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The Lender Report built this page from public records. Harborstone Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Harborstone Credit Union itself. Each figure shows its source and date. Work at Harborstone Credit Union? You can claim this page for free.

SBA 504 record

Harborstone Credit Union: SBA 504 first liens made

Harborstone Credit Union, a credit union based in Tacoma, WA, made 12 SBA 504 first liens in the 36 months ending September 30, 2026, $10.2M in all, net of cancelled approvals. The typical first lien was about $910K, and 4 were in the last 12 months. Most were in Oregon.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
12
SBA FOIA,
Net of cancelled approvals
Dollars
$10.2M
SBA FOIA,
Rounded amounts
Typical loan
$910K
SBA FOIA,
Largest loan
$1.4M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
4
SBA FOIA,

Cite this

Source: The Lender Report, Harborstone Credit Union: SBA 504 first liens made, https://lender.report/lender/harborstone-credit-union-wa/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Harborstone Credit UnionNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Mar 2026WashingtonSBA 504, Retail Trade$1.4M25 yrSBA FOIA
Mar 2026OregonSBA 504, Full-Service Restaurants$1.1M25 yrSBA FOIA
Nov 2025OregonSBA 504, Limited-Service Restaurants$1.1M25 yrSBA FOIA
Jul 2025OregonSBA 504, Limited-Service Restaurants$290K25 yrSBA FOIA
May 2025OregonSBA 504, Limited-Service Restaurants$740K25 yrSBA FOIA
Feb 2025OregonSBA 504, Retail Trade$910K25 yrSBA FOIA
Jan 2025OregonSBA 504, Retail Trade$910K25 yrSBA FOIA
Jan 2025WashingtonSBA 504, Manufacturing$620K25 yrSBA FOIA
Apr 2024WashingtonSBA 504, Full-Service Restaurants$250K25 yrSBA FOIA
Mar 2024WashingtonSBA 504, Construction$1.2M25 yrSBA FOIA
Mar 2024WashingtonSBA 504, Professional, Scientific, and Technical Services$1.1M25 yrSBA FOIA
Feb 2024WashingtonSBA 504, Manufacturing$550K25 yrSBA FOIA
12 SBA 504 first liens since October 2023, net of cancelled$10.2MSBA FOIA

A blank means the source did not report it.

Where Harborstone Credit Union's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Oregon6$5.05M
Washington6$5.12M
SBA FOIA,

SBA loans are on record by state only.

Harborstone Credit Union: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K0$0
$150K to $350K2$540K
$350K to $1M5$3.73M
$1M to $2.5M5$5.90M
$2.5M or more0$0
SBA FOIA,
Harborstone Credit Union: SBA 504 first liens by quarter
QuarterFirst liensDollars
2024 Q13$2.85M
2024 Q21$250K
2025 Q13$2.44M
2025 Q21$740K
2025 Q31$290K
2025 Q41$1.10M
2026 Q12$2.50M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Harborstone Credit Union lent to, most loans first
Industry (NAICS)First liens
Limited-Service Restaurants (722513)3
Retail Trade3
Full-Service Restaurants (722511)2
Construction1
Manufacturing1
Manufacturing1
Professional, Scientific, and Technical Services1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
504 Basic6
Accredited Lenders Program5
ALP Express1
SBA FOIA,
Certified Development Companies on Harborstone Credit Union's 504 projects
Certified Development CompanyProjects
Cascade Capital Funding6
Ameritrust CDC4
Northwest Business Development Association2
SBA FOIA,
  • Harborstone Credit Union made 12 SBA 504 first liens totaling $10.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • The SBA file shows 4 approvals naming Harborstone Credit Union as first-lien lender dated in the 12 months to September 30, 2026, and 5 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $910K, with the middle half between $620K and $1.1M. SBA FOIA,
  • The largest was about $1.4M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 5 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Limited-Service Restaurants, with 3. SBA FOIA,
  • The SBA file lists 6 of its loans as processed under 504 Basic. SBA FOIA,
  • It worked with 3 Certified Development Companies, most often Cascade Capital Funding. SBA FOIA,
  • Its loans were most often in Oregon (6) and Washington (6). SBA FOIA,

What we don't know

  • Whether Harborstone Credit Union is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.