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The Lender Report built this page from public records. UMB Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about UMB Bank, National Association itself. Each figure shows its source and date. Work at UMB Bank, National Association? You can claim this page for free.
SBA 504 record
UMB Bank, National Association: SBA 504 first liens made
UMB Bank, National Association, a bank based in Kansas City, MO, made 16 SBA 504 first liens in the 36 months ending September 30, 2026, $14.3M in all, net of cancelled approvals. The typical first lien was about $760K, and 6 were in the last 12 months. Most were in Colorado.
- Evidence
- SBA 504 loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- First liens, 36 months
- 16
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $14.3M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $760K
- SBA FOIA,
- Largest loan
- $2.5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 6
- SBA FOIA,
Cite this
Source: The Lender Report, UMB Bank, National Association: SBA 504 first liens made, https://lender.report/lender/umb-bank-mo/sba-504/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jan 2026 | Utah | SBA 504, Offices of Dentists | $470K | 25 yr | SBA FOIA | ||
| Nov 2025 | Wisconsin | SBA 504, Full-Service Restaurants | $710K | 25 yr | SBA FOIA | ||
| May 2025 | New Mexico | SBA 504, Construction | $240K | 10 yr | SBA FOIA | ||
| Mar 2025 | Minnesota | SBA 504, All Other Specialty Trade Contractors | $940K | 25 yr | SBA FOIA | ||
| Feb 2025 | Illinois | SBA 504, Manufacturing | $260K | 25 yr | SBA FOIA | ||
| Jan 2025 | Minnesota | SBA 504, Full-Service Restaurants | $2M | 25 yr | SBA FOIA | ||
| Jan 2025 | Colorado | SBA 504, All Other Personal Services | $1.4M | 25 yr | SBA FOIA | ||
| Nov 2024 | Utah | SBA 504, Transportation and Warehousing | $1.1M | 25 yr | SBA FOIA | ||
| Oct 2024 | Kansas | SBA 504, Wholesale Trade | $2.5M | 20 yr | SBA FOIA | ||
| Sep 2024 | California | SBA 504, Landscaping Services | $760K | 25 yr | SBA FOIA | ||
| Sep 2024 | Colorado | SBA 504, Wholesale Trade | $420K | 10 yr | SBA FOIA | ||
| Aug 2024 | Colorado | SBA 504, General Automotive Repair | $930K | 25 yr | SBA FOIA | ||
| Jun 2024 | Arizona | SBA 504, Wholesale Trade | $970K | 25 yr | SBA FOIA | ||
| Apr 2024 | Arizona | SBA 504, Transportation and Warehousing | $490K | 25 yr | SBA FOIA | ||
| Dec 2023 | California | SBA 504, Automobile and Other Motor Vehicle Merchant Wholesalers | $450K | 25 yr | SBA FOIA | ||
| Oct 2023 | Minnesota | SBA 504, Automotive Body, Paint, and Interior Repair and Maintenance | $620K | 25 yr | SBA FOIA | ||
| 16 SBA 504 first liens since October 2023, net of cancelled | $14.3M | SBA FOIA | |||||
A blank means the source did not report it.
| State | First liens | Dollars |
|---|---|---|
| Colorado | 3 | $2.75M |
| Minnesota | 3 | $3.56M |
| Arizona | 2 | $1.46M |
| California | 2 | $1.21M |
| Utah | 2 | $1.57M |
| Illinois | 1 | $260K |
| Kansas | 1 | $2.50M |
| New Mexico | 1 | $240K |
| Wisconsin | 1 | $710K |
SBA loans are on record by state only.
| Loan size | First liens | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 2 | $500K |
| $350K to $1M | 10 | $6.76M |
| $1M to $2.5M | 3 | $4.50M |
| $2.5M or more | 1 | $2.50M |
| Quarter | First liens | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $1.07M |
| 2024 Q2 | 2 | $1.46M |
| 2024 Q3 | 3 | $2.11M |
| 2024 Q4 | 2 | $3.60M |
| 2025 Q1 | 4 | $4.60M |
| 2025 Q2 | 1 | $240K |
| 2025 Q4 | 1 | $710K |
| 2026 Q1 | 1 | $470K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | First liens |
|---|---|
| Wholesale Trade | 3 |
| Full-Service Restaurants (722511) | 2 |
| All Other Personal Services (812990) | 1 |
| All Other Specialty Trade Contractors (238990) | 1 |
| Automobile and Other Motor Vehicle Merchant Wholesalers (423110) | 1 |
| Automotive Body, Paint, and Interior Repair and Maintenance (811121) | 1 |
| Construction | 1 |
| General Automotive Repair (811111) | 1 |
| Landscaping Services (561730) | 1 |
| Manufacturing | 1 |
| Offices of Dentists (621210) | 1 |
| Transportation and Warehousing | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Accredited Lenders Program | 10 |
| ALP Express | 4 |
| 504 Basic | 2 |
| Certified Development Company | Projects |
|---|---|
| Amplio Economic Development Corporation | 3 |
| B:Side Capital | 3 |
| Mountain West Small Business Finance | 3 |
| Arizona Capital Source | 1 |
| Bay Area Employment Development Company | 1 |
| Cen Cal Business Finance Group | 1 |
| Rockford Local Development Corporation | 1 |
| Rural Missouri, Inc. | 1 |
| The Mortgage Capital Development Corporation | 1 |
| WBD, Inc. | 1 |
- UMB Bank, National Association made 16 SBA 504 first liens totaling $14.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 9 states. SBA FOIA,
- The SBA file shows 6 approvals naming UMB Bank, National Association as first-lien lender dated in the 12 months to September 30, 2026, and 14 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
- The typical first lien was about $760K, with the middle half between $470K and $1.1M. SBA FOIA,
- The largest was about $2.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 4 were $1M or more. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Wholesale Trade, with 3. SBA FOIA,
- The SBA file lists 10 of its loans as processed under Accredited Lenders Program. SBA FOIA,
- It worked with 10 Certified Development Companies, most often Amplio Economic Development Corporation. SBA FOIA,
- Its loans were most often in Colorado (3), Minnesota (3) and Arizona (2). SBA FOIA,
What we don't know
- Whether UMB Bank, National Association is taking new SBA 504 loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.