SBA by NAICS · 441120
SBA lenders for NAICS 441120: Used Car Dealers
154 lenders made 676 SBA loans to businesses in NAICS 441120, Used Car Dealers, in the 36 months ending September 30, 2026, $399.8M in all. Northeast Bank made the most, with 80. The typical loan was about $250K.
- Evidence
- SBA 7(a) and 504 loans in NAICS 441120
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 154
- SBA FOIA,
- SBA loans, 36 months
- 676
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $400M
- SBA FOIA,
- Typical loan
- $250K
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for NAICS 441120: Used Car Dealers, https://lender.report/sba-lenders-for/naics/441120/, data as of September 30, 2026.
Describe a deal
See which lenders made SBA loans to businesses in NAICS 441120, at your size and in your state. No account and no form.
Show SBA loans to businesses in NAICS 441120On this list? Find your page
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| State | Loans | Dollars |
|---|---|---|
| California | 105 | $62.6M |
| Texas | 76 | $40.6M |
| Florida | 59 | $51.5M |
| Utah | 33 | $19.9M |
| New Jersey | 27 | $21.2M |
| Colorado | 24 | $18.7M |
| Georgia | 24 | $12.9M |
| Washington | 24 | $20.6M |
| Pennsylvania | 22 | $11.5M |
| Ohio | 19 | $9.34M |
| New York | 18 | $6.07M |
| Arizona | 15 | $11.6M |
| Illinois | 15 | $12.5M |
| Oregon | 15 | $15.7M |
| Massachusetts | 14 | $4.61M |
| Loan size | Loans |
|---|---|
| Under $150K | 170 |
| $150K to $350K | 183 |
| $350K to $1M | 167 |
| $1M to $2.5M | 76 |
| $2.5M or more | 30 |
- SBA lenders recorded 676 loans to businesses in NAICS 441120 totaling $399.8M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $250K, with the middle half between $120K and $740K. SBA FOIA,
- 579 were SBA 7(a) loans and 97 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.50% on 555 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 534 of the loans, credit unions 35, and non-banks 56. SBA FOIA,
- The five most active lenders made 39.1% of the loans. SBA FOIA,
- The three most active lenders were Northeast Bank with 80, BayFirst National Bank with 57, and Newtek Bank, National Association with 54. SBA FOIA,
- 170 of the loans were under $150K, and 106 were $1M or more. SBA FOIA,
- 51 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 209 approvals of these loans dated in the 12 months to September 30, 2026, versus 269 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- California (105), Texas (76), Florida (59) recorded the most of these loans. SBA FOIA,
- NAICS 441120 is Used Car Dealers, in the Retail Trade sector. SBA FOIA,
- The lenders are based most often in California, Texas and Florida. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to businesses in NAICS 441120, Used Car Dealers
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 441120, at 6 digits.
- Order
- Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.