Merged. FDIC records show Stellar Bank merged into Prosperity Bank on July 1, 2026. This page keeps its public record.

Unverified listing What this means

The Lender Report built this page from public records. Stellar Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Stellar Bank itself. Each figure shows its source and date. Work at Stellar Bank? You can claim this page for free.

Bank, Houston, TX

Stellar Bank

Stellar Bank no longer files under this name. FDIC records show it merged into Prosperity Bank on July 1, 2026. Before that it made 24 multifamily loans in 2025, all in Texas, at a typical size of $1.3M, and 1 SBA 7(a) loan since October 2023.

Kind
Bank
Data as of
HMDA 2025, SBA September 30, 2026
Page last changed
November 12, 2026
Commercial book
$6.07B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
24
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
14
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$10.4B
FDIC call report,

How to reach them

Each line shows where it came from

Phone
The FDIC record has no phone number or website.
Address
9 Greenway Plz, Houston, TX 77046FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 0 opened, 2 closed, 0 relocated.FDIC structure history. FDIC history
July 1, 2026 Merged into Prosperity Bank on July 1, 2026.FDIC structure history. FDIC history,
Jun 2025 to Jun 2026 Commercial and industrial balance rose 15.9% to $1.3B in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Unused commitments on commercial real estate rose 39.1% to $1.4B in the year to June 30, 2026.Call report commitments. Not a measure of new lending. FDIC call report
Fiscal 2026 The holding company reported a balance of $512.7M still held on loans originated in fiscal 2026.Group level: the registrant and all of its subsidiaries together. A balance, not the amount originated. SEC 10-Q and 10-K filings,
2024 Reported making 2,630 small business loans totaling $621.1M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Stellar BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026TexasSBA 7(a), Industrial Machinery and Equipment Merchant Wholesalers$3.3M7.75%10 yrSBA FOIA
May 2026TexasSBA 504, Fitness and Recreational Sports Centers$1.8M25 yrSBA FOIA
Mar 2026TexasSBA 504, Car Washes$810K25 yrSBA FOIA
2025Dallas County, TXPurchase, 150 or more units$42M6.53%5 yr58%HMDA 2025
2025Harris County, TXPurchase, 150 or more units$39M6.97%5 yr47%HMDA 2025
2025Jefferson County, TXPurchase, 150 or more units$30M7.18%5 yr58%HMDA 2025
2025Tarrant County, TXImprovement, 100 to 149 units$24M7%17.5 yr73%HMDA 2025
2025Hidalgo County, TXPurchase, 100 to 149 units$17M7%17.5 yr67%HMDA 2025
2025Cameron County, TXPurchase, 50 to 99 units$16M6.96%17.5 yr72%HMDA 2025
2025Bell County, TXPurchase, 100 to 149 units$16M7.25%17.5 yr69%HMDA 2025
2025Jefferson County, TXPurchase, 150 or more units$7.7M6.96%2 yr75%HMDA 2025
2025Montgomery County, TXImprovement, 50 to 99 units$4.1M7.5%2 yr56%HMDA 2025
2025Bexar County, TXRefinance, 5 to 24 units$1.6M8%5 yr63%HMDA 2025
2025Waller County, TXPurchase, 5 to 24 units$1.4M7%20 yr65%HMDA 2025
2025Harris County, TXPurchase, 5 to 24 units$1.3M8.5%2 yr55%HMDA 2025
2025Harris County, TXPurchase, 5 to 24 units$1.3M7.5%2 yr79%HMDA 2025
2025Brazoria County, TXPurchase, 5 to 24 units$1M7.25%2.5 yr42%HMDA 2025
2025Hardin County, TXPurchase, 5 to 24 units$1M6%2 yr71%HMDA 2025
2025Harris County, TXRefinance, 5 to 24 units$960K7.75%10 yr79%HMDA 2025
2025TexasPurchase, 5 to 24 units$840K8.5%5.5 yr76%HMDA 2025
2025Harris County, TXPurchase, 5 to 24 units$660K7.25%5 yr31%HMDA 2025
2025Galveston County, TXRefinance, 5 to 24 units$600K7.5%20 yr28%HMDA 2025
2025Jefferson County, TXPurchase, 5 to 24 units$580K6.75%5 yr77%HMDA 2025
2025Harris County, TXPurchase, 5 to 24 units$500K9%5 yr40%HMDA 2025
2025TexasPurchase, 5 to 24 units$420K7.5%5 yr76%HMDA 2025
24 multifamily loans made in 2025$208MHMDA 2025

A blank means the source did not report it.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$487M6.5%+7.0%
Construction and land development$980M13.1%+8.8%
Owner-occupied CRE$1.78B23.7%-1.5%
Non-owner-occupied CRE$1.47B19.5%-4.4%
Farmland$45.0M0.6%-2.4%
Commercial and industrial$1.32B17.5%+15.9%
Commercial total$6.07B
FDIC call report,

Reference only: $1.14B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$6.74B
Q4 2023$6.59B
Q1 2024$6.55B
Q2 2024$6.30B
Q3 2024$6.16B
Q4 2024$6.03B
Q1 2025$5.87B
Q2 2025$5.88B
Q3 2025$5.70B
Q4 2025$5.82B
Q1 2026$6.08B
Q2 2026$6.07B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units202524$208M$1.28M$42MHMDA,
Multifamily, 5 or more units20247$49.5M$965KHMDA,
1-4 unit investor or business purpose2025113$44.2M$265KHMDA,
SBA 7(a), net of cancelled36 months to Sep 20261$3.3M$3.3M$3.3MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 20261$3.3MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 202613$33.6M$2.22M$11MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.

Programs on record: Federal Home Loan Bank member, Dallas district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • Stellar Bank reported making 2,630 small business loans totaling $621,070,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 1,239 of $100,000 or less, 599 over $100,000 up to $250,000, 792 over $250,000 up to $1 million.
  • 1,170 of them, totaling $212,772,000, went to businesses with revenue of $1 million or less.
  • Stellar Bank reported making 76 small farm loans totaling $7,859,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 54 of $100,000 or less, 12 over $100,000 up to $250,000, 10 over $250,000 up to $500,000.
  • 68 of them, totaling $6,783,000, went to farms with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 71 loans, $15,921,000.
CountyLoansTotal
Harris County, TX1,462$371M
Jefferson County, TX371$83.5M
Fort Bend County, TX170$37.0M
Montgomery County, TX130$30.6M
Hardin County, TX79$12.2M
Galveston County, TX50$15.3M
Orange County, TX47$5.97M
Brazoria County, TX36$10.9M
Waller County, TX36$5.48M
Tyler County, TX33$2.66M
FFIEC CRA disclosure data,
Counties with 5 or more small farm loans in 2024. Other counties, each under 5 loans: 15 loans, $1,816,000.
CountyLoansTotal
Wharton County, TX23$1.80M
Tyler County, TX13$789K
Jefferson County, TX10$647K
Chambers County, TX8$1.79M
Fort Bend County, TX7$1.01M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: FDIC certificate (respondent ID) + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • Stellar Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $64,983,000 for 1-4 family residential construction and $1,340,161,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $755,745,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less2,161$65.7M
Over $100,000 up to $250,000975$89.1M
Over $250,000 up to $1 million999$268M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less107$6.13M
Over $100,000 up to $250,000378$51.2M
Over $250,000 up to $1 million1,312$593M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by farmland, by original amount
Original amountLoansHolds
$100,000 or less8$335K
Over $100,000 up to $250,00015$2.52M
Over $250,000 up to $500,00016$4.21M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Agricultural production loans, by original amount
Original amountLoansHolds
$100,000 or less50$956K
Over $100,000 up to $250,00012$996K
Over $250,000 up to $500,0004$691K
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Texas HQ124113113
FDIC office listHMDA, SBA FOIA,
Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Harris County, TX11$63.6M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
Houston-Pasadena-The Woodlands, TX16$70.7M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • Stellar Bank has 52 offices in 14 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 52 full service and 0 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Harris County, TX250
Jefferson County, TX70
Fort Bend County, TX30
Jasper County, TX30
Hardin County, TX20
Montgomery County, TX20
Orange County, TX20
Wharton County, TX20
Chambers County, TX10
Dallas County, TX10
Liberty County, TX10
Newton County, TX10
Tyler County, TX10
Waller County, TX10
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Loan channel and SBA processing

Public record only

  • Of 113 1-4 unit investor loans with a known channel in 2025, 1 (0.9%) came through a third party. HMDA,

Third party includes correspondents as well as brokers. No figure here means no evidence, not a refusal.

Peers

Same kind of lender, similar size and book

HMDA, SBA FOIA,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers on any given deal. The public record shows only that some loans came through a third party.

Check this page

Against the regulator's own record

  1. Name and charter. Stellar Bank, FDIC certificate 58629. Compare it with the regulator's record. [FDIC BankFind]
  2. Loans made. 158 recorded loans from HMDA and SBA files, through September 30, 2026: 24 HMDA multifamily 2025, 7 HMDA multifamily 2024, 113 HMDA 1-4 unit investor 2025, 1 SBA 7(a) in 36 months, 13 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Stellar Bank]
  3. Small business loans reported under CRA. 2,630 small business loans reported in its CRA filing for 2024. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.

Regulator
Federal Reserve
FDIC certificate
58629
RSSD
3579589
LEI
549300Y5YUNNHUW2EQ06
The Lender Report ID
lr_000183
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $10.4B in total assets as of June 30, 2026 (FDIC call report).
  • Held $6.1B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $1.8B of owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $1.5B of non-owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $1.3B of commercial and industrial loans as of June 30, 2026, up 15.9% from a year earlier (FDIC call report).
  • Originated 24 multifamily loans totaling $208.5M in 2025 (HMDA).
11 more sentences
  • Originated 7 multifamily loans totaling $49.5M in 2024 (HMDA).
  • Originated 113 1-4 unit investor or business-purpose loans totaling $44.2M in 2025 (HMDA).
  • Recorded 1 SBA 7(a) approval totaling $3.3M from October 1, 2023 to September 30, 2026 (SBA).
  • Provided the first lien on 15 SBA 504 projects with $37.2M in first-lien dollars from October 1, 2023 to September 30, 2026, of which 2 were later cancelled (SBA).
  • Merged into Prosperity Bank on July 1, 2026. Source: FDIC records.
  • Reported making 2,630 small business loans totaling $621.1M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Reported making 76 small farm loans totaling $7.9M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Stellar Bancorp, Inc. reported in its 10-Q for the period ended 2026-03-31 that the company and all of its subsidiaries together still held $512.7M of loans originated in fiscal 2026 (SEC filing).
  • Held 4,135 commercial and industrial loans that were $1 million or less when made, with a balance of $423M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 1,797 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $650.3M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $65M for 1-4 family and $1.3B for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.

Cite this

Source: The Lender Report, Stellar Bank, https://lender.report/lender/stellar-bank-tx/, data as of December 31, 2025.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.

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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem