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The Lender Report built this page from public records. West Coast Community Bank has not reviewed it. Every lender's page starts this way, and it says nothing about West Coast Community Bank itself. Each figure shows its source and date. Work at West Coast Community Bank? You can claim this page for free.
SBA 504 record
West Coast Community Bank: SBA 504 first liens made
West Coast Community Bank, a bank based in Santa Cruz, CA, made 25 SBA 504 first liens in the 36 months ending September 30, 2026, $34.6M in all, net of cancelled approvals. The typical first lien was about $880K, and 8 were in the last 12 months. Most were in California.
- Evidence
- SBA 504 loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 11, 2026
- First liens, 36 months
- 25
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $34.6M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $880K
- SBA FOIA,
- Largest loan
- $4M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 8
- SBA FOIA,
Cite this
Source: The Lender Report, West Coast Community Bank: SBA 504 first liens made, https://lender.report/lender/west-coast-community-bank-ca/sba-504/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jun 2026 | California | SBA 504, Drinking Places (Alcoholic Beverages) | $880K | 25 yr | SBA FOIA | ||
| Feb 2026 | California | SBA 504, Used Car Dealers | $1.3M | 25 yr | SBA FOIA | ||
| Jan 2026 | California | SBA 504, Administrative Management and General Management Consulting Services | $820K | 25 yr | SBA FOIA | ||
| Sep 2025 | California | SBA 504, Other Building Material Dealers | $770K | 25 yr | SBA FOIA | ||
| Sep 2025 | California | SBA 504, General Automotive Repair | $550K | 25 yr | SBA FOIA | ||
| Aug 2025 | California | SBA 504, Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $3.5M | 25 yr | SBA FOIA | ||
| Jun 2025 | California | SBA 504, Used Car Dealers | $470K | 25 yr | SBA FOIA | ||
| Apr 2025 | California | SBA 504, Plumbing, Heating, and Air-Conditioning Contractors | $1.2M | 25 yr | SBA FOIA | ||
| Mar 2025 | California | SBA 504, Roofing Contractors | $2.5M | 25 yr | SBA FOIA | ||
| Feb 2025 | California | SBA 504, Assisted Living Facilities for the Elderly | $2.3M | 25 yr | SBA FOIA | ||
| Feb 2025 | California | SBA 504, Full-Service Restaurants | $940K | 25 yr | SBA FOIA | ||
| Jan 2025 | California | SBA 504, Plumbing, Heating, and Air-Conditioning Contractors | $1.1M | 25 yr | SBA FOIA | ||
| Jan 2025 | California | SBA 504, Offices of Lawyers | $250K | 25 yr | SBA FOIA | ||
| Dec 2024 | California | SBA 504, Offices of Real Estate Agents and Brokers | $650K | 25 yr | SBA FOIA | ||
| Dec 2024 | California | SBA 504, Full-Service Restaurants | $600K | 25 yr | SBA FOIA | ||
| Nov 2024 | California | SBA 504, Offices of Dentists | $750K | 25 yr | SBA FOIA | ||
| Nov 2024 | California | SBA 504, All Other Specialty Trade Contractors | $150K | 25 yr | SBA FOIA | ||
| May 2024 | California | SBA 504, Sports and Recreation Instruction | $120K | 25 yr | SBA FOIA | ||
| Apr 2024 | California | SBA 504, Assisted Living Facilities for the Elderly | $4M | 25 yr | SBA FOIA | ||
| Mar 2024 | Oregon | SBA 504, Hotels (except Casino Hotels) and Motels | $3.3M | 25 yr | SBA FOIA | ||
| Dec 2023 | California | SBA 504, Fitness and Recreational Sports Centers | $1.4M | 25 yr | SBA FOIA | ||
| Dec 2023 | California | SBA 504, Hotels (except Casino Hotels) and Motels | $830K | 25 yr | SBA FOIA | ||
| Nov 2023 | California | SBA 504, Hotels (except Casino Hotels) and Motels | $3.6M | 25 yr | SBA FOIA | ||
| Nov 2023 | California | SBA 504, Special Needs Transportation | $510K | 25 yr | SBA FOIA | ||
| Oct 2023 | California | SBA 504, Gasoline Stations with Convenience Stores | $2.1M | 25 yr | SBA FOIA | ||
| 25 SBA 504 first liens since October 2023, net of cancelled | $34.6M | SBA FOIA | |||||
A blank means the source did not report it.
| State | First liens | Dollars |
|---|---|---|
| California | 24 | $31.3M |
| Oregon | 1 | $3.30M |
SBA loans are on record by state only.
| Loan size | First liens | Dollars |
|---|---|---|
| Under $150K | 1 | $120K |
| $150K to $350K | 2 | $400K |
| $350K to $1M | 11 | $7.77M |
| $1M to $2.5M | 6 | $9.40M |
| $2.5M or more | 5 | $16.9M |
| Quarter | First liens | Dollars |
|---|---|---|
| 2023 Q4 | 5 | $8.44M |
| 2024 Q1 | 1 | $3.30M |
| 2024 Q2 | 2 | $4.12M |
| 2024 Q4 | 4 | $2.15M |
| 2025 Q1 | 5 | $7.09M |
| 2025 Q2 | 2 | $1.67M |
| 2025 Q3 | 3 | $4.82M |
| 2026 Q1 | 2 | $2.12M |
| 2026 Q2 | 1 | $880K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Accredited Lenders Program | 16 |
| ALP Express | 5 |
| 504 Basic | 2 |
| 504 Refinancing Program | 2 |
| Certified Development Company | Projects |
|---|---|
| Business Finance Capital | 12 |
| The Mortgage Capital Development Corporation | 7 |
| Bay Area Employment Development Company | 3 |
| Capital Access Group, Inc. | 3 |
- West Coast Community Bank made 25 SBA 504 first liens totaling $34.6M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
- The SBA file shows 8 approvals naming West Coast Community Bank as first-lien lender dated in the 12 months to September 30, 2026, and 15 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
- The typical first lien was about $880K, with the middle half between $600K and $2.1M. SBA FOIA,
- The largest was about $4M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1 loan was under $150K, and 11 were $1M or more. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Hotels (except Casino Hotels) and Motels, with 3. SBA FOIA,
- The SBA file lists 16 of its loans as processed under Accredited Lenders Program. SBA FOIA,
- It worked with 4 Certified Development Companies, most often Business Finance Capital. SBA FOIA,
- Its loans were most often in California (24) and Oregon (1). SBA FOIA,
What we don't know
- Whether West Coast Community Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.