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The Lender Report built this page from public records. Prosperity Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Prosperity Bank itself. Each figure shows its source and date. Work at Prosperity Bank? You can claim this page for free.

Multifamily record

Prosperity Bank: multifamily loans made

Prosperity Bank, a bank based in El Campo, TX, made 93 multifamily loans in 2024 and 2025, $209.7M in all, in 3 states. The typical loan was about $620K, and the largest about $63M. Most were in Harris County, TX.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
93
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$210M
HMDA,
Rounded amounts
Typical loan
$620K
HMDA,
Largest loan
$63M
HMDA,
Rounded to 2 significant figures
States
3
HMDA,

Cite this

Source: The Lender Report, Prosperity Bank: multifamily loans made, https://lender.report/lender/prosperity-bank-tx/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Prosperity BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Harris County, TXPurchase, 150 or more units$30M7.75%28 yr74%HMDA 2025
2025Canadian County, OKPurchase, 25 to 49 units$4.3M6.5%22 yr70%HMDA 2025
2025Harris County, TXPurchase, 25 to 49 units$4M6.99%28 yr75%HMDA 2025
2025Williamson County, TXPurchase, 50 to 99 units$3.4M7.63%21.5 yr45%HMDA 2025
2025Upshur County, TXPurchase, 25 to 49 units$2.6M7.75%2 yr69%HMDA 2025
2025Tulsa County, OKRefinance, 5 to 24 units$2.5M7.25%20 yr80%HMDA 2025
2025Montgomery County, TXPurchase, 25 to 49 units$2.4M7.5%5 yr28%HMDA 2025
2025Upshur County, TXRefinance, 5 to 24 units$2.2M7.75%20 yr72%HMDA 2025
2025Collin County, TXPurchase, 5 to 24 units$2.1M7.25%26 yr50%HMDA 2025
2025Potter County, TXRefinance, 5 to 24 units$2M7.75%20 yr75%HMDA 2025
2025Gregg County, TXPurchase, 50 to 99 units$1.7M7.25%20 yr75%HMDA 2025
2025Randall County, TXPurchase, 5 to 24 units$1.2M7.5%3 yr87%HMDA 2025
2025Cleveland County, OKPurchase, 5 to 24 units$1M7.5%20 yr55%HMDA 2025
2025Coryell County, TXRefinance, 5 to 24 units$1M7.25%20 yr62%HMDA 2025
2025Denton County, TXPurchase, 5 to 24 units$1M7.75%27 yr46%HMDA 2025
2025Harris County, TXPurchase, 5 to 24 units$940K7.5%2 yr75%HMDA 2025
2025TexasPurchase, 5 to 24 units$940K7.75%15 yr51%HMDA 2025
2025Oklahoma County, OKPurchase, 5 to 24 units$920K7.38%21.5 yr80%HMDA 2025
2025Wichita County, TXPurchase, 5 to 24 units$920K7.38%15 yr75%HMDA 2025
2025Travis County, TXPurchase, 5 to 24 units$900K6.99%20 yr75%HMDA 2025
2025Randall County, TXRefinance, 25 to 49 units$880K7.75%15 yr75%HMDA 2025
2025Harris County, TXImprovement, 50 to 99 units$800K7.5%16 yr20%HMDA 2025
2025TexasPurchase, 25 to 49 units$700K7.5%15 yr44%HMDA 2025
2025Wichita County, TXRefinance, 5 to 24 units$620K7.63%15 yr73%HMDA 2025
2025Hale County, TXPurchase, 5 to 24 units$560K6.99%15 yr80%HMDA 2025
93 multifamily loans made in 2024 and 2025$210MHMDA 2024 and 2025

A blank means the source did not report it.

Where Prosperity Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Harris County, TXCounty10$41.4M
TexasState9$3.84M
Wichita County, TXCounty6$2.86M
Dallas County, TXCounty5$66.3M
Montgomery County, TXCounty5$32.8M
Potter County, TXCounty5$3.64M
Travis County, TXCounty5$4.86M
Randall County, TXCounty4$2.92M
Tarrant County, TXCounty4$3.00M
Tulsa County, OKCounty4$3.38M
Lubbock County, TXCounty3$1.26M
Oklahoma County, OKCounty3$2.64M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Prosperity Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M61$28.3M
$1M to $2.5M19$27.6M
$2.5M to $5M10$33.8M
$5M to $10M0$0
$10M or more3$120M
HMDA,
Prosperity Bank: multifamily loans by year
YearLoansDollarsTypical loan
202449$133M$560K
202544$76.7M$800K
HMDA,
What the loans were for
PurposeLoans
Purchase70
Refinance21
Improvement2
HMDA,
Size of the property
UnitsLoans
5 to 24 units75
25 to 49 units11
50 to 99 units4
150 or more units3
HMDA,
  • Prosperity Bank made 93 multifamily loans totaling $209.7M in 2024 and 2025, in 34 named places across 3 states. HMDA,
  • It made 44 of them in 2025 and 49 in 2024. HMDA,
  • The typical loan was about $620K, with the middle half between $360K and $1.2M. HMDA,
  • The largest was about $63M. Every amount is rounded to 2 significant figures. HMDA,
  • 61 loans were under $1M, and 3 were $5M or more. HMDA,
  • It reported a median rate of 7.75% on 93 loans, with the middle half between 7.50% and 8.75%. HMDA,
  • The median term was 15 years. HMDA,
  • The median loan to value was 71%. HMDA,
  • 23% of the loans were refinancings and 75% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 75 loans. HMDA,
  • Its loans were most often in Harris County, TX (10), Wichita County, TX (6) and Dallas County, TX (5). HMDA,

What we don't know

  • Whether Prosperity Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.