State
Lenders in Rhode Island
27 lenders are based in Rhode Island, holding $61.6B of commercial loans at June 30, 2026. Citizens Bank, National Association holds the largest commercial book here. Pick a kind of lending below to see who does it in Rhode Island.
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders based here
- 27
- FDIC institution record,
- Commercial book held
- $61.6B
- FDIC call report,
- +0.5% from a year earlier, 19 of 27 lenders
- Multifamily loans, 2025
- 252
- HMDA,
- +28.6% from 2024
- SBA 7(a) loans, 36 months
- 653
- SBA FOIA,
Cite this
Source: The Lender Report, Lenders in Rhode Island, https://lender.report/lenders-in/rhode-island/, data as of June 30, 2026.
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| Lender | Kind | Commercial book | Total assets |
|---|---|---|---|
| Citizens Bank, National Association | Bank | $55.0B | $233B |
| The Washington Trust Company, of Westerly | Bank | $2.51B | $6.55B |
| Centreville Bank | Savings | $1.60B | $3.15B |
| BankNewport | Bank | $1.55B | $3.07B |
| Navigant Credit Union | Credit union | $349M | $4.28B |
| Coastal1 Credit Union | Credit union | $232M | $3.49B |
| Shoreham Bank | Savings | $162M | $535M |
| Greenwood Credit Union | Credit union | $117M | $957M |
| The Peoples Credit Union | Credit union | $76.5M | $811M |
| Westerly Community Credit Union | Credit union | $45.7M | $520M |
| Ocean State Credit Union | Credit union | $592K | $351M |
| Lender | Based in | 2025 loans | 2025 dollars |
|---|---|---|---|
| RF Renovo Management Company, LLC | Chicago, IL | 32 | $67.5M |
| BankNewport | Middletown, RI | 18 | $23.1M |
| Centreville Bank | West Warwick, RI | 16 | $57.1M |
| Navigant Credit Union | Smithfield, RI | 15 | $13.7M |
| Bristol County Savings Bank | Taunton, MA | 15 | $30.9M |
| Beacon Bank and Trust | Boston, MA | 8 | $25.8M |
| BayCoast Bank | Swansea, MA | 8 | $28.9M |
| Webster First Credit Union | Worcester, MA | 8 | $10.9M |
| Eastern Bank | Boston, MA | 7 | $25.2M |
| Rockland Trust Company | Rockland, MA | 7 | $4.03M |
| Lender | Based in | Loans | Dollars |
|---|---|---|---|
| BankNewport | Middletown, RI | 149 | $9.97M |
| TD Bank, National Association | Wilmington, DE | 56 | $4.58M |
| Beacon Bank and Trust | Boston, MA | 53 | $16.1M |
| Santander Bank, N.A. | Wilmington, DE | 42 | $10.4M |
| Eastern Bank | Boston, MA | 38 | $8.36M |
| Bristol County Savings Bank | Taunton, MA | 24 | $6.49M |
| Readycap Lending, LLC | Berkeley Heights, NJ | 21 | $12.9M |
| The Huntington National Bank | Columbus, OH | 19 | $8.91M |
| Navigant Credit Union | Smithfield, RI | 18 | $5.11M |
| Citizens Bank, National Association | Providence, RI | 16 | $11.4M |
- 27 lenders are based in Rhode Island: 3 banks, 2 savings institutions, 14 credit unions and 8 non-bank lenders. FDIC institution record,
- Banks, savings institutions and credit unions based in Rhode Island report $257B in total assets. FDIC call report,
- They hold $61.6B of commercial and commercial real estate loans, up 0.5% from a year earlier among the 19 of 27 with a comparable earlier filing. FDIC call report,
- Lenders made 252 multifamily loans in Rhode Island in 2025 for $849.3M, versus 196 in 2024 (HMDA, manufactured-home parks excluded). HMDA,
- Lenders recorded 653 SBA 7(a) loans for $204.6M in Rhode Island in the 36 months ending September 30, 2026. SBA FOIA,
- Lenders made 1,778 1-4 unit investor or business-purpose loans in Rhode Island in 2025. HMDA,
- Citizens Bank, National Association holds the largest commercial book of any lender based in Rhode Island, at $55B. FDIC call report,
- RF Renovo Management Company, LLC made the most multifamily loans in Rhode Island in 2025, at 32. HMDA,
- BankNewport recorded the most SBA 7(a) loans in Rhode Island, at 149. SBA FOIA,
- 9 kinds of lending have a page for Rhode Island, each with at least 10 lenders with in-state evidence. FDIC institution record,
Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.