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The Lender Report built this page from public records. Machias Savings Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Machias Savings Bank itself. Each figure shows its source and date. Work at Machias Savings Bank? You can claim this page for free.

SBA 7(a) record

Machias Savings Bank: SBA 7(a) loans made

Machias Savings Bank, a savings institution based in Machias, ME, made 43 SBA 7(a) loans in the 36 months ending September 30, 2026, $18M in all, net of cancelled approvals. The typical loan was about $180K, and 20 were in the last 12 months. Most were in Maine.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
43
SBA FOIA,
Net of cancelled approvals
Dollars
$18.0M
SBA FOIA,
Rounded amounts
Typical loan
$180K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
20
SBA FOIA,

Cite this

Source: The Lender Report, Machias Savings Bank: SBA 7(a) loans made, https://lender.report/lender/machias-savings-bank-me/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Machias Savings BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Aug 2026New HampshireSBA 7(a), Insurance Agencies and Brokerages$500K7%7 yrSBA FOIA
Aug 2026New HampshireSBA 7(a), Industrial Building Construction$150K7.75%10 yrSBA FOIA
Aug 2026MaineSBA 7(a), Administrative and Support and Waste Management and Remediation Services$100K7.75%10 yrSBA FOIA
Jul 2026MaineSBA 7(a), All Other Personal Services$1.4M7%20 yrSBA FOIA
Jun 2026MaineSBA 7(a), Pet Care (except Veterinary) Services$600K7.25%19 yrSBA FOIA
Jun 2026MaineSBA 7(a), Wholesale Trade$350K7.75%10 yrSBA FOIA
Jun 2026MaineSBA 7(a), Real Estate and Rental and Leasing$310K7.5%7 yrSBA FOIA
Jun 2026New HampshireSBA 7(a), Professional, Scientific, and Technical Services$250K7.5%5 yrSBA FOIA
Jun 2026MaineSBA 7(a), Pet Care (except Veterinary) Services$50K7.75%10 yrSBA FOIA
Jun 2026MaineSBA 7(a), Real Estate and Rental and Leasing$25K1.25%10 yrSBA FOIA
Apr 2026MassachusettsSBA 7(a), Coin-Operated Laundries and Drycleaners$250K7.75%6 yrSBA FOIA
Apr 2026MaineSBA 7(a), Administrative and Support and Waste Management and Remediation Services$120K7.5%20 yrSBA FOIA
Apr 2026New HampshireSBA 7(a), Manufacturing$50K9%6 yrSBA FOIA
Feb 2026MaineSBA 7(a), Health Care and Social Assistance$25K7.75%5 yrSBA FOIA
Jan 2026MaineSBA 7(a), Manufacturing$910K8.25%10 yrSBA FOIA
Jan 2026MaineSBA 7(a), Manufacturing$730K7.75%20 yrSBA FOIA
Jan 2026MaineSBA 7(a), Manufacturing$200K7.75%2 yrSBA FOIA
Jan 2026MaineSBA 7(a), Transportation and Warehousing$68K8.5%6 yrSBA FOIA
Dec 2025MaineSBA 7(a), Offices of Physicians (except Mental Health Specialists)$530K8.25%20 yrSBA FOIA
Dec 2025MaineSBA 7(a), Offices of Physicians (except Mental Health Specialists)$430K8.5%10 yrSBA FOIA
Sep 2025MaineSBA 7(a), Arts, Entertainment, and Recreation$15K10.25%10 yrSBA FOIA
Apr 2025MaineSBA 7(a), Other Personal Care Services$240K8%20 yrSBA FOIA
Dec 2024MaineSBA 7(a), Manufacturing$500K10%10 yrSBA FOIA
Dec 2024MaineSBA 7(a), Manufacturing$380K9%7 yrSBA FOIA
Nov 2024MaineSBA 7(a), Fitness and Recreational Sports Centers$180K10%10 yrSBA FOIA
43 SBA 7(a) loans since October 2023, net of cancelled$18.0MSBA FOIA

A blank means the source did not report it.

Where Machias Savings Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Maine38$16.8M
New Hampshire4$950K
Massachusetts1$250K
SBA FOIA,

SBA loans are on record by state only.

Machias Savings Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K16$1.02M
$150K to $350K13$2.70M
$350K to $1M11$5.98M
$1M to $2.5M2$3.30M
$2.5M or more1$5.00M
SBA FOIA,
Machias Savings Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q41$280K
2024 Q18$1.24M
2024 Q24$5.72M
2024 Q32$2.12M
2024 Q46$1.34M
2025 Q21$240K
2025 Q31$15.0K
2025 Q42$960K
2026 Q15$1.93M
2026 Q29$2.00M
2026 Q34$2.15M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Machias Savings Bank lent to, most loans first
Industry (NAICS)Loans
Administrative and Support and Waste Management and Remediation Services4
Manufacturing4
Full-Service Restaurants (722511)3
Pet Care (except Veterinary) Services (812910)3
Wholesale Trade3
Bowling Centers (713950)2
Manufacturing2
Offices of Physicians (except Mental Health Specialists) (621111)2
Real Estate and Rental and Leasing2
All Other Personal Services (812990)1
Arts, Entertainment, and Recreation1
Child Care Services (624410)1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program27
SBA Express Program16
SBA FOIA,
  • Machias Savings Bank made 43 SBA 7(a) loans totaling $18M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
  • 20 of them were in the 12 months to September 30, 2026, and 8 in the 12 months before. SBA FOIA,
  • The typical loan was about $180K, with the middle half between $68K and $450K. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 16 loans were under $150K, and 3 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.25% on 43 loans, with the middle half between 7.75% and 9.00%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Administrative and Support and Waste Management and Remediation Services, with 4. SBA FOIA,
  • The SBA file lists 27 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Maine (38), New Hampshire (4) and Massachusetts (1). SBA FOIA,

What we don't know

  • Whether Machias Savings Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.