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Bank, Fayetteville, AR

Arvest Bank

A bank based in Fayetteville, AR. Its commercial book is led by non-owner-occupied CRE and C&I. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$11.2B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
101
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
174
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$28.1B
FDIC call report,
Does it fit my deal?

The deal is read here and kept nowhere. Leave out names, income and credit scores.

How to reach them

Each line shows where it came from

Phone
The FDIC record has no phone number. Try the lender's website.
Website
www.arvest.comFrom the FDIC record, November 9, 2026.
Address
75 N East Ave, Fayetteville, AR 72701FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 3 opened, 0 closed, 9 relocated.FDIC structure history. FDIC history
Oct 2023 to Sep 2026 SBA 7(a) approvals by processing method: 73 under Preferred Lender authority, 78 SBA Express.SBA ProcessingMethod field, net of cancellations. SBA FOIA,
Jun 2025 to Jun 2026 Non-owner-occupied CRE balance rose 13.7% to $3.2B in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Commercial and industrial balance rose 4.1% to $3.1B in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Construction and land development balance rose 16.0% to $2B in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
2024 Reported making 7,109 small business loans totaling $807.2M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Arvest BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026ArkansasSBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance$280K6.75%25 yrSBA FOIA
Sep 2026ArkansasSBA 7(a), All Other Specialty Trade Contractors$260K6.75%20 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Real Estate and Rental and Leasing$240K9%10 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Offices of Physicians (except Mental Health Specialists)$120K10.5%7 yrSBA FOIA
Sep 2026ArkansasSBA 7(a), Wholesale Trade$69K9%8 yrSBA FOIA
Aug 2026OklahomaSBA 7(a), Fitness and Recreational Sports Centers$800K7.25%10 yrSBA FOIA
Aug 2026OklahomaSBA 7(a), Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance$300K6.75%10 yrSBA FOIA
Aug 2026ArkansasSBA 7(a), Site Preparation Contractors$270K6.75%10 yrSBA FOIA
Aug 2026ArkansasSBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists$200K7.25%25 yrSBA FOIA
Aug 2026ArkansasSBA 7(a), Landscaping Services$88K7.5%10 yrSBA FOIA
Aug 2026OklahomaSBA 7(a), Fitness and Recreational Sports Centers$50K7.75%7 yrSBA FOIA
Jul 2026OklahomaSBA 7(a), Beauty Salons$230K7.75%10 yrSBA FOIA
Jul 2026ArkansasSBA 7(a), Fitness and Recreational Sports Centers$150K9.25%10 yrSBA FOIA
Jun 2026ArkansasSBA 7(a), Roofing Contractors$290K7%8 yrSBA FOIA
Jun 2026ArkansasSBA 7(a), Information$140K7%10 yrSBA FOIA
Jun 2026ArkansasSBA 7(a), Poured Concrete Foundation and Structure Contractors$100K7%10 yrSBA FOIA
Jun 2026ArkansasSBA 7(a), Roofing Contractors$92K6.75%5 yrSBA FOIA
2025Sebastian County, ARRefinance, 5 to 24 units$320K6.75%20 yr30%HMDA 2025
2025Craighead County, ARPurchase, 5 to 24 units$320K7.08%3 yr80%HMDA 2025
2025Craighead County, ARPurchase, 5 to 24 units$380K7.25%5 yr78%HMDA 2025
2025OklahomaPurchase, 5 to 24 units$1M7%2 yr74%HMDA 2025
2025Saline County, ARPurchase, 5 to 24 units$1.9M7.25%5 yr64%HMDA 2025
2025Garland County, ARPurchase, 5 to 24 units$640K6.9%5 yr70%HMDA 2025
2025Craighead County, ARPurchase, 5 to 24 units$1M6.9%3 yr80%HMDA 2025
2025Pope County, ARRefinance, 50 to 99 units$2.7M6.5%5 yr46%HMDA 2025
157 SBA 7(a) loans since October 2023, net of cancelled$43.3MSBA FOIA

A blank means the source did not report it.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$754M3.7%+5.2%
Construction and land development$2.02B9.9%+16.0%
Owner-occupied CRE$1.48B7.3%+2.8%
Non-owner-occupied CRE$3.23B15.8%+13.7%
Farmland$617M3.0%+7.2%
Commercial and industrial$3.10B15.1%+4.1%
Commercial total$11.2B
FDIC call report,

Reference only: $6.82B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$9.19B
Q4 2023$9.20B
Q1 2024$9.25B
Q2 2024$9.48B
Q3 2024$9.73B
Q4 2024$9.87B
Q1 2025$10.1B
Q2 2025$10.3B
Q3 2025$10.5B
Q4 2025$10.7B
Q1 2026$10.9B
Q2 2026$11.2B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units2025101$237M$735K$39MHMDA,
Multifamily, 5 or more units202490$302M$630KHMDA,
1-4 unit investor or business purpose20251,316$242M$135KHMDA,
SBA 7(a), net of cancelled36 months to Sep 2026157$43.3M$108K$3.7MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 202638$6.73MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 202617$10.5M$633K$1.3MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.

SBA loans by industry, 36 months
IndustryLoansDollars
Fitness and Recreational Sports Centers12$3.45M
Full-Service Restaurants10$4.70M
Offices of Physicians (except Mental Health Specialists)10$1.52M
Plumbing, Heating, and Air-Conditioning Contractors9$1.04M
Limited-Service Restaurants5$967K
Offices of Physical, Occupational and Speech Therapists, and Audiologists5$658K
Electrical Contractors and Other Wiring Installation Contractors5$631K
Landscaping Services5$407K
General Automotive Repair5$285K
SBA FOIA,

Other lenders in these fields: SBA lenders for gyms and fitness businesses, SBA lenders for restaurants, SBA lenders for medical practices.

Programs on record: Federal Home Loan Bank member, Dallas district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • Arvest Bank reported making 7,109 small business loans totaling $807,219,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 5,269 of $100,000 or less, 1,038 over $100,000 up to $250,000, 802 over $250,000 up to $1 million.
  • 4,496 of them, totaling $339,265,000, went to businesses with revenue of $1 million or less.
  • Arvest Bank reported making 2,376 small farm loans totaling $184,192,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 1,879 of $100,000 or less, 328 over $100,000 up to $250,000, 169 over $250,000 up to $500,000.
  • 1,972 of them, totaling $149,613,000, went to farms with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 362 loans, $59,666,000.
CountyLoansTotal
Benton County, AR780$71.5M
Washington County, AR744$100M
Tulsa County, OK495$57.4M
Pulaski County, AR432$48.1M
Comanche County, OK286$28.2M
Oklahoma County, OK236$31.0M
Baxter County, AR200$21.0M
Garland County, AR177$22.9M
Craighead County, AR156$17.9M
Stephens County, OK139$8.82M
FFIEC CRA disclosure data,
Counties with 5 or more small farm loans in 2024. Other counties, each under 5 loans: 133 loans, $15,884,000.
CountyLoansTotal
Madison County, AR283$16.9M
Benton County, AR247$15.6M
Stephens County, OK176$9.17M
Washington County, AR117$9.66M
Delaware County, OK112$9.47M
Barry County, MO99$6.66M
Adair County, OK98$3.92M
McDonald County, MO76$5.95M
Marion County, AR54$2.70M
Grady County, OK54$3.52M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: RSSD (respondent ID) + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • Arvest Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $284,487,000 for 1-4 family residential construction and $831,275,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $1,362,429,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less21,201$337M
Over $100,000 up to $250,0003,101$257M
Over $250,000 up to $1 million1,895$458M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less629$28.4M
Over $100,000 up to $250,0001,083$135M
Over $250,000 up to $1 million1,673$652M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by farmland, by original amount
Original amountLoansHolds
$100,000 or less732$31.9M
Over $100,000 up to $250,000764$88.9M
Over $250,000 up to $500,000445$112M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Agricultural production loans, by original amount
Original amountLoansHolds
$100,000 or less2,496$50.5M
Over $100,000 up to $250,000295$28.2M
Over $250,000 up to $500,000130$29.4M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Arkansas HQ101586396212
Oklahoma7923434604
Missouri3911168290
Kansas1063461
Texas01700
Florida00600
Indiana00400
California00300
Alabama00200
Arizona00200
Georgia00200
Mississippi00200
FDIC office list, HMDA, SBA FOIA,
Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Washington County, AR28$135M
Craighead County, AR13$11.3M
Sebastian County, AR12$9.64M
Benton County, AR11$17.9M
Comanche County, OK9$8.56M
Tulsa County, OK8$45.4M
Pulaski County, AR8$3.60M
Pottawatomie County, OK6$3.76M
Carroll County, AR6$2.21M
Garland County, AR5$8.22M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
Fayetteville-Springdale-Rogers, AR41$208M
Jonesboro, AR17$14.9M
Fort Smith, AR-OK14$11.5M
Little Rock-North Little Rock-Conway, AR11$6.41M
Tulsa, OK9$45.7M
Lawton, OK9$8.56M
Kansas City, MO-KS8$94.4M
Oklahoma City, OK7$15.6M
Joplin, MO-KS7$4.70M
Springfield, MO5$49.6M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • Arvest Bank has 225 offices in 64 counties and 4 states (FDIC Summary of Deposits, June 30, 2026): 219 full service and 6 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Benton County, AR241
Tulsa County, OK220
Washington County, AR190
Pulaski County, AR120
Oklahoma County, OK100
Johnson County, KS80
Jackson County, MO80
Cleveland County, OK71
Sebastian County, AR60
Greene County, MO60
Jasper County, MO60
Washington County, OK42
Garland County, AR50
Comanche County, OK50
Baxter County, AR30
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$421M$222M to $915M across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital213.7%96.4% to 348.4% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital72.0%40.3% to 113.8% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits83.2%67.7% to 99.8% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$1.12B$841M to $10.7B across 8 peersCommitments to lend on commercial real estate that are not yet drawn.FDIC call report,
Loans to assets73.0%53.6% to 79.7% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Loan channel and SBA processing

Public record only

  • Of 1,316 1-4 unit investor loans with a known channel in 2025, 1 (0.1%) came through a third party. HMDA,

Third party includes correspondents as well as brokers. No figure here means no evidence, not a refusal.

Preferred Lender authority
73 loans (46.5%)
SBA Express
78 loans
Approval to first disbursement
8 days, median of 150

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
Simmons BankAR$24.7B$13.6B
Centennial BankAR$24.6B$12.5B
Bank OZKAR$41.7B$23.1B
First Security BankAR$8.58B$3.65B
Ameris BankGA$28.4B$14.9B
First National Bank of OmahaNE$34.2B$8.92B
United Community BankSC$29.0B$14.4B
Renasant BankMS$27.0B$14.1B
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers on any given deal. The public record shows only that some loans came through a third party.

Check this page

Against the regulator's own record

  1. Name and charter. Arvest Bank, FDIC certificate 8728. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $28.1B in total assets and $11.2B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 1,681 recorded loans from HMDA and SBA files, through September 30, 2026: 101 HMDA multifamily 2025, 90 HMDA multifamily 2024, 1,316 HMDA 1-4 unit investor 2025, 157 SBA 7(a) in 36 months, 17 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Arvest Bank]
  4. Phone and website. No phone number is on record. Website arvest.com, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 7,109 small business loans reported in its CRA filing for 2024. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
Federal Reserve
FDIC certificate
8728
RSSD
311845
LEI
COINQMNIM6RBU631DD85
The Lender Report ID
lr_000085
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock
Head office metro area
Fayetteville-Springdale-Rogers, AR

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $28.1B in total assets as of June 30, 2026 (FDIC call report).
  • Held $11.2B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $3.2B of non-owner-occupied commercial real estate loans as of June 30, 2026, up 13.7% from a year earlier (FDIC call report).
  • Held $3.1B of commercial and industrial loans as of June 30, 2026, up 4.1% from a year earlier (FDIC call report).
  • Held $2B of construction and land loans as of June 30, 2026, up 16.0% from a year earlier (FDIC call report).
  • Originated 101 multifamily loans totaling $236.7M in 2025 (HMDA).
10 more sentences
  • Originated 90 multifamily loans totaling $302.1M in 2024 (HMDA).
  • Originated 1,316 1-4 unit investor or business-purpose loans totaling $241.6M in 2025 (HMDA).
  • Recorded 167 SBA 7(a) approvals totaling $45M from October 1, 2023 to September 30, 2026, of which 10 were later cancelled (SBA).
  • Provided the first lien on 17 SBA 504 projects with $10.5M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
  • Listed 229 offices in 4 states (FDIC).
  • Reported making 7,109 small business loans totaling $807.2M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Reported making 2,376 small farm loans totaling $184.2M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Held 26,197 commercial and industrial loans that were $1 million or less when made, with a balance of $1.1B as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 3,385 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $816M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $284.5M for 1-4 family and $831.3M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.

Cite this

Source: The Lender Report, Arvest Bank, https://lender.report/lender/arvest-bank-ar/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

Work at Arvest Bank? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem