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The Lender Report built this page from public records. VeraBank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about VeraBank, National Association itself. Each figure shows its source and date. Work at VeraBank, National Association? You can claim this page for free.
SBA 7(a) record
VeraBank, National Association: SBA 7(a) loans made
VeraBank, National Association, a bank based in Henderson, TX, made 30 SBA 7(a) loans in the 36 months ending September 30, 2026, $19.3M in all, net of cancelled approvals. The typical loan was about $500K, and 26 were in the last 12 months. Most were in Texas.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 30
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $19.3M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $500K
- SBA FOIA,
- Largest loan
- $3.5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 26
- SBA FOIA,
Cite this
Source: The Lender Report, VeraBank, National Association: SBA 7(a) loans made, https://lender.report/lender/verabank-tx/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Texas | SBA 7(a), Wineries | $1M | 6.75% | 5 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), All Other Miscellaneous Retailers | $610K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Wineries | $180K | 6.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), General Freight Trucking, Local | $87K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Beauty Salons | $25K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Texas | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $2.4M | 8.25% | 11 yr | SBA FOIA | |
| Aug 2026 | Texas | SBA 7(a), Manufacturing | $880K | 8.25% | 10 yr | SBA FOIA | |
| Aug 2026 | Texas | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $400K | 7.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Texas | SBA 7(a), General Automotive Repair | $970K | 8.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Texas | SBA 7(a), Offices of Lawyers | $500K | 8.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Texas | SBA 7(a), Offices of Lawyers | $500K | 8.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Breweries | $3.5M | 8.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Pharmaceutical Preparation Manufacturing | $1.3M | 8.5% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Other Personal Care Services | $1.1M | 8% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Breweries | $250K | 8.25% | 10 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Commercial and Institutional Building Construction | $250K | 8.25% | 10 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Used Car Dealers | $35K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Water Supply and Irrigation Systems | $400K | 8.25% | 25 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Home Health Care Services | $330K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Janitorial Services | $200K | 8.25% | 10 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Home Health Care Services | $170K | 8.75% | 10 yr | SBA FOIA | |
| Feb 2026 | Texas | SBA 7(a), Fitness and Recreational Sports Centers | $200K | 8.25% | 10 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Paint, Varnish, and Supplies Merchant Wholesalers | $760K | 8.5% | 25 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers | $560K | 8.5% | 10 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $500K | 8.5% | 10 yr | SBA FOIA | |
| 30 SBA 7(a) loans since October 2023, net of cancelled | $19.3M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Texas | 30 | $19.3M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 4 | $287K |
| $150K to $350K | 9 | $2.05M |
| $350K to $1M | 11 | $6.58M |
| $1M to $2.5M | 5 | $6.90M |
| $2.5M or more | 1 | $3.50M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 1 | $250K |
| 2024 Q3 | 2 | $1.24M |
| 2025 Q3 | 1 | $500K |
| 2025 Q4 | 4 | $2.04M |
| 2026 Q1 | 5 | $1.30M |
| 2026 Q2 | 6 | $6.43M |
| 2026 Q3 | 11 | $7.55M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 13 |
| 7a General | 8 |
| Preferred Lenders Program | 6 |
| International Trade Loans | 3 |
- VeraBank, National Association made 30 SBA 7(a) loans totaling $19.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 26 of them were in the 12 months to September 30, 2026, and 1 in the 12 months before. SBA FOIA,
- The typical loan was about $500K, with the middle half between $200K and $880K. SBA FOIA,
- The largest was about $3.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 4 loans were under $150K, and 6 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.25% on 30 loans, with the middle half between 8.25% and 8.75%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Breweries, with 2. SBA FOIA,
- The SBA file lists 13 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Texas (30). SBA FOIA,
What we don't know
- Whether VeraBank, National Association is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.