SBA 7(a) · VT

SBA 7(a) lenders in Vermont

51 lenders made at least one SBA 7(a) loan in Vermont in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 100 of the 453 on record.

Evidence
Lender recorded at least one SBA 7(a) loan to a business in Vermont in the 36 months ending September 30, 2026
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
Lenders on record
51
SBA FOIA,
Loans, 36 months
453
SBA FOIA,
Approvals, net of cancelled
Dollars, 36 months
$125M
SBA FOIA,
Approvals, last 12 months
131
SBA FOIA,
-25.6% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in Vermont, https://lender.report/sba-7a-lenders/vermont/, data as of September 30, 2026.

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Vermont SBA 7(a) lenders, by loans in the state over 36 months. First 25 of 51.
LenderKindBased inLoansDollars
TD Bank, National Association SBA 7(a) recordBankWilmington, DE100$12.0M
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY85$5.78M
Community National Bank SBA 7(a) recordBankDerby, VT70$15.9M
Heritage Family Credit Union SBA 7(a) recordCredit unionRutland, VT19$1.73M
KeyBank National Association SBA 7(a) recordBankCleveland, OH15$3.05M
The Huntington National Bank SBA 7(a) recordBankColumbus, OH12$6.82M
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC11$6.20M
Eastrise Credit Union SBA 7(a) recordCredit unionWilliston, VT11$968K
Vermont Credit Union SBA 7(a) recordCredit unionSo Burlington, VT10$684K
Beacon Bank and Trust SBA 7(a) recordBankBoston, MA8$12.2M
Northeast Bank SBA 7(a) recordBankPortland, ME8$515K
North Country Credit Union SBA 7(a) recordCredit unionBurlington, VT8$485K
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL7$779K
Bar Harbor Bank & Trust SBA 7(a) recordBankBar Harbor, ME7$726K
Vermont 504 Corporation SBA 7(a) recordNon-bankMontpelier, VT6$1.08M
Vermont Community Loan Fund, Inc. SBA 7(a) recordNon-bankMontpelier, VT6$685K
Peoples Trust Company of St. Albans SBA 7(a) recordBankSaint Albans, VT6$675K
Northfield Savings Bank SBA 7(a) recordSavingsNorthfield, VT5$7.96M
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL5$6.22M
NBT Bank, National Association SBA 7(a) recordBankNorwich, NY4$5.80M
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ4$440K
Community Bank, National Association SBA 7(a) recordBankCanton, NY4$200K
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO3$5.40M
Mascoma BankBankLebanon, NH3$720K
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT3$400K
SBA FOIA,

See all 51 SBA 7(a) lenders in Vermont in Loan Comps

  • Lenders recorded 453 SBA 7(a) loans totaling $125.5M in Vermont in the 36 months ending September 30, 2026. SBA FOIA,
  • Banks and savings institutions made 384 of those, credit unions 52, and non-banks 17. SBA FOIA,
  • The five most active lenders made 63.8% of Vermont's SBA 7(a) loans. SBA FOIA,
  • Community National Bank recorded the most dollars in Vermont, at $15.9M. SBA FOIA,
  • 15 of these lenders are based in Vermont. SBA FOIA,
  • 9 lenders recorded 10 or more SBA 7(a) loans in Vermont. SBA FOIA,
  • The SBA file shows 131 SBA 7(a) approvals in Vermont dated in the 12 months to September 30, 2026, versus 176 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA,
  • The typical SBA 7(a) loan in Vermont was about $61K, with the middle half between $27K and $200K. SBA FOIA,
  • Lenders reported a median rate of 9.75% on 453 loans in Vermont, with the middle half between 8.25% and 11.25%. SBA FOIA,
  • The median term in Vermont was 10 years. SBA FOIA,

How this list is defined

Measure
SBA 7(a) loans made in Vermont
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals located in Vermont and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.
Order
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

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SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.