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The Lender Report built this page from public records. UMB Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about UMB Bank, National Association itself. Each figure shows its source and date. Work at UMB Bank, National Association? You can claim this page for free.
Multifamily record
UMB Bank, National Association: multifamily loans made
UMB Bank, National Association, a bank based in Kansas City, MO, made 32 multifamily loans in 2024 and 2025, $368.4M in all, in 15 states. The typical loan was about $1.5M, and the largest about $65M. Most were in Jackson County, MO.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 32
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $368M
- HMDA,
- Rounded amounts
- Typical loan
- $1.5M
- HMDA,
- Largest loan
- $65M
- HMDA,
- Rounded to 2 significant figures
- States
- 15
- HMDA,
Cite this
Source: The Lender Report, UMB Bank, National Association: multifamily loans made, https://lender.report/lender/umb-bank-mo/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Douglas County, CO | Purchase, 150 or more units | $65M | 7.07% | 4 yr | 54% | HMDA 2025 |
| 2025 | Salt Lake County, UT | Purchase, 150 or more units | $56M | 6.72% | 5 yr | 59% | HMDA 2025 |
| 2025 | Douglas County, CO | Refinance, 150 or more units | $45M | 6.43% | 3 yr | 44% | HMDA 2025 |
| 2025 | Utah County, UT | Purchase, 150 or more units | $38M | 6.08% | 4 yr | 57% | HMDA 2025 |
| 2025 | Salt Lake County, UT | Purchase, 150 or more units | $37M | 6.67% | 5 yr | 58% | HMDA 2025 |
| 2025 | Jefferson County, KY | Purchase, 50 to 99 units | $15M | 5.88% | 5 yr | 64% | HMDA 2025 |
| 2025 | Jackson County, MO | Purchase, 50 to 99 units | $7.6M | 5.73% | 10 yr | 78% | HMDA 2025 |
| 2025 | Jackson County, MO | Refinance, 25 to 49 units | $3.4M | 6.76% | 5 yr | 80% | HMDA 2025 |
| 2025 | Winnebago County, WI | Refinance, 100 to 149 units | $3.2M | 6.77% | 3 yr | 50% | HMDA 2025 |
| 2025 | Boone County, MO | Purchase, 5 to 24 units | $2.3M | 6.08% | 5 yr | 72% | HMDA 2025 |
| 2025 | Tulare County, CA | Purchase, 5 to 24 units | $2.2M | 6.37% | 5 yr | 61% | HMDA 2025 |
| 2025 | Boone County, MO | Refinance, 5 to 24 units | $1.5M | 6.25% | 5 yr | 76% | HMDA 2025 |
| 2025 | Maricopa County, AZ | Purchase, 5 to 24 units | $1.5M | 5.98% | 2.5 yr | 75% | HMDA 2025 |
| 2025 | Ada County, ID | Purchase, 5 to 24 units | $1.4M | 6.99% | 5 yr | 80% | HMDA 2025 |
| 2025 | Cole County, MO | Refinance, 5 to 24 units | $960K | 6.15% | 5 yr | 66% | HMDA 2025 |
| 2025 | Dane County, WI | Purchase, 5 to 24 units | $900K | 6.45% | 6 yr | 65% | HMDA 2025 |
| 2025 | Jackson County, MO | Refinance, 5 to 24 units | $640K | 6.74% | 5 yr | 89% | HMDA 2025 |
| 2025 | Dane County, WI | Purchase, 5 to 24 units | $560K | 7.25% | 5 yr | 74% | HMDA 2025 |
| 2025 | Madera County, CA | Improvement, 5 to 24 units | $500K | 7.09% | 5 yr | 52% | HMDA 2025 |
| 2025 | Johnson County, KS | Refinance, 5 to 24 units | $460K | 6.27% | 5 yr | 27% | HMDA 2025 |
| 2025 | Winnebago County, IL | Refinance, 5 to 24 units | $360K | 7.5% | 1 yr | 80% | HMDA 2025 |
| 2025 | Bernalillo County, NM | Improvement, 25 to 49 units | $260K | 6.75% | 5 yr | 43% | HMDA 2025 |
| 2025 | Winnebago County, IL | Purchase, 5 to 24 units | $200K | 7.5% | 1 yr | 58% | HMDA 2025 |
| 2025 | Dubuque County, IA | Improvement, 5 to 24 units | $100K | 7.9% | 6 yr | 77% | HMDA 2025 |
| 2024 | Franklin County, OH | Refinance, 150 or more units | $59M | 6.82% | 3 yr | 75% | HMDA 2024 |
| 32 multifamily loans made in 2024 and 2025 | $368M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Jackson County, MO | County | 5 | $18.5M |
| Boone County, MO | County | 2 | $3.80M |
| Dane County, WI | County | 2 | $1.46M |
| Douglas County, CO | County | 2 | $110M |
| Johnson County, KS | County | 2 | $1.96M |
| Salt Lake County, UT | County | 2 | $93.0M |
| Winnebago County, IL | County | 2 | $560K |
| Ada County, ID | County | 1 | $1.40M |
| Benton County, AR | County | 1 | $1.50M |
| Bernalillo County, NM | County | 1 | $260K |
| Cole County, MO | County | 1 | $960K |
| Douglas County, KS | County | 1 | $1.00M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 11 | $5.38M |
| $1M to $2.5M | 9 | $14.2M |
| $2.5M to $5M | 2 | $6.60M |
| $5M to $10M | 2 | $13.2M |
| $10M or more | 8 | $329M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 8 | $84.3M | $1.5M |
| 2025 | 24 | $284M | $1.5M |
| Purpose | Loans |
|---|---|
| Purchase | 16 |
| Refinance | 12 |
| Improvement | 4 |
| Units | Loans |
|---|---|
| 5 to 24 units | 19 |
| 25 to 49 units | 3 |
| 50 to 99 units | 2 |
| 100 to 149 units | 2 |
| 150 or more units | 6 |
- UMB Bank, National Association made 32 multifamily loans totaling $368.4M in 2024 and 2025, in 22 named places across 15 states. HMDA,
- It made 24 of them in 2025 and 8 in 2024. HMDA,
- The typical loan was about $1.5M, with the middle half between $640K and $14M. HMDA,
- The largest was about $65M. Every amount is rounded to 2 significant figures. HMDA,
- 11 loans were under $1M, and 10 were $5M or more. HMDA,
- It reported a median rate of 6.74% on 32 loans, with the middle half between 6.37% and 7.09%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 70%. HMDA,
- 38% of the loans were refinancings and 50% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 19 loans. HMDA,
- Its loans were most often in Jackson County, MO (5), Boone County, MO (2) and Dane County, WI (2). HMDA,
What we don't know
- Whether UMB Bank, National Association is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.