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The Lender Report built this page from public records. Newburyport Five Cents Savings Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Newburyport Five Cents Savings Bank itself. Each figure shows its source and date. Work at Newburyport Five Cents Savings Bank? You can claim this page for free.
SBA 7(a) record
Newburyport Five Cents Savings Bank: SBA 7(a) loans made
Newburyport Five Cents Savings Bank, a savings institution based in Newburyport, MA, made 30 SBA 7(a) loans in the 36 months ending September 30, 2026, $5.3M in all, net of cancelled approvals. The typical loan was about $100K, and 2 were in the last 12 months. Most were in Massachusetts.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 30
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $5.33M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $100K
- SBA FOIA,
- Largest loan
- $1.6M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 2
- SBA FOIA,
Cite this
Source: The Lender Report, Newburyport Five Cents Savings Bank: SBA 7(a) loans made, https://lender.report/lender/newburyport-five-cents-savings-bank-ma/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Massachusetts | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $1.6M | 7% | 10 yr | SBA FOIA | |
| May 2026 | Massachusetts | SBA 7(a), Caterers | $300K | 8.25% | 6 yr | SBA FOIA | |
| Sep 2025 | New Hampshire | SBA 7(a), Fitness and Recreational Sports Centers | $180K | 3% | 5 yr | SBA FOIA | |
| Sep 2025 | Maine | SBA 7(a), Fitness and Recreational Sports Centers | $45K | 9.5% | 7 yr | SBA FOIA | |
| Jul 2025 | Massachusetts | SBA 7(a), Other Personal Care Services | $120K | 9% | 5 yr | SBA FOIA | |
| Jun 2025 | Massachusetts | SBA 7(a), Employment Placement Agencies | $70K | 9.75% | 6 yr | SBA FOIA | |
| May 2025 | Massachusetts | SBA 7(a), Offices of Real Estate Agents and Brokers | $25K | 10% | 10 yr | SBA FOIA | |
| Apr 2025 | New Hampshire | SBA 7(a), Beauty Salons | $50K | 10.25% | 6 yr | SBA FOIA | |
| Apr 2025 | New Hampshire | SBA 7(a), Beauty Salons | $15K | 8.5% | 3 yr | SBA FOIA | |
| Mar 2025 | Massachusetts | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $50K | 10% | 6 yr | SBA FOIA | |
| Feb 2025 | Massachusetts | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $500K | 10% | 7 yr | SBA FOIA | |
| Feb 2025 | New Hampshire | SBA 7(a), Site Preparation Contractors | $25K | 10% | 6 yr | SBA FOIA | |
| Jan 2025 | Massachusetts | SBA 7(a), Drinking Places (Alcoholic Beverages) | $25K | 7.5% | 6 yr | SBA FOIA | |
| Dec 2024 | New Hampshire | SBA 7(a), Used Car Dealers | $50K | 8% | 6 yr | SBA FOIA | |
| Nov 2024 | New Hampshire | SBA 7(a), Professional, Scientific, and Technical Services | $50K | 8% | 6 yr | SBA FOIA | |
| Oct 2024 | New Hampshire | SBA 7(a), Used Car Dealers | $150K | 10% | 6 yr | SBA FOIA | |
| Oct 2024 | Massachusetts | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $100K | 10.25% | 5 yr | SBA FOIA | |
| Sep 2024 | Massachusetts | SBA 7(a), Clothing and Clothing Accessories Retailers | $50K | 10.25% | 6 yr | SBA FOIA | |
| Jul 2024 | New Hampshire | SBA 7(a), Management of Companies and Enterprises | $200K | 10.5% | 6 yr | SBA FOIA | |
| Jul 2024 | Massachusetts | SBA 7(a), Fitness and Recreational Sports Centers | $100K | 6.75% | 5 yr | SBA FOIA | |
| Jun 2024 | Massachusetts | SBA 7(a), Construction | $100K | 10.5% | 2 yr | SBA FOIA | |
| Jun 2024 | Massachusetts | SBA 7(a), Landscaping Services | $15K | 11% | 6 yr | SBA FOIA | |
| May 2024 | New Hampshire | SBA 7(a), Construction | $500K | 9% | 10 yr | SBA FOIA | |
| May 2024 | New Hampshire | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $120K | 10.75% | 5 yr | SBA FOIA | |
| May 2024 | Massachusetts | SBA 7(a), Breweries | $100K | 10% | 5 yr | SBA FOIA | |
| 30 SBA 7(a) loans since October 2023, net of cancelled | $5.33M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Massachusetts | 18 | $3.75M |
| New Hampshire | 11 | $1.54M |
| Maine | 1 | $45.0K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 21 | $1.30M |
| $150K to $350K | 5 | $1.03M |
| $350K to $1M | 3 | $1.40M |
| $1M to $2.5M | 1 | $1.60M |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $600K |
| 2024 Q1 | 3 | $190K |
| 2024 Q2 | 5 | $835K |
| 2024 Q3 | 3 | $350K |
| 2024 Q4 | 4 | $350K |
| 2025 Q1 | 4 | $600K |
| 2025 Q2 | 4 | $160K |
| 2025 Q3 | 3 | $345K |
| 2026 Q2 | 1 | $300K |
| 2026 Q3 | 1 | $1.60M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Fitness and Recreational Sports Centers (713940) | 3 |
| Beauty Salons (812112) | 2 |
| Construction | 2 |
| Offices of Physicians (except Mental Health Specialists) (621111) | 2 |
| Used Car Dealers (441120) | 2 |
| Breweries (312120) | 1 |
| Caterers (722320) | 1 |
| Clothing and Clothing Accessories Retailers (458110) | 1 |
| Drinking Places (Alcoholic Beverages) (722410) | 1 |
| Employment Placement Agencies (561311) | 1 |
| Full-Service Restaurants (722511) | 1 |
| General Automotive Repair (811111) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 25 |
| 7a General | 5 |
- Newburyport Five Cents Savings Bank made 30 SBA 7(a) loans totaling $5.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 2 of them were in the 12 months to September 30, 2026, and 15 in the 12 months before. SBA FOIA,
- The typical loan was about $100K, with the middle half between $50K and $180K. SBA FOIA,
- The largest was about $1.6M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 21 loans were under $150K, and 1 was $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 30 loans, with the middle half between 8.50% and 10.25%. SBA FOIA,
- The median term was 6 years. SBA FOIA,
- Its loans went most often to Fitness and Recreational Sports Centers, with 3. SBA FOIA,
- The SBA file lists 25 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Massachusetts (18), New Hampshire (11) and Maine (1). SBA FOIA,
What we don't know
- Whether Newburyport Five Cents Savings Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.