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The Lender Report built this page from public records. UMB Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about UMB Bank, National Association itself. Each figure shows its source and date. Work at UMB Bank, National Association? You can claim this page for free.

SBA 7(a) record

UMB Bank, National Association: SBA 7(a) loans made

UMB Bank, National Association, a bank based in Kansas City, MO, made 217 SBA 7(a) loans in the 36 months ending September 30, 2026, $133.2M in all, net of cancelled approvals. The typical loan was about $350K, and 45 were in the last 12 months. Most were in Missouri.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
217
SBA FOIA,
Net of cancelled approvals
Dollars
$133M
SBA FOIA,
Rounded amounts
Typical loan
$350K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
45
SBA FOIA,

Cite this

Source: The Lender Report, UMB Bank, National Association: SBA 7(a) loans made, https://lender.report/lender/umb-bank-mo/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

UMB Bank, National AssociationNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026TexasSBA 7(a), Ornamental and Architectural Metal Work Manufacturing$840K7.25%10 yrSBA FOIA
Sep 2026AlabamaSBA 7(a), Janitorial Services$100K8.25%5 yrSBA FOIA
Aug 2026ColoradoSBA 7(a), Health Care and Social Assistance$1.5M7%10 yrSBA FOIA
Aug 2026MissouriSBA 7(a), Offices of Physicians (except Mental Health Specialists)$920K7.5%10 yrSBA FOIA
Aug 2026UtahSBA 7(a), Wholesale Trade$640K6.75%25 yrSBA FOIA
Aug 2026TexasSBA 7(a), Offices of Chiropractors$570K7.25%25 yrSBA FOIA
Aug 2026MissouriSBA 7(a), Nail Salons$370K7.25%10 yrSBA FOIA
Aug 2026MissouriSBA 7(a), Limited-Service Restaurants$350K6.75%7 yrSBA FOIA
Aug 2026KansasSBA 7(a), Offices of Lawyers$250K7%5 yrSBA FOIA
Aug 2026NebraskaSBA 7(a), General Automotive Repair$60K9.5%5 yrSBA FOIA
Aug 2026TexasSBA 7(a), Offices of Chiropractors$50K7.75%5 yrSBA FOIA
Jul 2026UtahSBA 7(a), Offices of Dentists$700K7%15 yrSBA FOIA
Jul 2026ColoradoSBA 7(a), Limited-Service Restaurants$450K7.75%10 yrSBA FOIA
Jul 2026UtahSBA 7(a), All Other Professional, Scientific, and Technical Services$160K7.25%10 yrSBA FOIA
Jun 2026UtahSBA 7(a), Other Scientific and Technical Consulting Services$740K7%7 yrSBA FOIA
May 2026UtahSBA 7(a), Educational Support Services$5M7%10 yrSBA FOIA
Apr 2026MissouriSBA 7(a), Painting and Wall Covering Contractors$810K6.75%10 yrSBA FOIA
Apr 2026ArizonaSBA 7(a), Offices of Dentists$750K7.5%25 yrSBA FOIA
Apr 2026MissouriSBA 7(a), Limited-Service Restaurants$350K6.75%7 yrSBA FOIA
Apr 2026MissouriSBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists$260K7.75%10 yrSBA FOIA
Apr 2026UtahSBA 7(a), Residential Remodelers$200K7%10 yrSBA FOIA
Apr 2026MissouriSBA 7(a), General Freight Trucking, Long-Distance, Truckload$130K8%7 yrSBA FOIA
Apr 2026ArizonaSBA 7(a), Jewelry Retailers$50K8.75%5 yrSBA FOIA
Mar 2026UtahSBA 7(a), Other Commercial and Industrial Machinery and Equipment Rental and Leasing$3.8M7%10 yrSBA FOIA
Mar 2026UtahSBA 7(a), Other Commercial and Industrial Machinery and Equipment Rental and Leasing$200K7%5 yrSBA FOIA
217 SBA 7(a) loans since October 2023, net of cancelled$133MSBA FOIA

A blank means the source did not report it.

Where UMB Bank, National Association's SBA 7(a) loans were made, most loans first
StateLoansDollars
Missouri43$17.0M
Arizona37$28.6M
Utah32$27.4M
Colorado31$12.9M
Texas24$18.0M
Kansas23$12.7M
Illinois6$6.15M
New Mexico6$2.08M
Iowa4$1.61M
California2$2.29M
Indiana2$2.27M
Minnesota2$840K
SBA FOIA,

SBA loans are on record by state only.

UMB Bank, National Association: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K64$4.57M
$150K to $350K43$10.7M
$350K to $1M78$46.6M
$1M to $2.5M23$35.1M
$2.5M or more9$36.3M
SBA FOIA,
UMB Bank, National Association: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q424$16.2M
2024 Q126$10.8M
2024 Q218$8.77M
2024 Q324$16.5M
2024 Q410$9.40M
2025 Q132$18.0M
2025 Q214$7.55M
2025 Q324$13.9M
2025 Q410$8.07M
2026 Q112$8.74M
2026 Q29$8.29M
2026 Q314$6.96M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program138
SBA Express Program71
7a General3
Preferred Lenders with WCP2
Working Capital CAPLine2
Contract CAPLine1
SBA FOIA,
  • UMB Bank, National Association made 217 SBA 7(a) loans totaling $133.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 16 states. SBA FOIA,
  • 45 of them were in the 12 months to September 30, 2026, and 80 in the 12 months before. SBA FOIA,
  • The typical loan was about $350K, with the middle half between $100K and $700K. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 64 loans were under $150K, and 32 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.00% on 217 loans, with the middle half between 7.25% and 9.00%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Offices of Dentists, with 17. SBA FOIA,
  • The SBA file lists 138 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Missouri (43), Arizona (37) and Utah (32). SBA FOIA,

What we don't know

  • Whether UMB Bank, National Association is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.