Unverified listing What this means

The Lender Report built this page from public records. Valley Bank of Ronan has not reviewed it. Every lender's page starts this way, and it says nothing about Valley Bank of Ronan itself. Each figure shows its source and date. Work at Valley Bank of Ronan? You can claim this page for free.

SBA 7(a) record

Valley Bank of Ronan: SBA 7(a) loans made

Valley Bank of Ronan, a bank based in Ronan, MT, made 11 SBA 7(a) loans in the 36 months ending September 30, 2026, $7.7M in all, net of cancelled approvals. The typical loan was about $390K, and 2 were in the last 12 months. Most were in Montana.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
11
SBA FOIA,
Net of cancelled approvals
Dollars
$7.68M
SBA FOIA,
Rounded amounts
Typical loan
$390K
SBA FOIA,
Largest loan
$1.8M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
2
SBA FOIA,

Cite this

Source: The Lender Report, Valley Bank of Ronan: SBA 7(a) loans made, https://lender.report/lender/valley-bank-of-ronan-mt/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Valley Bank of RonanNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jan 2026MontanaSBA 7(a), Retail Trade$1.5M7%25 yrSBA FOIA
Dec 2025MontanaSBA 7(a), Manufacturing$210K7.75%20 yrSBA FOIA
Jul 2025MontanaSBA 7(a), Construction$1.8M7.5%15 yrSBA FOIA
May 2025MontanaSBA 7(a), Retail Trade$920K7.25%25 yrSBA FOIA
Feb 2025MontanaSBA 7(a), Full-Service Restaurants$390K7.75%25 yrSBA FOIA
Feb 2025MontanaSBA 7(a), Full-Service Restaurants$130K7.75%7 yrSBA FOIA
Jul 2024MontanaSBA 7(a), Real Estate and Rental and Leasing$400K8%25 yrSBA FOIA
May 2024CaliforniaSBA 7(a), Janitorial Services$1.8M8.25%10 yrSBA FOIA
Apr 2024MontanaSBA 7(a), New Single-Family Housing Construction (except For-Sale Builders)$250K8%7 yrSBA FOIA
Apr 2024MontanaSBA 7(a), Limited-Service Restaurants$140K7.75%7 yrSBA FOIA
Oct 2023MontanaSBA 7(a), Agriculture, Forestry, Fishing and Hunting$140K8.5%6 yrSBA FOIA
11 SBA 7(a) loans since October 2023, net of cancelled$7.68MSBA FOIA

A blank means the source did not report it.

Where Valley Bank of Ronan's SBA 7(a) loans were made, most loans first
StateLoansDollars
Montana10$5.88M
California1$1.80M
SBA FOIA,

SBA loans are on record by state only.

Valley Bank of Ronan: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K3$410K
$150K to $350K2$460K
$350K to $1M3$1.71M
$1M to $2.5M3$5.10M
$2.5M or more0$0
SBA FOIA,
Valley Bank of Ronan: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q41$140K
2024 Q23$2.19M
2024 Q31$400K
2025 Q12$520K
2025 Q21$920K
2025 Q31$1.80M
2025 Q41$210K
2026 Q11$1.50M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Valley Bank of Ronan lent to, most loans first
Industry (NAICS)Loans
Full-Service Restaurants (722511)2
Retail Trade2
Agriculture, Forestry, Fishing and Hunting1
Construction1
Janitorial Services (561720)1
Limited-Service Restaurants (722513)1
Manufacturing1
New Single-Family Housing Construction (except For-Sale Builders) (236115)1
Real Estate and Rental and Leasing1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General5
SBA Express Program5
Working Capital CAPLine1
SBA FOIA,
  • Valley Bank of Ronan made 11 SBA 7(a) loans totaling $7.7M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • 2 of them were in the 12 months to September 30, 2026, and 4 in the 12 months before. SBA FOIA,
  • The typical loan was about $390K, with the middle half between $140K and $1.5M. SBA FOIA,
  • The largest was about $1.8M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 3 loans were under $150K, and 3 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 7.75% on 11 loans, with the middle half between 7.50% and 8.00%. SBA FOIA,
  • The median term was 15 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 2. SBA FOIA,
  • The SBA file lists 5 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Montana (10) and California (1). SBA FOIA,

What we don't know

  • Whether Valley Bank of Ronan is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.