Metro area · GA

Lenders in Augusta, GA-SC

33 lenders made 100 multifamily loans in the Augusta-Richmond County, GA-SC metro area in 2024 and 2025, $527.8M in all. SRP Credit Union made the most, with 14. The typical loan was about $960K.

Evidence
Multifamily loans placed in the metro area, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
33
HMDA,
Multifamily loans, 2024-25
100
HMDA,
Manufactured-home parks excluded
Dollars
$528M
HMDA,
Typical loan
$960K
HMDA,

Cite this

Source: The Lender Report, Lenders in Augusta, GA-SC, https://lender.report/lenders-in/augusta-ga-sc/, data as of December 31, 2025.

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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

Start with a deal in Augusta, GA-SCA lender in Augusta, GA-SC? Find your page

Augusta, GA-SC multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 15 of 33.
LenderKindBased inLoansDollars2025 loans2024 loans
SRP Credit Union multifamily recordCredit unionNorth Augusta, SC14$49.2M86
Queensborough National Bank & Trust Company multifamily recordBankLouisville, GA8$14.9M53
Vallant Bank multifamily recordBankElberton, GA8$2.92M26
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN5$93.0M41
First State Bank multifamily recordBankWrens, GA5$2.54M14
F&M Bank multifamily recordBankWashington, GA5$1.23M41
CBRE Multifamily Capital, Inc. multifamily recordNon-bankHouston, TX4$39.1M13
First Community Bank multifamily recordBankLexington, SC4$2.38M13
City National Bank of Florida multifamily recordBankMiami, FL3$4.58M30
Farmers State BankBankLincolnton, GA3$675K12
Security Federal Bank multifamily recordBankAiken, SC3$640K30
Grandbridge Real Estate Capital LLC multifamily recordNon-bankRaleigh, NC2$44.0M20
Berkadia Commercial Mortgage multifamily recordNon-bankAmbler, PA2$21.0M20
Bellwether Enterprise Real Estate Capital, LLC multifamily recordNon-bankCleveland, OH2$16.5M11
Arbor Realty Trust, Inc. multifamily recordNon-bankUniondale, NY2$10.9M20
HMDA,

All 33 lenders in Augusta, GA-SC, by loan size

Counties in the Augusta, GA-SC metro area, by loans recorded
CountyLoansDollarsLenders
Richmond County, GA51$219M22
Aiken County, SC24$158M16
Columbia County, GA16$127M10
HMDA,

A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.

Loans by size in Augusta, GA-SC
Loan sizeLoans
Under $1M52
$1M to $2.5M10
$2.5M to $5M7
$5M to $10M11
$10M or more20
HMDA,
  • Lenders made 100 multifamily loans totaling $527.8M in Augusta, GA-SC in 2024 and 2025. HMDA,
  • 9 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 55 of the loans were made in 2025 and 45 in 2024. HMDA,
  • The typical loan in Augusta, GA-SC was about $960K, with the middle half between $360K and $7M. HMDA,
  • 52 of the loans were under $1M, and 31 were $5M or more. HMDA,
  • Lenders reported a median rate of 6.75% on 74 loans in Augusta, GA-SC, with the middle half between 5.97% and 7.50%. HMDA,
  • The median term was 5 years. HMDA,
  • The median loan to value was 66%. HMDA,
  • 49% of the loans were refinancings and 43% were purchases. HMDA,
  • Banks and savings institutions made 49 of the loans, credit unions 16, and non-banks 26. HMDA,
  • The five most active lenders made 40.0% of the loans. HMDA,
  • The three most active lenders were SRP Credit Union with 14, Queensborough National Bank & Trust Company with 8, and Vallant Bank with 8. HMDA,
  • 6 of the 33 lenders are based in Georgia. The rest are based elsewhere, most often in South Carolina, Florida and Indiana. HMDA,
  • The most common property size was 5 to 24 units, with 58 loans. HMDA,
  • 3 counties in the metro area have loans on record, and Richmond County, GA has the most, with 51. HMDA,

How this list is defined

Measure
Multifamily loans made in the Augusta, GA-SC metro area
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.