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The Lender Report built this page from public records. Tri Counties Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Tri Counties Bank itself. Each figure shows its source and date. Work at Tri Counties Bank? You can claim this page for free.

SBA 504 record

Tri Counties Bank: SBA 504 first liens made

Tri Counties Bank, a bank based in Chico, CA, made 55 SBA 504 first liens in the 36 months ending September 30, 2026, $52.8M in all, net of cancelled approvals. The typical first lien was about $550K, and 25 were in the last 12 months. Most were in California.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
55
SBA FOIA,
Net of cancelled approvals
Dollars
$52.8M
SBA FOIA,
Rounded amounts
Typical loan
$550K
SBA FOIA,
Largest loan
$9.8M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
25
SBA FOIA,

Cite this

Source: The Lender Report, Tri Counties Bank: SBA 504 first liens made, https://lender.report/lender/tri-counties-bank-ca/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Tri Counties BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jun 2026CaliforniaSBA 504, Other Chemical and Allied Products Merchant Wholesalers$1.4M25 yrSBA FOIA
Jun 2026CaliforniaSBA 504, Offices of Mental Health Practitioners (except Physicians)$280K25 yrSBA FOIA
May 2026CaliforniaSBA 504, Hotels (except Casino Hotels) and Motels$9.8M25 yrSBA FOIA
May 2026CaliforniaSBA 504, Offices of Lawyers$270K25 yrSBA FOIA
Feb 2026CaliforniaSBA 504, Retail Trade$1.6M25 yrSBA FOIA
Feb 2026CaliforniaSBA 504, Health Care and Social Assistance$850K25 yrSBA FOIA
Jan 2026CaliforniaSBA 504, Professional, Scientific, and Technical Services$430K25 yrSBA FOIA
Dec 2025CaliforniaSBA 504, Retail Trade$360K25 yrSBA FOIA
Dec 2025CaliforniaSBA 504, Offices of Lawyers$360K25 yrSBA FOIA
Dec 2025CaliforniaSBA 504, Offices of Lawyers$160K25 yrSBA FOIA
Nov 2025CaliforniaSBA 504, Agriculture, Forestry, Fishing and Hunting$1.2M25 yrSBA FOIA
Sep 2025CaliforniaSBA 504, General Automotive Repair$650K25 yrSBA FOIA
Aug 2025CaliforniaSBA 504, Supermarkets and Other Grocery Retailers (except Convenience Retailers)$1.7M25 yrSBA FOIA
Aug 2025CaliforniaSBA 504, Residential Mental Health and Substance Abuse Facilities$620K25 yrSBA FOIA
Aug 2025CaliforniaSBA 504, Insurance Agencies and Brokerages$250K25 yrSBA FOIA
Aug 2025CaliforniaSBA 504, Insurance Agencies and Brokerages$200K25 yrSBA FOIA
Aug 2025CaliforniaSBA 504, Insurance Agencies and Brokerages$140K25 yrSBA FOIA
Jul 2025CaliforniaSBA 504, Fitness and Recreational Sports Centers$650K25 yrSBA FOIA
Jul 2025CaliforniaSBA 504, Offices of Physicians (except Mental Health Specialists)$430K25 yrSBA FOIA
Jun 2025CaliforniaSBA 504, Offices of All Other Miscellaneous Health Practitioners$600K25 yrSBA FOIA
May 2025CaliforniaSBA 504, Offices of All Other Miscellaneous Health Practitioners$550K25 yrSBA FOIA
May 2025CaliforniaSBA 504, Fitness and Recreational Sports Centers$250K25 yrSBA FOIA
Apr 2025CaliforniaSBA 504, Offices of Physicians (except Mental Health Specialists)$550K25 yrSBA FOIA
Apr 2025CaliforniaSBA 504, Wholesale Trade$540K25 yrSBA FOIA
Apr 2025CaliforniaSBA 504, Insurance Agencies and Brokerages$420K25 yrSBA FOIA
55 SBA 504 first liens since October 2023, net of cancelled$52.8MSBA FOIA

A blank means the source did not report it.

Where Tri Counties Bank's SBA 504 first liens were made, most loans first
StateFirst liensDollars
California55$52.8M
SBA FOIA,

SBA loans are on record by state only.

Tri Counties Bank: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K1$140K
$150K to $350K14$3.65M
$350K to $1M26$14.7M
$1M to $2.5M10$16.0M
$2.5M or more4$18.3M
SBA FOIA,
Tri Counties Bank: SBA 504 first liens by quarter
QuarterFirst liensDollars
2023 Q47$6.72M
2024 Q12$750K
2024 Q25$5.80M
2024 Q36$5.70M
2024 Q44$4.61M
2025 Q15$4.60M
2025 Q27$3.23M
2025 Q38$4.64M
2025 Q44$2.08M
2026 Q13$2.88M
2026 Q24$11.8M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
504 Basic25
Accredited Lenders Program15
ALP Express10
504 Refinancing Program4
ALP Express Debt Refi1
SBA FOIA,
Certified Development Companies on Tri Counties Bank's 504 projects
Certified Development CompanyProjects
Cen Cal Business Finance Group27
Greater Sacramento Certified Development Corporation11
Bay Area Employment Development Company4
AMPAC Tri-State CDC, Inc.3
The Mortgage Capital Development Corporation3
Capital Access Group, Inc.2
CDC Small Business Finance Corp.2
Business Finance Capital1
California Statewide Certified Development Corporation1
Southland Economic Development Corporation1
SBA FOIA,
  • Tri Counties Bank made 55 SBA 504 first liens totaling $52.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • The SBA file shows 25 approvals naming Tri Counties Bank as first-lien lender dated in the 12 months to September 30, 2026, and 28 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $550K, with the middle half between $320K and $1.2M. SBA FOIA,
  • The largest was about $9.8M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 1 loan was under $150K, and 14 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Gasoline Stations with Convenience Stores, with 4. SBA FOIA,
  • The SBA file lists 25 of its loans as processed under 504 Basic. SBA FOIA,
  • It worked with 10 Certified Development Companies, most often Cen Cal Business Finance Group. SBA FOIA,
  • Its loans were most often in California (55). SBA FOIA,

What we don't know

  • Whether Tri Counties Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.