Metro area · AR
Lenders in Fort Smith, AR-OK
32 lenders made 124 multifamily loans in the Fort Smith, AR-OK metro area in 2024 and 2025, $212.4M in all. Armstrong Bank made the most, with 22. The typical loan was about $760K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 32
- HMDA,
- Multifamily loans, 2024-25
- 124
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $212M
- HMDA,
- Typical loan
- $760K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Fort Smith, AR-OK, https://lender.report/lenders-in/fort-smith-ar-ok/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Armstrong Bank multifamily record | Bank | Muskogee, OK | 22 | $35.5M | 17 | 5 |
| Arvest Bank multifamily record | Bank | Fayetteville, AR | 14 | $11.5M | 10 | 4 |
| The First National Bank of Fort Smith multifamily record | Bank | Fort Smith, AR | 13 | $8.84M | 6 | 7 |
| Firstar Bank multifamily record | Bank | Sallisaw, OK | 8 | $8.50M | 6 | 2 |
| Chambers Bank multifamily record | Bank | Danville, AR | 7 | $3.20M | 2 | 5 |
| First Security Bank multifamily record | Bank | Searcy, AR | 5 | $5.98M | 2 | 3 |
| Signature Bank of Arkansas multifamily record | Bank | Fayetteville, AR | 4 | $15.1M | 3 | 1 |
| Today's Bank multifamily record | Bank | Huntsville, AR | 4 | $8.32M | 2 | 2 |
| United Bank multifamily record | Bank | Springdale, AR | 4 | $8.04M | 3 | 1 |
| Simmons Bank multifamily record | Bank | Pine Bluff, AR | 3 | $5.36M | 2 | 1 |
| Armor Bank multifamily record | Bank | Forrest City, AR | 3 | $2.98M | 0 | 3 |
| First Western Bank multifamily record | Bank | Booneville, AR | 3 | $2.60M | 2 | 1 |
| Citizens' Bank & Trust Co. | Bank | Van Buren, AR | 3 | $1.48M | 1 | 2 |
| Bank OZK multifamily record | Bank | Little Rock, AR | 3 | $760K | 2 | 1 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 2 | $12.2M | 1 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Sebastian County, AR | 98 | $172M | 28 |
| Crawford County, AR | 18 | $23.0M | 12 |
| Sequoyah County, OK | 6 | $9.38M | 4 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 74 |
| $1M to $2.5M | 25 |
| $2.5M to $5M | 17 |
| $5M to $10M | 7 |
| $10M or more | 1 |
- Lenders made 124 multifamily loans totaling $212.4M in Fort Smith, AR-OK in 2024 and 2025. HMDA,
- 5 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 74 of the loans were made in 2025 and 50 in 2024. HMDA,
- The typical loan in Fort Smith, AR-OK was about $760K, with the middle half between $420K and $1.9M. HMDA,
- 74 of the loans were under $1M, and 8 were $5M or more. HMDA,
- Lenders reported a median rate of 7.49% on 95 loans in Fort Smith, AR-OK, with the middle half between 6.96% and 7.87%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 67%. HMDA,
- 41% of the loans were refinancings and 56% were purchases. HMDA,
- Banks and savings institutions made 106 of the loans, credit unions 3, and non-banks 10. HMDA,
- The five most active lenders made 51.6% of the loans. HMDA,
- The three most active lenders were Armstrong Bank with 22, Arvest Bank with 14, and The First National Bank of Fort Smith with 13. HMDA,
- 18 of the 32 lenders are based in Arkansas. The rest are based elsewhere, most often in California, Oklahoma and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 82 loans. HMDA,
- 3 counties in the metro area have loans on record, and Sebastian County, AR has the most, with 98. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Fort Smith, AR-OK metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.