (5) and Lee County, MS (4). HMDA,
What we don't know
- Whether Guaranty Bank and Trust Company, Belzoni, MS is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.