Unverified listing What this means

The Lender Report built this page from public records. Prosperity Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Prosperity Bank itself. Each figure shows its source and date. Work at Prosperity Bank? You can claim this page for free.

SBA 504 record

Prosperity Bank: SBA 504 first liens made

Prosperity Bank, a bank based in El Campo, TX, made 25 SBA 504 first liens in the 36 months ending September 30, 2026, $40.2M in all, net of cancelled approvals. The typical first lien was about $1M, and 12 were in the last 12 months. Most were in Texas.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
25
SBA FOIA,
Net of cancelled approvals
Dollars
$40.2M
SBA FOIA,
Rounded amounts
Typical loan
$1M
SBA FOIA,
Largest loan
$9.7M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
12
SBA FOIA,

Cite this

Source: The Lender Report, Prosperity Bank: SBA 504 first liens made, https://lender.report/lender/prosperity-bank-tx/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Prosperity BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
May 2026TexasSBA 504, Hotels (except Casino Hotels) and Motels$3.1M25 yrSBA FOIA
Apr 2026TexasSBA 504, Manufacturing$4.5M20 yrSBA FOIA
Apr 2026TexasSBA 504, Offices of Dentists$110K25 yrSBA FOIA
Aug 2025TexasSBA 504, Wholesale Trade$1.3M25 yrSBA FOIA
Jul 2025TexasSBA 504, Full-Service Restaurants$390K25 yrSBA FOIA
Jun 2025TexasSBA 504, Full-Service Restaurants$1M25 yrSBA FOIA
Apr 2025TexasSBA 504, Lessors of Miniwarehouses and Self-Storage Units$440K25 yrSBA FOIA
Apr 2025TexasSBA 504, Retail Trade$280K25 yrSBA FOIA
Apr 2025TexasSBA 504, Insurance Agencies and Brokerages$190K25 yrSBA FOIA
Mar 2025TexasSBA 504, Child Care Services$420K25 yrSBA FOIA
Dec 2024TexasSBA 504, Real Estate and Rental and Leasing$390K25 yrSBA FOIA
Oct 2024TexasSBA 504, Offices of Physicians (except Mental Health Specialists)$1.2M25 yrSBA FOIA
Oct 2024TexasSBA 504, All Other Personal Services$1M25 yrSBA FOIA
Jul 2024TexasSBA 504, Retail Trade$9.7M25 yrSBA FOIA
Jul 2024TexasSBA 504, Automotive Body, Paint, and Interior Repair and Maintenance$420K25 yrSBA FOIA
Apr 2024TexasSBA 504, Veterinary Services$5.6M25 yrSBA FOIA
Apr 2024TexasSBA 504, Manufacturing$1.1M25 yrSBA FOIA
Feb 2024TexasSBA 504, Child Care Services$2.1M25 yrSBA FOIA
Feb 2024TexasSBA 504, Car Washes$1.7M25 yrSBA FOIA
Jan 2024TexasSBA 504, Drinking Places (Alcoholic Beverages)$1.7M25 yrSBA FOIA
Dec 2023TexasSBA 504, Snack and Nonalcoholic Beverage Bars$1.1M25 yrSBA FOIA
Dec 2023TexasSBA 504, Insurance Agencies and Brokerages$560K25 yrSBA FOIA
Nov 2023TexasSBA 504, Real Estate and Rental and Leasing$650K25 yrSBA FOIA
Oct 2023TexasSBA 504, Offices of Physicians (except Mental Health Specialists)$970K25 yrSBA FOIA
Oct 2023TexasSBA 504, Offices of Physical, Occupational and Speech Therapists, and Audiologists$290K25 yrSBA FOIA
25 SBA 504 first liens since October 2023, net of cancelled$40.2MSBA FOIA

A blank means the source did not report it.

Where Prosperity Bank's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Texas25$40.2M
SBA FOIA,

SBA loans are on record by state only.

Prosperity Bank: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K1$110K
$150K to $350K3$760K
$350K to $1M8$4.24M
$1M to $2.5M9$12.2M
$2.5M or more4$22.9M
SBA FOIA,
Prosperity Bank: SBA 504 first liens by quarter
QuarterFirst liensDollars
2023 Q45$3.57M
2024 Q13$5.50M
2024 Q22$6.70M
2024 Q32$10.1M
2024 Q43$2.59M
2025 Q11$420K
2025 Q24$1.91M
2025 Q32$1.69M
2026 Q23$7.71M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Accredited Lenders Program15
504 Basic4
504 Refinancing Program3
ALP Express3
SBA FOIA,
Certified Development Companies on Prosperity Bank's 504 projects
Certified Development CompanyProjects
Capital Certified Development Corporation12
LiftFund, Inc.6
North Texas Certified Development Corporation4
Caprock Business Finance Corporation, Inc.1
Greater East Texas Certified Development Company1
Texas Certified Development Company, Inc.1
SBA FOIA,
  • Prosperity Bank made 25 SBA 504 first liens totaling $40.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • The SBA file shows 12 approvals naming Prosperity Bank as first-lien lender dated in the 12 months to September 30, 2026, and 20 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $1M, with the middle half between $420K and $1.7M. SBA FOIA,
  • The largest was about $9.7M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 1 loan was under $150K, and 13 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Child Care Services, with 2. SBA FOIA,
  • The SBA file lists 15 of its loans as processed under Accredited Lenders Program. SBA FOIA,
  • It worked with 6 Certified Development Companies, most often Capital Certified Development Corporation. SBA FOIA,
  • Its loans were most often in Texas (25). SBA FOIA,

What we don't know

  • Whether Prosperity Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.