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The Lender Report built this page from public records. Tri Counties Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Tri Counties Bank itself. Each figure shows its source and date. Work at Tri Counties Bank? You can claim this page for free.
Multifamily record
Tri Counties Bank: multifamily loans made
Tri Counties Bank, a bank based in Chico, CA, made 95 multifamily loans in 2024 and 2025, $307.8M in all, in 2 states. The typical loan was about $1.3M, and the largest about $25M. Most were in Kern County, CA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 95
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $308M
- HMDA,
- Rounded amounts
- Typical loan
- $1.3M
- HMDA,
- Largest loan
- $25M
- HMDA,
- Rounded to 2 significant figures
- States
- 2
- HMDA,
Cite this
Source: The Lender Report, Tri Counties Bank: multifamily loans made, https://lender.report/lender/tri-counties-bank-ca/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Butte County, CA | Purchase, 50 to 99 units | $22M | 5.86% | 19.2 yr | 74% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 100 to 149 units | $22M | 7.34% | 10 yr | 56% | HMDA 2025 |
| 2025 | Fresno County, CA | Purchase, 50 to 99 units | $20M | 5.9% | 5 yr | 61% | HMDA 2025 |
| 2025 | Fresno County, CA | Refinance, 100 to 149 units | $12M | 5.87% | 10 yr | 65% | HMDA 2025 |
| 2025 | Fresno County, CA | Purchase, 50 to 99 units | $11M | 6% | 10 yr | 54% | HMDA 2025 |
| 2025 | Madera County, CA | Refinance, 50 to 99 units | $7M | 5.87% | 10 yr | 63% | HMDA 2025 |
| 2025 | San Jose-Sunnyvale-Santa Clara, CA | Refinance, 25 to 49 units | $5M | 5.95% | 10 yr | 50% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $4.3M | 5.9% | 10 yr | 70% | HMDA 2025 |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $3.6M | 6.45% | 10 yr | 52% | HMDA 2025 |
| 2025 | Clark County, NV | Refinance, 25 to 49 units | $3.4M | 6.2% | 10 yr | 43% | HMDA 2025 |
| 2025 | Fresno County, CA | Purchase, 50 to 99 units | $3.2M | 6.33% | 10 yr | 59% | HMDA 2025 |
| 2025 | Napa County, CA | Refinance, 25 to 49 units | $3.1M | 6.25% | 10 yr | 61% | HMDA 2025 |
| 2025 | San Francisco County, CA | Refinance, 5 to 24 units | $2.7M | 5.8% | 10 yr | 64% | HMDA 2025 |
| 2025 | Fresno County, CA | Purchase, 25 to 49 units | $2.4M | 6.49% | 10 yr | 63% | HMDA 2025 |
| 2025 | Butte County, CA | Purchase, 50 to 99 units | $2.2M | 8.5% | 10.5 yr | 50% | HMDA 2025 |
| 2025 | Kern County, CA | Refinance, 5 to 24 units | $2.1M | 6.1% | 10 yr | 55% | HMDA 2025 |
| 2025 | Marin County, CA | Purchase, 5 to 24 units | $2.1M | 8% | 11 yr | 59% | HMDA 2025 |
| 2025 | San Francisco County, CA | Refinance, 5 to 24 units | $2.1M | 5.94% | 10 yr | 51% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.8M | 6% | 10 yr | 60% | HMDA 2025 |
| 2025 | San Francisco County, CA | Purchase, 5 to 24 units | $1.7M | 6.46% | 10 yr | 65% | HMDA 2025 |
| 2025 | San Mateo County, CA | Purchase, 5 to 24 units | $1.6M | 5.98% | 10 yr | 52% | HMDA 2025 |
| 2025 | Fresno County, CA | Refinance, 25 to 49 units | $1.5M | 6.06% | 10 yr | 32% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.5M | 6.35% | 10 yr | 59% | HMDA 2025 |
| 2025 | San Diego County, CA | Purchase, 5 to 24 units | $1.5M | 6.21% | 10 yr | 50% | HMDA 2025 |
| 2025 | Santa Clara County, CA | Purchase, 5 to 24 units | $1.5M | 6.5% | 10 yr | 48% | HMDA 2025 |
| 95 multifamily loans made in 2024 and 2025 | $308M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Kern County, CA | County | 17 | $41.1M |
| Fresno County, CA | County | 11 | $53.9M |
| San Francisco County, CA | County | 9 | $12.5M |
| California | State | 8 | $18.3M |
| Alameda County, CA | County | 7 | $27.5M |
| Butte County, CA | County | 6 | $45.2M |
| Los Angeles County, CA | County | 6 | $12.7M |
| Sacramento County, CA | County | 6 | $24.7M |
| Marin County, CA | County | 3 | $6.70M |
| San Mateo County, CA | County | 3 | $5.10M |
| Imperial County, CA | County | 2 | $4.50M |
| Napa County, CA | County | 2 | $3.50M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 38 | $18.7M |
| $1M to $2.5M | 33 | $52.2M |
| $2.5M to $5M | 9 | $31.3M |
| $5M to $10M | 5 | $34.6M |
| $10M or more | 10 | $171M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 42 | $147M | $1.1M |
| 2025 | 53 | $160M | $1.4M |
| Purpose | Loans |
|---|---|
| Purchase | 50 |
| Refinance | 35 |
| Improvement | 10 |
| Units | Loans |
|---|---|
| 5 to 24 units | 66 |
| 25 to 49 units | 15 |
| 50 to 99 units | 9 |
| 100 to 149 units | 3 |
| 150 or more units | 2 |
- Tri Counties Bank made 95 multifamily loans totaling $307.8M in 2024 and 2025, in 23 named places across 2 states. HMDA,
- It made 53 of them in 2025 and 42 in 2024. HMDA,
- The typical loan was about $1.3M, with the middle half between $520K and $2.7M. HMDA,
- The largest was about $25M. Every amount is rounded to 2 significant figures. HMDA,
- 38 loans were under $1M, and 15 were $5M or more. HMDA,
- It reported a median rate of 6.53% on 95 loans, with the middle half between 6.25% and 7.36%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 54%. HMDA,
- 37% of the loans were refinancings and 53% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 66 loans. HMDA,
- Its loans were most often in Kern County, CA (17), Fresno County, CA (11) and San Francisco County, CA (9). HMDA,
What we don't know
- Whether Tri Counties Bank is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.