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SBA 7(a) record

Micro Enterprise Services of Oregon (Pedagogy Institute): SBA 7(a) loans made

Micro Enterprise Services of Oregon (Pedagogy Institute), a non-bank lender based in Portland, OR, made 20 SBA 7(a) loans in the 36 months ending September 30, 2026, $2.1M in all, net of cancelled approvals. The typical loan was about $90K, and 6 were in the last 12 months. Most were in Oregon.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
Loans, 36 months
20
SBA FOIA,
Net of cancelled approvals
Dollars
$2.10M
SBA FOIA,
Rounded amounts
Typical loan
$90K
SBA FOIA,
Largest loan
$220K
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
6
SBA FOIA,

Cite this

Source: The Lender Report, Micro Enterprise Services of Oregon (Pedagogy Institute): SBA 7(a) loans made, https://lender.report/lender/micro-enterprise-services-of-oregon-pedagogy-institute-or/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Micro Enterprise Services of Oregon (Pedagogy Institute)Newest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026WashingtonSBA 7(a), Other Personal Care Services$50K10.5%5 yrSBA FOIA
Aug 2026OregonSBA 7(a), Sports and Recreation Instruction$220K10.5%6 yrSBA FOIA
Jul 2026OregonSBA 7(a), Other Services (except Public Administration)$150K10.5%6 yrSBA FOIA
Jun 2026OregonSBA 7(a), Manufacturing$210K10.5%5 yrSBA FOIA
Jun 2026WashingtonSBA 7(a), Educational Services$25K8.75%4 yrSBA FOIA
Feb 2026OregonSBA 7(a), All Other Professional, Scientific, and Technical Services$20K10.5%3 yrSBA FOIA
Aug 2025OregonSBA 7(a), All Other Specialty Food Retailers$180K10.5%5 yrSBA FOIA
Aug 2025OregonSBA 7(a), Manufacturing$60K10.5%4 yrSBA FOIA
Aug 2025OregonSBA 7(a), Interior Design Services$35K10.5%4 yrSBA FOIA
Jul 2025OregonSBA 7(a), Full-Service Restaurants$60K10.5%4 yrSBA FOIA
Apr 2025OregonSBA 7(a), Retail Trade$50K10.5%5 yrSBA FOIA
Jan 2025OregonSBA 7(a), Convenience Retailers$90K9.5%6 yrSBA FOIA
Nov 2024OregonSBA 7(a), Administrative and Support and Waste Management and Remediation Services$50K9.5%4 yrSBA FOIA
Oct 2024OregonSBA 7(a), Wineries$50K9.5%4 yrSBA FOIA
Sep 2024OregonSBA 7(a), Other Personal Care Services$110K5.5%6 yrSBA FOIA
Sep 2024OregonSBA 7(a), Full-Service Restaurants$95K9.5%6 yrSBA FOIA
Aug 2024OregonSBA 7(a), Offices of Mental Health Practitioners (except Physicians)$220K9.5%7 yrSBA FOIA
Mar 2024OregonSBA 7(a), Full-Service Restaurants$220K9.5%7 yrSBA FOIA
Feb 2024OregonSBA 7(a), Coffee and Tea Manufacturing$150K9.5%7 yrSBA FOIA
Nov 2023OregonSBA 7(a), Wholesale Trade$60K9.5%3 yrSBA FOIA
20 SBA 7(a) loans since October 2023, net of cancelled$2.10MSBA FOIA

A blank means the source did not report it.

Where Micro Enterprise Services of Oregon (Pedagogy Institute)'s SBA 7(a) loans were made, most loans first
StateLoansDollars
Oregon18$2.03M
Washington2$75.0K
SBA FOIA,

SBA loans are on record by state only.

Micro Enterprise Services of Oregon (Pedagogy Institute): SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K13$755K
$150K to $350K7$1.35M
$350K to $1M0$0
$1M to $2.5M0$0
$2.5M or more0$0
SBA FOIA,
Micro Enterprise Services of Oregon (Pedagogy Institute): SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q41$60.0K
2024 Q12$370K
2024 Q33$425K
2024 Q42$100K
2025 Q11$90.0K
2025 Q21$50.0K
2025 Q34$335K
2026 Q11$20.0K
2026 Q22$235K
2026 Q33$420K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Micro Enterprise Services of Oregon (Pedagogy Institute) lent to, most loans first
Industry (NAICS)Loans
Full-Service Restaurants (722511)3
Manufacturing2
Other Personal Care Services (812199)2
Administrative and Support and Waste Management and Remediation Services1
All Other Professional, Scientific, and Technical Services (541990)1
All Other Specialty Food Retailers (445298)1
Coffee and Tea Manufacturing (311920)1
Convenience Retailers (445131)1
Educational Services1
Interior Design Services (541410)1
Offices of Mental Health Practitioners (except Physicians) (621330)1
Other Services (except Public Administration)1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General20
SBA FOIA,
  • Micro Enterprise Services of Oregon (Pedagogy Institute) made 20 SBA 7(a) loans totaling $2.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • 6 of them were in the 12 months to September 30, 2026, and 8 in the 12 months before. SBA FOIA,
  • The typical loan was about $90K, with the middle half between $50K and $180K. SBA FOIA,
  • The largest was about $220K. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 13 loans were under $150K, and 0 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 10.50% on 20 loans, with the middle half between 9.50% and 10.50%. SBA FOIA,
  • The median term was 5 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 3. SBA FOIA,
  • The SBA file lists 20 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Oregon (18) and Washington (2). SBA FOIA,

What we don't know

  • Whether Micro Enterprise Services of Oregon (Pedagogy Institute) is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.