Construction · TX
Construction lenders in Texas
496 lenders with an office in Texas hold construction and land loans on their books. Prosperity Bank, based in Texas, holds the largest book among those based here, at $3.1B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Texas
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 496
- FDIC call report,
- Based here
- 377
- FDIC call report,
- Held by those based here
- $35.1B
- FDIC call report,
- +1.4% from a year earlier, 368 of 377 lenders
- Median book, based here
- $23.2M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Texas, https://lender.report/construction-lenders/texas/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Prosperity Bank | Bank | El Campo, TX | 388 | $3.14B | |
| Frost Bank | Bank | San Antonio, TX | 223 | $2.74B | +3.7% |
| International Bank of Commerce | Bank | Laredo, TX | 80 | $1.75B | |
| First Financial Bank | Bank | Abilene, TX | 83 | $1.19B | +1.6% |
| PlainsCapital Bank | Bank | University Park, TX | 57 | $984M | +11.5% |
| Third Coast Bank | Bank | Humble, TX | 22 | $888M | |
| Texas Capital Bank | Bank | Dallas, TX | 10 | $885M | |
| Southside Bank | Bank | Tyler, TX | 58 | $600M | +27.6% |
| Vantage Bank Texas | Bank | San Antonio, TX | 23 | $555M | +14.9% |
| The American National Bank of Texas | Bank | Terrell, TX | 28 | $502M | +6.1% |
| City Bank | Bank | Lubbock, TX | 35 | $484M | |
| TexasBank | Bank | Fort Worth, TX | 20 | $431M | +44.2% |
| Pinnacle Bank | Bank | Fort Worth, TX | 28 | $414M | +14.5% |
| Falcon International Bank | Bank | Laredo, TX | 19 | $378M | +19.7% |
| Texas Bank and Trust Company | Bank | Longview, TX | 22 | $374M | |
| Security State Bank & Trust | Bank | Fredericksburg, TX | 22 | $355M | +2.1% |
| WestStar Bank | Bank | El Paso, TX | 13 | $332M | |
| International Bank of Commerce | Bank | Brownsville, TX | 41 | $331M | +15.3% |
| Austin Bank, Texas National Association | Bank | Jacksonville, TX | 39 | $330M | +7.7% |
| Texas Regional Bank | Bank | Harlingen, TX | 39 | $325M | +17.3% |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 489 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 456 | $12.5B |
| Bank of America, National Association | Bank | Charlotte, NC | 313 | $9.68B |
| U.S. Bank National Association | Bank | Cincinnati, OH | 3 | $9.38B |
| Citibank, National Association | Bank | Sioux Falls, SD | 2 | $7.99B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 113 | $7.97B |
| Truist Bank | Bank | Charlotte, NC | 96 | $7.61B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 9 | $7.34B |
| Bank OZK | Bank | Little Rock, AR | 38 | $6.94B |
| Pinnacle Bank | Bank | Nashville, TN | 2 | $5.89B |
- 377 of these lenders are based in Texas, and 119 are based elsewhere with offices here. FDIC call report,
- These lenders: 408 banks, 22 savings institutions and 66 credit unions. FDIC call report,
- Lenders based in Texas hold $35.1B of construction and land loans, up 1.4% from a year earlier among the 368 of 377 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 27.9% of that total. FDIC call report,
- Prosperity Bank holds $3.1B, and Frost Bank holds $2.7B. FDIC call report,
- The median book among lenders based in Texas is $23.2M. FDIC call report,
- 146 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 84 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 7,122 offices in Texas. FDIC office list,
- JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 489. FDIC office list,
- Among credit unions here, the median average loan in this category is $858K. NCUA 5300,
- Integrity Bank SSB grew this book the most in the year, up 357.2% to $42.4M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Texas
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Texas. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Texas. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.