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SBA 7(a) record
Vermont Credit Union: SBA 7(a) loans made
Vermont Credit Union, a credit union based in So Burlington, VT, made 10 SBA 7(a) loans in the 36 months ending September 30, 2026, $683K in all, net of cancelled approvals. The typical loan was about $50K, and 1 were in the last 12 months. Most were in Vermont.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 10
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $683K
- SBA FOIA,
- Rounded amounts
- Typical loan
- $50K
- SBA FOIA,
- Largest loan
- $200K
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 1
- SBA FOIA,
Cite this
Source: The Lender Report, Vermont Credit Union: SBA 7(a) loans made, https://lender.report/lender/vermont-credit-union-vt/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jul 2026 | Vermont | SBA 7(a), Wholesale Trade | $20K | 8.75% | 5 yr | SBA FOIA | |
| Jan 2025 | Vermont | SBA 7(a), Other Services (except Public Administration) | $7K | 9.5% | 1 yr | SBA FOIA | |
| Sep 2024 | Vermont | SBA 7(a), Transportation and Warehousing | $110K | 7.75% | 5 yr | SBA FOIA | |
| Aug 2024 | Vermont | SBA 7(a), Manufacturing | $200K | 9.5% | 6 yr | SBA FOIA | |
| Jul 2024 | Vermont | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $50K | 10% | 3 yr | SBA FOIA | |
| May 2024 | Vermont | SBA 7(a), Landscaping Services | $28K | 8.25% | 4 yr | SBA FOIA | |
| Mar 2024 | Vermont | SBA 7(a), Full-Service Restaurants | $50K | 10% | 3 yr | SBA FOIA | |
| Nov 2023 | Vermont | SBA 7(a), Sporting Goods Retailers | $40K | 10% | 2 yr | SBA FOIA | |
| Oct 2023 | Vermont | SBA 7(a), Fish and Seafood Merchant Wholesalers | $100K | 8% | 5 yr | SBA FOIA | |
| Oct 2023 | Vermont | SBA 7(a), Fish and Seafood Merchant Wholesalers | $78K | 9.5% | 6 yr | SBA FOIA | |
| 10 SBA 7(a) loans since October 2023, net of cancelled | $683K | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Vermont | 10 | $683K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 9 | $483K |
| $150K to $350K | 1 | $200K |
| $350K to $1M | 0 | $0 |
| $1M to $2.5M | 0 | $0 |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $218K |
| 2024 Q1 | 1 | $50.0K |
| 2024 Q2 | 1 | $28.0K |
| 2024 Q3 | 3 | $360K |
| 2025 Q1 | 1 | $7.00K |
| 2026 Q3 | 1 | $20.0K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Fish and Seafood Merchant Wholesalers (424460) | 2 |
| Administrative and Support and Waste Management and Remediation Services | 1 |
| Full-Service Restaurants (722511) | 1 |
| Landscaping Services (561730) | 1 |
| Manufacturing | 1 |
| Other Services (except Public Administration) | 1 |
| Sporting Goods Retailers (459110) | 1 |
| Transportation and Warehousing | 1 |
| Wholesale Trade | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 10 |
- Vermont Credit Union made 10 SBA 7(a) loans totaling $683K in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 1 of them were in the 12 months to September 30, 2026, and 1 in the 12 months before. SBA FOIA,
- The typical loan was about $50K, with the middle half between $28K and $100K. SBA FOIA,
- The largest was about $200K. Every amount is rounded to 2 significant figures. SBA FOIA,
- 9 loans were under $150K, and 0 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 10 loans, with the middle half between 8.25% and 10.00%. SBA FOIA,
- The median term was 5 years. SBA FOIA,
- Its loans went most often to Fish and Seafood Merchant Wholesalers, with 2. SBA FOIA,
- The SBA file lists 10 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Vermont (10). SBA FOIA,
What we don't know
- Whether Vermont Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.