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The Lender Report built this page from public records. PeoplesSouth Bank has not reviewed it. Every lender's page starts this way, and it says nothing about PeoplesSouth Bank itself. Each figure shows its source and date. Work at PeoplesSouth Bank? You can claim this page for free.

Multifamily record

PeoplesSouth Bank: multifamily loans made

PeoplesSouth Bank, a bank based in Colquitt, GA, made 12 multifamily loans in 2024 and 2025, $8.6M in all, in 3 states. The typical loan was about $520K, and the largest about $2.3M. Most were in Florida.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 9, 2026
Multifamily loans
12
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$8.60M
HMDA,
Rounded amounts
Typical loan
$520K
HMDA,
Largest loan
$2.3M
HMDA,
Rounded to 2 significant figures
States
3
HMDA,

Cite this

Source: The Lender Report, PeoplesSouth Bank: multifamily loans made, https://lender.report/lender/peoplessouth-bank-ga/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

PeoplesSouth BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Houston County, ALRefinance, 5 to 24 units$2.3M6.25%5 yrHMDA 2025
2025Dale County, ALPurchase, 5 to 24 units$1.1M7.75%3 yrHMDA 2025
2025Houston County, ALRefinance, 5 to 24 units$1.1M7%3 yrHMDA 2025
2025Sumter County, GAPurchase, 5 to 24 units$680K7.25%2.9 yrHMDA 2025
2025Dothan, ALPurchase, 5 to 24 units$520K7.5%3 yrHMDA 2025
2025Mobile County, ALPurchase, 5 to 24 units$400K7.25%3 yrHMDA 2025
2025FloridaCash-out refinance, 5 to 24 units$320K6.5%5 yrHMDA 2025
2025FloridaPurchase, 5 to 24 units$75K8%3 yrHMDA 2025
2024Dougherty County, GAPurchase, 5 to 24 units$1.2M8.5%2.9 yrHMDA 2024
2024Terrell County, GARefinance, 5 to 24 units$460K8.5%3 yrHMDA 2024
2024AlabamaCash-out refinance, 5 to 24 units$260K8.75%15 yrHMDA 2024
2024Walton County, FLPurchase, 5 to 24 units$180K9.5%20 yrHMDA 2024
12 multifamily loans made in 2024 and 2025$8.60MHMDA 2024 and 2025

A blank means the source did not report it.

Where PeoplesSouth Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
FloridaState2$395K
Houston County, ALCounty2$3.40M
AlabamaState1$260K
Dale County, ALCounty1$1.10M
Dothan, ALMetro area1$520K
Dougherty County, GACounty1$1.20M
Mobile County, ALCounty1$400K
Sumter County, GACounty1$680K
Terrell County, GACounty1$460K
Walton County, FLCounty1$180K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

PeoplesSouth Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M8$2.90M
$1M to $2.5M4$5.70M
$2.5M to $5M0$0
$5M to $10M0$0
$10M or more0$0
HMDA,
PeoplesSouth Bank: multifamily loans by year
YearLoansDollarsTypical loan
20244$2.10M$460K
20258$6.50M$680K
HMDA,
What the loans were for
PurposeLoans
Purchase7
Refinance3
Cash-out refinance2
HMDA,
Size of the property
UnitsLoans
5 to 24 units12
HMDA,
  • PeoplesSouth Bank made 12 multifamily loans totaling $8.6M in 2024 and 2025, in 10 named places across 3 states. HMDA,
  • It made 8 of them in 2025 and 4 in 2024. HMDA,
  • The typical loan was about $520K, with the middle half between $320K and $1.1M. HMDA,
  • The largest was about $2.3M. Every amount is rounded to 2 significant figures. HMDA,
  • 8 loans were under $1M, and 0 were $5M or more. HMDA,
  • It reported a median rate of 7.75% on 12 loans, with the middle half between 7.25% and 8.50%. HMDA,
  • The median term was 3 years. HMDA,
  • 42% of the loans were refinancings and 58% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 12 loans. HMDA,
  • Its loans were most often in Houston County, AL (2), Dale County, AL (1) and Dothan, AL (1). HMDA,

What we don't know

  • Whether PeoplesSouth Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.